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NJ PSI PROPERTY AND CASUALTY
EXAM 2026 QUESTIONS AND
ANSWERS | A+ GRADED | WITH
EXPERT SOLUTIONS
The Mobile Home Endorsement of a Homeowners policy affords
coverage to mobile homes under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) - correct answer-D. HO-2 or
HO-3 (Broad and Special)
All of the following are eligible for coverage under Homeowners
policy except?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building. - correct answer-B. A farm
owner.
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The term Insured Location under Section II of Homeowners
policies refers to all of the following except?
A. The insured premises.
B. Farm land.
C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises. - correct answer-B. Farm land.
All of the following would be considered insured's under a
Homeowner's policy expect?
A. Resident relatives of the insured.
B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21. - correct answer-D. A non-
relative resident over age 21.
All of the following homeowners policies provide dwelling
coverage except?
A. HO-2
B. HO-3
C. HO-4
D. HO-1 - correct answer-C. HO-4
NJ PSI PROPERTY AND CASUALTY
EXAM 2026 QUESTIONS AND
ANSWERS | A+ GRADED | WITH
EXPERT SOLUTIONS
The Mobile Home Endorsement of a Homeowners policy affords
coverage to mobile homes under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) - correct answer-D. HO-2 or
HO-3 (Broad and Special)
All of the following are eligible for coverage under Homeowners
policy except?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building. - correct answer-B. A farm
owner.
, Page | 2
The term Insured Location under Section II of Homeowners
policies refers to all of the following except?
A. The insured premises.
B. Farm land.
C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises. - correct answer-B. Farm land.
All of the following would be considered insured's under a
Homeowner's policy expect?
A. Resident relatives of the insured.
B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21. - correct answer-D. A non-
relative resident over age 21.
All of the following homeowners policies provide dwelling
coverage except?
A. HO-2
B. HO-3
C. HO-4
D. HO-1 - correct answer-C. HO-4
