Idaho Insurance Exam with answers|\ |\ |\ |\
The free look period in idaho for individual health
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insurance policies is___days - CORRECT ANSWERS ✔✔10
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days
When does a health policy's coverage for a newborn child
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begin? - CORRECT ANSWERS ✔✔At the moment of birth
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Coverage for newborns under a health plan MUST include
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coverage for____ - CORRECT ANSWERS ✔✔birth |\ |\ |\ |\ |\ |\
abnormalities, injury, or sickness |\ |\ |\
A nono-admitted insurance company - CORRECT
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ANSWERS ✔✔is NOT protected by the guaranty fund |\ |\ |\ |\ |\ |\ |\
_______ can be defined as the act of using threat or force
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to restrict insurance buisness - CORRECT ANSWERS
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✔✔Coercion
Open enrollment for Medicare supplement coverage
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starts___ - CORRECT ANSWERS ✔✔6 months before your
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65th birthday |\
, A producer must notify the director within ___ days of a
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felony conviction - CORRECT ANSWERS ✔✔30
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In Idaho, semiannual-premium health insurance policies
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must provide a grace period of at least ___ - CORRECT
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ANSWERS ✔✔31 days |\ |\
Sharon the producer intentionally submitted a false
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statement in support of a claim. This is considered a form
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of ___ - CORRECT ANSWERS ✔✔Fraud
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Which of these is NOT an unfair claims settlement
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practice?
A) Refusing to pay claims without conducting a
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reasonable investigation |\
B) Compelling insured to imitate a lawsuit by offering less
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on insurance claims
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C) Failing to acknowledge and act promptly with respect
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to insurance claims
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D) Providing claim payments to insured under the
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guidelines of the insurance contract - CORRECT ANSWERS |\ |\ |\ |\ |\ |\ |\
✔✔D
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The free look period in idaho for individual health
|\ |\ |\ |\ |\ |\ |\ |\ |\
insurance policies is___days - CORRECT ANSWERS ✔✔10
|\ |\ |\ |\ |\ |\ |\
days
When does a health policy's coverage for a newborn child
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\
begin? - CORRECT ANSWERS ✔✔At the moment of birth
|\ |\ |\ |\ |\ |\ |\ |\
Coverage for newborns under a health plan MUST include
|\ |\ |\ |\ |\ |\ |\ |\ |\
coverage for____ - CORRECT ANSWERS ✔✔birth |\ |\ |\ |\ |\ |\
abnormalities, injury, or sickness |\ |\ |\
A nono-admitted insurance company - CORRECT
|\ |\ |\ |\ |\ |\
ANSWERS ✔✔is NOT protected by the guaranty fund |\ |\ |\ |\ |\ |\ |\
_______ can be defined as the act of using threat or force
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
to restrict insurance buisness - CORRECT ANSWERS
|\ |\ |\ |\ |\ |\ |\
✔✔Coercion
Open enrollment for Medicare supplement coverage
|\ |\ |\ |\ |\ |\
starts___ - CORRECT ANSWERS ✔✔6 months before your
|\ |\ |\ |\ |\ |\ |\ |\
65th birthday |\
, A producer must notify the director within ___ days of a
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
felony conviction - CORRECT ANSWERS ✔✔30
|\ |\ |\ |\ |\
In Idaho, semiannual-premium health insurance policies
|\ |\ |\ |\ |\ |\
must provide a grace period of at least ___ - CORRECT
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
ANSWERS ✔✔31 days |\ |\
Sharon the producer intentionally submitted a false
|\ |\ |\ |\ |\ |\ |\
statement in support of a claim. This is considered a form
|\ |\ |\ |\ |\ |\ |\ |\ |\ |\ |\
of ___ - CORRECT ANSWERS ✔✔Fraud
|\ |\ |\ |\ |\
Which of these is NOT an unfair claims settlement
|\ |\ |\ |\ |\ |\ |\ |\ |\
practice?
A) Refusing to pay claims without conducting a
|\ |\ |\ |\ |\ |\ |\ |\
reasonable investigation |\
B) Compelling insured to imitate a lawsuit by offering less
|\ |\ |\ |\ |\ |\ |\ |\ |\
on insurance claims
|\ |\ |\
C) Failing to acknowledge and act promptly with respect
|\ |\ |\ |\ |\ |\ |\ |\ |\
to insurance claims
|\ |\
D) Providing claim payments to insured under the
|\ |\ |\ |\ |\ |\ |\ |\
guidelines of the insurance contract - CORRECT ANSWERS |\ |\ |\ |\ |\ |\ |\
✔✔D
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