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NYS CIC MANDATORY PRACTICE EXAMINATION 2026 QUESTIONS WITH ANSWERS GRADED A+

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NYS CIC MANDATORY PRACTICE EXAMINATION 2026 QUESTIONS WITH ANSWERS GRADED A+

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NYS CIC MANDATORY PRACTICE EXAMINATION 2026
QUESTIONS WITH ANSWERS GRADED A+


● Disability Insurance. Answer: Income protection

● Short-Term Disability. Answer: STD temporary coverage

● Long-Term Disability. Answer: LTD extended coverage

● Own Occupation. Answer: Specific job definition

● Any Occupation. Answer: Any job definition

● Elimination Period. Answer: Waiting period

● Benefit Period. Answer: Payment duration

● Residual Disability. Answer: Partial disability

● Total Disability. Answer: Complete inability

● Presumptive Disability. Answer: Automatic qualification

● Social Security Disability. Answer: SSDI federal program

● Workers Compensation. Answer: Work injury coverage

● Occupational Injury. Answer: Work-related harm

● Occupational Disease. Answer: Work-caused illness

● Compensability. Answer: Eligibility for benefits

● Medical Benefits. Answer: Healthcare coverage

● Indemnity Benefits. Answer: Lost wage payment

● Permanent Disability. Answer: Lasting impairment

● Temporary Disability. Answer: Recoverable impairment
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