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LML4807 Assignment 2 Due 2026

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Institution
University Of South Africa
Course
Banking Law and Usage

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UNIVERSITY OF SOUTH AFRICA
College of Law
⋄ ⋄

LML4807  SEMESTER 1

Banking and Usage Law
Assignment 02  Reckless Credit Agreements
under the National Credit Act 34 of 2005
⋄ ⋄


Assignment 02
Document Information
LML4807


Module Code
Banking and Usage Law


Module Name
Assignment 02 (Semester 1)


Assessment
Reckless Credit Agreements


Topic
National Credit Act 34 of 2005


Legislation
OSCOLA


Referencing
College of Law


Faculty Submitted in partial ful
lment of the requirements for LML4807

, UNISA | LML4807  Banking and Usage Law Assignment 02



Factual Background
Hennie is a 25-year-old, Afrikaans-speaking farm owner from the Free State who does not fully
understand English. He approached Bantu Bank for credit to purchase a bakkie for work and
farming purposes. The Bank conducted a credit assessment, but the contract was in English
only  a language Hennie did not understand. Despite having information con
rming Hennie's
lack of comprehension, Bantu Bank proceeded to conclude the credit agreement with him. After
six months of repayments, Hennie defaulted. Bantu Bank has since instituted civil proceedings
against him. Hennie now seeks legal advice.





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Anu Arora, A. Arora Banking Law
  • 2014
  • 9781408297841
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Institution
University of South Africa
Course
Banking Law and Usage
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