3/7/26, 9:41 AM Georgia Life and Health Insurance Exam study guide COMPLETE EXAM Newest 2026 Complete Questions and Correct Detailed An…
Georgia Life and Health Insurance Exam study
guide COMPLETE EXAM Newest 2026 Complete
Questions and Correct Detailed Answers
(Verified Answers) |Already Graded A+
Save
Terms in this set (224)
Accident An unplanned unforseen event which occurs
suddenly at an unspecified place
Accident insurance A type of insurance that protects the insured
against loss due to an accidental bodily injury
Accidental bodily injury Unplanned unforseen traumatic injury to the body
Accidental Death and An insurance policy which pays a specified number
Dismemberment or specified multiple of the insurer's benefit if the
insured dies, loses his/her sight, or loses two limbs
due to an accident.
Acquired Immunodeficiency An infectious and incurable disease caused by the
Symdrome human immunodeficiency virus (hiv)
Activities of daily living Activities individuals must do every day such as
moving about, getting dressed, eating, bathing,
etc.
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,3/7/26, 9:41 AM Georgia Life and Health Insurance Exam study guide COMPLETE EXAM Newest 2026 Complete Questions and Correct Detailed An…
Actual charge The amount a physician or supplier actually bills for
a particular service or supply.
Adhesion A contract offered on a "take it or leave it" basis by
an insured, in which the insured's only option is to
accept or reject the contract. Any ambiguities in the
contract will be settled in favor of the imsured.
Admitted (Authorized) Insurer An insurance company authorized and licensed to
transact business in a particular state.
Adult Day Care A program for impaired adults that attempts to
meet their health, social, and functional needs in a
setting away from their homes.
Adverse Selection The tendency of risks witha higher probability of
loss to purchase and maintain insurance more often
than the risks who present lower probability
Agent An individual who is licensed to sell, negotiate, or
effect insurance contracts on behalf of an insurer.
Aleatory A contract in which participating parties exchange
unequal amounts. Insurance contracts are aleatory
in that the amount the insured will pay in premiums
is unequal to the amount the insurer will pay in the
event of a loss.
Alien Insurer An insurance company that is incorporated outside
the United States.
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, 3/7/26, 9:41 AM Georgia Life and Health Insurance Exam study guide COMPLETE EXAM Newest 2026 Complete Questions and Correct Detailed An…
Alzheimer's Disease A disease that causes the victim to become
dysfunctional due to degeneration of brain cells
and severe memory loss.
Ancillary Additional, miscellaneous services provided by a
hospital, such as x-rays, anesthesia, and lab work,
but not hospital room and board expenses.
Apparent Authority The appearance or the assumption of authority
based on the actions, words, or deeds of the
principal or because of circumstances the principal
created.
Approved Amount The amount Medicare determines to be reasonable
for a service that is covered under part B of
Medicare.
Assignment A claim to a provider or medical supplier to receive
payments directly from Medicare.
Attained Age The age of the insured at a determined date.
Attending Physician Statement (APS) A statement usually obtained from the applicant's
doctor.
Avoidance A method of dealing with risk (e.g. if a person
wanted to avoid the risk of being killed in an
airplane crash, he/she might choose never to fly in
a plane).
Basic Hospital Expense Insurance Coverage that provides benefits for room, board
and miscellaneous hospital expenses for a certain
number of days during a hospital stay.
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Georgia Life and Health Insurance Exam study
guide COMPLETE EXAM Newest 2026 Complete
Questions and Correct Detailed Answers
(Verified Answers) |Already Graded A+
Save
Terms in this set (224)
Accident An unplanned unforseen event which occurs
suddenly at an unspecified place
Accident insurance A type of insurance that protects the insured
against loss due to an accidental bodily injury
Accidental bodily injury Unplanned unforseen traumatic injury to the body
Accidental Death and An insurance policy which pays a specified number
Dismemberment or specified multiple of the insurer's benefit if the
insured dies, loses his/her sight, or loses two limbs
due to an accident.
Acquired Immunodeficiency An infectious and incurable disease caused by the
Symdrome human immunodeficiency virus (hiv)
Activities of daily living Activities individuals must do every day such as
moving about, getting dressed, eating, bathing,
etc.
https://quizlet.com/1152868402/georgia-life-and-health-insurance-exam-study-guide-complete-exam-newest-2026-complete-questions-and-correct-d… 1/28
,3/7/26, 9:41 AM Georgia Life and Health Insurance Exam study guide COMPLETE EXAM Newest 2026 Complete Questions and Correct Detailed An…
Actual charge The amount a physician or supplier actually bills for
a particular service or supply.
Adhesion A contract offered on a "take it or leave it" basis by
an insured, in which the insured's only option is to
accept or reject the contract. Any ambiguities in the
contract will be settled in favor of the imsured.
Admitted (Authorized) Insurer An insurance company authorized and licensed to
transact business in a particular state.
Adult Day Care A program for impaired adults that attempts to
meet their health, social, and functional needs in a
setting away from their homes.
Adverse Selection The tendency of risks witha higher probability of
loss to purchase and maintain insurance more often
than the risks who present lower probability
Agent An individual who is licensed to sell, negotiate, or
effect insurance contracts on behalf of an insurer.
Aleatory A contract in which participating parties exchange
unequal amounts. Insurance contracts are aleatory
in that the amount the insured will pay in premiums
is unequal to the amount the insurer will pay in the
event of a loss.
Alien Insurer An insurance company that is incorporated outside
the United States.
https://quizlet.com/1152868402/georgia-life-and-health-insurance-exam-study-guide-complete-exam-newest-2026-complete-questions-and-correct-d… 2/28
, 3/7/26, 9:41 AM Georgia Life and Health Insurance Exam study guide COMPLETE EXAM Newest 2026 Complete Questions and Correct Detailed An…
Alzheimer's Disease A disease that causes the victim to become
dysfunctional due to degeneration of brain cells
and severe memory loss.
Ancillary Additional, miscellaneous services provided by a
hospital, such as x-rays, anesthesia, and lab work,
but not hospital room and board expenses.
Apparent Authority The appearance or the assumption of authority
based on the actions, words, or deeds of the
principal or because of circumstances the principal
created.
Approved Amount The amount Medicare determines to be reasonable
for a service that is covered under part B of
Medicare.
Assignment A claim to a provider or medical supplier to receive
payments directly from Medicare.
Attained Age The age of the insured at a determined date.
Attending Physician Statement (APS) A statement usually obtained from the applicant's
doctor.
Avoidance A method of dealing with risk (e.g. if a person
wanted to avoid the risk of being killed in an
airplane crash, he/she might choose never to fly in
a plane).
Basic Hospital Expense Insurance Coverage that provides benefits for room, board
and miscellaneous hospital expenses for a certain
number of days during a hospital stay.
https://quizlet.com/1152868402/georgia-life-and-health-insurance-exam-study-guide-complete-exam-newest-2026-complete-questions-and-correct-d… 3/28
