Personal Lines Insurance Exam
Study online at https://quizlet.com/_97t4xl
1. An Umbrella Policy: Provides broad excess lia-
bility coverage over one or
more primary policies.
2. Minimum requirement for CAARP? 15/30/5
3. What is true about Pure No-Fault Insurance? No answers are correct.
4. Under the financial responsibility law requirements $30,000
in California, what is the minimum limit for several
people injured in one accident?
, Personal Lines Insurance Exam
Study online at https://quizlet.com/_97t4xl
5. All of the following vehicles are eligible for coverage A private passenger auto
under a personal auto policy except: owned by a partnership.
6. Ian, your married homeowner's insured, does not Named non-owner cover-
own a car. He is planning a vacation trip to Florida and age endorsement.
will be renting a car. He also drives cars belonging to
friends occasionally. To protect Ian in these situations,
you would recommend a personal auto policy with a:
7. If an individual does not own an auto nor have regular Named non-owner cover-
use of an auto, what endorsement to a personal auto age endorsement.
policy could be used to properly protect that individ-
ual?
8. If a motor home is scheduled on a miscellaneous type Luggage
vehicle endorsement all of the following property is
covered except:
9. If an insured purchases an all-terrain vehicle (ATV), Miscellaneous type of ve-
what endorsement can be added to the personal auto hicle endorsement.
policy to insure the vehicle?
10. If an insured rents a vehicle while on a two week All coverage is in force in
vacation in the USA what coverage is provided under the personal auto policy.
the person auto policy?
11. Pro-rata.
, Personal Lines Insurance Exam
Study online at https://quizlet.com/_97t4xl
If an auto insurance policy is cancelled after it has
been in force for 1/2 of its original period resulting in
the insurer refunding 1/2 of the premium paid back to
the insured, this is known as what type of cancellation?
12. A car is insured using a personal auto policy. The car Covered as an other than
is damaged by hail. The loss is: collision loss.
13. Which of the following losses would be covered under Someone shoots Dick's car
Dick's personal auto policy by other than collision cov- rear window while the car
erage? is parked on the street
overnight.
14. The insured has a $300 deductible on collision and $50 $1,050
deductible on OTC. She runs off the road and hits a
light post causing $1,350 to her car. How much will she
receive from the Insurance Company?
15. An insured has a personal auto policy, but does not 10
pay the initial insurance premium when it is due.
The insurer cancels the policy for non-payment. How
many days must the insurer give?
16. The insured has a Personal Auto Policy (PAP) with The insured's son is hit
medical payments of $1,000. Which of the following is by a car while walking to
an incorrect statement? school. He is covered for
$1,000 of medical insur-
ance.
Study online at https://quizlet.com/_97t4xl
1. An Umbrella Policy: Provides broad excess lia-
bility coverage over one or
more primary policies.
2. Minimum requirement for CAARP? 15/30/5
3. What is true about Pure No-Fault Insurance? No answers are correct.
4. Under the financial responsibility law requirements $30,000
in California, what is the minimum limit for several
people injured in one accident?
, Personal Lines Insurance Exam
Study online at https://quizlet.com/_97t4xl
5. All of the following vehicles are eligible for coverage A private passenger auto
under a personal auto policy except: owned by a partnership.
6. Ian, your married homeowner's insured, does not Named non-owner cover-
own a car. He is planning a vacation trip to Florida and age endorsement.
will be renting a car. He also drives cars belonging to
friends occasionally. To protect Ian in these situations,
you would recommend a personal auto policy with a:
7. If an individual does not own an auto nor have regular Named non-owner cover-
use of an auto, what endorsement to a personal auto age endorsement.
policy could be used to properly protect that individ-
ual?
8. If a motor home is scheduled on a miscellaneous type Luggage
vehicle endorsement all of the following property is
covered except:
9. If an insured purchases an all-terrain vehicle (ATV), Miscellaneous type of ve-
what endorsement can be added to the personal auto hicle endorsement.
policy to insure the vehicle?
10. If an insured rents a vehicle while on a two week All coverage is in force in
vacation in the USA what coverage is provided under the personal auto policy.
the person auto policy?
11. Pro-rata.
, Personal Lines Insurance Exam
Study online at https://quizlet.com/_97t4xl
If an auto insurance policy is cancelled after it has
been in force for 1/2 of its original period resulting in
the insurer refunding 1/2 of the premium paid back to
the insured, this is known as what type of cancellation?
12. A car is insured using a personal auto policy. The car Covered as an other than
is damaged by hail. The loss is: collision loss.
13. Which of the following losses would be covered under Someone shoots Dick's car
Dick's personal auto policy by other than collision cov- rear window while the car
erage? is parked on the street
overnight.
14. The insured has a $300 deductible on collision and $50 $1,050
deductible on OTC. She runs off the road and hits a
light post causing $1,350 to her car. How much will she
receive from the Insurance Company?
15. An insured has a personal auto policy, but does not 10
pay the initial insurance premium when it is due.
The insurer cancels the policy for non-payment. How
many days must the insurer give?
16. The insured has a Personal Auto Policy (PAP) with The insured's son is hit
medical payments of $1,000. Which of the following is by a car while walking to
an incorrect statement? school. He is covered for
$1,000 of medical insur-
ance.
