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NY SERIES 17-52 EXAM 2026 WITH
QUESTIONS AND ANSWERS
How many eligible employees must be included in a contributory health
insurance plan? - correct answer-50%
A man works for Company A and his wife works for Company B. The
spouses are covered by health plans through their respective companies
that also cover the other spouse. If the husband files a claim, - correct
answer-The insurance through his company is primary.
What is the period of coverage for events such as death or divorce under
COBRA? - correct answer-36 months
Twenty-five days after a health insurance policy is delivered, the
policyowner decides that she would like to return the policy and receive a
refund of premium. Which of the following is true? - correct answer-The
policyowner will not receive a refund because the free-look period is over.
An insured is involved in a car accident. In addition to general, less serious
injuries, he permanently loses the use of his leg and is rendered completely
blind. The blindness improves a month later. To what extent will he receive
Presumptive Disability benefits? - correct answer-No benefits
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For the purpose of insurance, risk is defined as - correct answer-The
uncertainty or chance of loss.
Which of the following is an example of a producer's fiduciary duty? -
correct answer-The trust that a client places in the producer in regard to
handling premiums.
Which of the following is NOT true of basic medical expense plans? -
correct answer-Coverage for catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? -
correct answer-The insurer may terminate the contract only at renewal for
certain conditions.
What is the best way to change an application? - correct answer-Start over
with a fresh application
On a major medical insurance policy, the amount that an insured must pay
on a claim before the insurer will pay is known as - correct answer-
Deductible.
NY SERIES 17-52 EXAM 2026 WITH
QUESTIONS AND ANSWERS
How many eligible employees must be included in a contributory health
insurance plan? - correct answer-50%
A man works for Company A and his wife works for Company B. The
spouses are covered by health plans through their respective companies
that also cover the other spouse. If the husband files a claim, - correct
answer-The insurance through his company is primary.
What is the period of coverage for events such as death or divorce under
COBRA? - correct answer-36 months
Twenty-five days after a health insurance policy is delivered, the
policyowner decides that she would like to return the policy and receive a
refund of premium. Which of the following is true? - correct answer-The
policyowner will not receive a refund because the free-look period is over.
An insured is involved in a car accident. In addition to general, less serious
injuries, he permanently loses the use of his leg and is rendered completely
blind. The blindness improves a month later. To what extent will he receive
Presumptive Disability benefits? - correct answer-No benefits
, 2 |Page
For the purpose of insurance, risk is defined as - correct answer-The
uncertainty or chance of loss.
Which of the following is an example of a producer's fiduciary duty? -
correct answer-The trust that a client places in the producer in regard to
handling premiums.
Which of the following is NOT true of basic medical expense plans? -
correct answer-Coverage for catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? -
correct answer-The insurer may terminate the contract only at renewal for
certain conditions.
What is the best way to change an application? - correct answer-Start over
with a fresh application
On a major medical insurance policy, the amount that an insured must pay
on a claim before the insurer will pay is known as - correct answer-
Deductible.
