PCIP VERIFIED PRACTICE SOLUTION 2026
QUESTIONS WITH ANSWERS GRADED A+
⩥ 2. Apply Secure System Configurations. Answer: Purpose: Eliminate
vulnerabilities from default settings.
How: Change default passwords, remove unnecessary services, and
apply secure configurations to all systems.
⩥ 3. Protect Stored Account Data. Answer: Purpose: Secure sensitive
payment data.
How: Store payment data only when necessary and encrypt it using
strong cryptography. Never store sensitive authentication data after
authorization.
⩥ 4. Protect Cardholder Data in Transit. Answer: Purpose: Prevent
interception of payment data over public networks.
How: Encrypt primary account numbers during transmission over open
or public networks.
⩥ 5. Protect Systems and Networks from Malicious Software. Answer:
Purpose: Defend against malware threats.
How: Install anti-malware tools, keep software updated, and monitor
activities like email usage or external device connections.
,⩥ 6. Develop and Maintain Secure Systems and Software. Answer:
Purpose: Mitigate risks from software vulnerabilities.
How: Apply critical security patches promptly, follow secure coding
practices, and implement change control procedures.
⩥ 7. Restrict Access to Cardholder Data. Answer: Purpose: Limit
exposure of critical data.
How: Allow access only based on job responsibility and "need-to-know"
principles.
⩥ 8.Identify Users and Authenticate Access. Answer: Purpose: Ensure
accountability for system actions.
How: Assign unique IDs to all users and require strong authentication
for access to systems with payment data.
⩥ 9. Restrict Physical Access to Data. Answer: Purpose: Prevent
unauthorized physical access to sensitive data.
How: Control access to areas storing or processing payment data with
physical security measures.
⩥ 10. Log and Monitor System Access. Answer: Purpose: Detect and
investigate suspicious activities.
How: Maintain logs of all system access and regularly review them to
identify anomalies.
, ⩥ 11. Test Security of Systems Regularly. Answer: Purpose: Proactively
identify vulnerabilities.
How: Conduct regular penetration testing, vulnerability assessments, and
software security tests.
⩥ 12. Support Security with Policies and Programs. Answer: Purpose:
Create a culture of security awareness.
How: Establish comprehensive security policies and ensure all
employees understand their roles in protecting payment data.
⩥ What does PCI DSS do?. Answer: Tech security standards, Validation
resources for professional products, Training & qualification, security
guidance, stakeholder enagement
⩥ Which of the following introduces additional layer of authentication
in ecommerce?. Answer: 3D secures EMVCOs protocol
⩥ PCI PTS standards are made up of. Answer: PCI PTS POI, PCI PTC
HSM, PCI Pin security
⩥ Software security Framework is?. Answer: Collection of standards
and programs for secure design, development and maintenance of
existing future payment software
QUESTIONS WITH ANSWERS GRADED A+
⩥ 2. Apply Secure System Configurations. Answer: Purpose: Eliminate
vulnerabilities from default settings.
How: Change default passwords, remove unnecessary services, and
apply secure configurations to all systems.
⩥ 3. Protect Stored Account Data. Answer: Purpose: Secure sensitive
payment data.
How: Store payment data only when necessary and encrypt it using
strong cryptography. Never store sensitive authentication data after
authorization.
⩥ 4. Protect Cardholder Data in Transit. Answer: Purpose: Prevent
interception of payment data over public networks.
How: Encrypt primary account numbers during transmission over open
or public networks.
⩥ 5. Protect Systems and Networks from Malicious Software. Answer:
Purpose: Defend against malware threats.
How: Install anti-malware tools, keep software updated, and monitor
activities like email usage or external device connections.
,⩥ 6. Develop and Maintain Secure Systems and Software. Answer:
Purpose: Mitigate risks from software vulnerabilities.
How: Apply critical security patches promptly, follow secure coding
practices, and implement change control procedures.
⩥ 7. Restrict Access to Cardholder Data. Answer: Purpose: Limit
exposure of critical data.
How: Allow access only based on job responsibility and "need-to-know"
principles.
⩥ 8.Identify Users and Authenticate Access. Answer: Purpose: Ensure
accountability for system actions.
How: Assign unique IDs to all users and require strong authentication
for access to systems with payment data.
⩥ 9. Restrict Physical Access to Data. Answer: Purpose: Prevent
unauthorized physical access to sensitive data.
How: Control access to areas storing or processing payment data with
physical security measures.
⩥ 10. Log and Monitor System Access. Answer: Purpose: Detect and
investigate suspicious activities.
How: Maintain logs of all system access and regularly review them to
identify anomalies.
, ⩥ 11. Test Security of Systems Regularly. Answer: Purpose: Proactively
identify vulnerabilities.
How: Conduct regular penetration testing, vulnerability assessments, and
software security tests.
⩥ 12. Support Security with Policies and Programs. Answer: Purpose:
Create a culture of security awareness.
How: Establish comprehensive security policies and ensure all
employees understand their roles in protecting payment data.
⩥ What does PCI DSS do?. Answer: Tech security standards, Validation
resources for professional products, Training & qualification, security
guidance, stakeholder enagement
⩥ Which of the following introduces additional layer of authentication
in ecommerce?. Answer: 3D secures EMVCOs protocol
⩥ PCI PTS standards are made up of. Answer: PCI PTS POI, PCI PTC
HSM, PCI Pin security
⩥ Software security Framework is?. Answer: Collection of standards
and programs for secure design, development and maintenance of
existing future payment software
