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Ca Psi Site - Life, Accident and Health Agent
Examination 2025/2026 (Life Agent) A Newly
Updated Version
All of the following are examples of the dividend
options available on a whole life insurance policy,
except:
A. One-year term option
B. Application to reduce premium
C. Paid-up additions
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D. Life income with period certain ......answer.....D
A policy owner makes the last premium payment on
his $250,000 non-par whole life policy today. The
owner is 70 years of age.
When will the cash value reach $250,000.
A. About 13 years from now
B. The cash value is $250,000 today
C. Never, he didn't pay up to age 100
D. When he reaches the age of 100 ......answer.....D
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Arnold and Bertha are married and work for
different firms. Arnold has group health insurance
through his company that also insures Bertha.
Likewise Bertha has group health insurance also
covering Arnold. Select the correct statement below
about how benefits are affected by the coordination
of benefits provision in both plans.
A. If Bertha files a medical claim Arnold's company
is considered secondary.
B. If Arnold files a medical claim Bertha's company
is considered primary
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C. First the secondary insurer will decide what it
won't pay for which will dictate what the primary
insurer will pay
D. Since both Arnold and Bertha are covered by a
group plan neither insurer will pay if the other
insurer is primary
......answer.....D
All of the following are used in determining life
insurance rates, except:
Ca Psi Site - Life, Accident and Health Agent
Examination 2025/2026 (Life Agent) A Newly
Updated Version
All of the following are examples of the dividend
options available on a whole life insurance policy,
except:
A. One-year term option
B. Application to reduce premium
C. Paid-up additions
,2|Page
D. Life income with period certain ......answer.....D
A policy owner makes the last premium payment on
his $250,000 non-par whole life policy today. The
owner is 70 years of age.
When will the cash value reach $250,000.
A. About 13 years from now
B. The cash value is $250,000 today
C. Never, he didn't pay up to age 100
D. When he reaches the age of 100 ......answer.....D
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Arnold and Bertha are married and work for
different firms. Arnold has group health insurance
through his company that also insures Bertha.
Likewise Bertha has group health insurance also
covering Arnold. Select the correct statement below
about how benefits are affected by the coordination
of benefits provision in both plans.
A. If Bertha files a medical claim Arnold's company
is considered secondary.
B. If Arnold files a medical claim Bertha's company
is considered primary
, 4|Page
C. First the secondary insurer will decide what it
won't pay for which will dictate what the primary
insurer will pay
D. Since both Arnold and Bertha are covered by a
group plan neither insurer will pay if the other
insurer is primary
......answer.....D
All of the following are used in determining life
insurance rates, except:
