Notary Public Underwriter EXAMINATION
SET 2026 SOLVED QUESTIONS GRADED A+
● A Notary Signing Agent with nearly 10 years experience has reviewed
and is completely familiar with all the documents in a loan package.
When meeting with the borrower, the Notary Signing Agent may now:
Answer: Present and state the general purpose of each document and
how it must be signed
● Why should a Notary Signing Agent learn about all the closing
documents in a loan package if they are not allowed to provide advice or
counsel? Answer: To demonstrate to the contracting companies that the
Notary signing Agent is competent to oversee a signing appointment
● A Notary Signing Agent consistently follows the practice of obtaining
borrowers' thumbprints in his or her journal, but is commissioned in a
state that does not require journal thumbprints. A borrower has complied
with all other notarization requirements, but objects to leaving her
thumbprint in the journal. What should the Notary Signing Agent do?
Answer: Preform the notary
● The Notarial Evidence Form is completed by Answer: The Notary
Signing Agent and returned to the contracting company
, ● Notarial certificates on loan documents Answer: Must be completed
in the presence of the borrower
● During a signing appointment, a borrower asks the Notary Signing
Agent if his loan rate is competitive. How should the NSA respond?
Answer: explain the to the borrower that a Notary Signing Agent is not
permitted to discuss loan rates
● A Notary Signing Agent regularly records all notarial acts performed
at a closing in a journal. This is considered: Answer: A practice required
by the Code of Conduct
● A borrower expresses a reluctance to continue signing documents.
The Notary Signing Agent may: Answer: Recommend that the borrower
contact the lender's representative immediately before signing any more
documents
● A borrower expresses concern that once he signs all the documents he
will be "stuck" with a second mortgage. A good response by a Notary
Signing Agent could be to: Answer: Recommend that the borrower
contact his lender's representative and provide the phone number
● Explaining to a borrower the fees that make up the Annual Percentage
Rate (APR) of a borrower's loan is: Answer: Permissible if the Notary
Signing Agent has the breakdown of the fees
SET 2026 SOLVED QUESTIONS GRADED A+
● A Notary Signing Agent with nearly 10 years experience has reviewed
and is completely familiar with all the documents in a loan package.
When meeting with the borrower, the Notary Signing Agent may now:
Answer: Present and state the general purpose of each document and
how it must be signed
● Why should a Notary Signing Agent learn about all the closing
documents in a loan package if they are not allowed to provide advice or
counsel? Answer: To demonstrate to the contracting companies that the
Notary signing Agent is competent to oversee a signing appointment
● A Notary Signing Agent consistently follows the practice of obtaining
borrowers' thumbprints in his or her journal, but is commissioned in a
state that does not require journal thumbprints. A borrower has complied
with all other notarization requirements, but objects to leaving her
thumbprint in the journal. What should the Notary Signing Agent do?
Answer: Preform the notary
● The Notarial Evidence Form is completed by Answer: The Notary
Signing Agent and returned to the contracting company
, ● Notarial certificates on loan documents Answer: Must be completed
in the presence of the borrower
● During a signing appointment, a borrower asks the Notary Signing
Agent if his loan rate is competitive. How should the NSA respond?
Answer: explain the to the borrower that a Notary Signing Agent is not
permitted to discuss loan rates
● A Notary Signing Agent regularly records all notarial acts performed
at a closing in a journal. This is considered: Answer: A practice required
by the Code of Conduct
● A borrower expresses a reluctance to continue signing documents.
The Notary Signing Agent may: Answer: Recommend that the borrower
contact the lender's representative immediately before signing any more
documents
● A borrower expresses concern that once he signs all the documents he
will be "stuck" with a second mortgage. A good response by a Notary
Signing Agent could be to: Answer: Recommend that the borrower
contact his lender's representative and provide the phone number
● Explaining to a borrower the fees that make up the Annual Percentage
Rate (APR) of a borrower's loan is: Answer: Permissible if the Notary
Signing Agent has the breakdown of the fees
