New York State Auto Damage and Theft
quiz 17-71 Exam Questions and Answers
(Verified Answers) ||ACTUAL EXAM
TEST!! Graded A+ | LATEST UPDATE 2026
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to
work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss -CORRECTANSWER Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk lid and
the quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails -CORRECTANSWER The frame rails
In auto physical damage insurance, an insured peril cause of loss is known as:
,Direct loss
Indirect loss
Loss evaluation
Consequential loss -CORRECTANSWER Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 -CORRECTANSWER $1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued to him
by the Insurance Department and display it, upon request, to an owner whose vehicle is
being inspected, to the repair shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair shop
selected by the consumer to make the repairs and also furnish a copy to the owner of
the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained by the
use of photographs, telephone calls or in any manner other than a personal inspection.
,The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in
any way as a result of appraisal services rendered by him for his own benefit. -
CORRECTANSWER The appraiser is permitted to traffic in automobile salvage if such
salvage is obtained in any way as a result of appraisal services rendered by him for his
own benefit.
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured -CORRECTANSWER The insured
Before revoking or suspending a license, the Superintendent must first send _____
notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. -CORRECTANSWER 1o days
The linkage between the camshaft and the valves is commonly known as the:
, piston.
crankshaft.
valve train.
cylinder. -CORRECTANSWER valve train
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves -CORRECTANSWER Controller
Payment may be made if which of the following procedures has been executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
None of the CORRECTANSWER choices is correct. -CORRECTANSWER A Walk-
Away release/The Walk-Away release indicates the final disposition of the matter and
relinquishes the claimant's right to sue so payment may be issued. In some states the
signing of the payment check indicates a Walk-Away release.
quiz 17-71 Exam Questions and Answers
(Verified Answers) ||ACTUAL EXAM
TEST!! Graded A+ | LATEST UPDATE 2026
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to
work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss -CORRECTANSWER Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk lid and
the quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails -CORRECTANSWER The frame rails
In auto physical damage insurance, an insured peril cause of loss is known as:
,Direct loss
Indirect loss
Loss evaluation
Consequential loss -CORRECTANSWER Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 -CORRECTANSWER $1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued to him
by the Insurance Department and display it, upon request, to an owner whose vehicle is
being inspected, to the repair shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair shop
selected by the consumer to make the repairs and also furnish a copy to the owner of
the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained by the
use of photographs, telephone calls or in any manner other than a personal inspection.
,The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in
any way as a result of appraisal services rendered by him for his own benefit. -
CORRECTANSWER The appraiser is permitted to traffic in automobile salvage if such
salvage is obtained in any way as a result of appraisal services rendered by him for his
own benefit.
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured -CORRECTANSWER The insured
Before revoking or suspending a license, the Superintendent must first send _____
notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. -CORRECTANSWER 1o days
The linkage between the camshaft and the valves is commonly known as the:
, piston.
crankshaft.
valve train.
cylinder. -CORRECTANSWER valve train
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves -CORRECTANSWER Controller
Payment may be made if which of the following procedures has been executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
None of the CORRECTANSWER choices is correct. -CORRECTANSWER A Walk-
Away release/The Walk-Away release indicates the final disposition of the matter and
relinquishes the claimant's right to sue so payment may be issued. In some states the
signing of the payment check indicates a Walk-Away release.
