HR 4010 BENEFITS EXAM QUESTIONS
AND ANSWERS GRADED A+ 2026
Which of the following is true of the Patient Protection and Affordable Care Act?
-Covered employers must provide preventive services for free to all of their employees.
-Covered employers must pay a penalty if any employee receives a subsidy and purchases
coverage in exchange.
-Covered employers are required to provide healthcare coverage for all of their full-time
employees.
-Covered employers are required to provide healthcare coverage for all of their full and part-
time employees. - ANS Covered employers must provide preventive services for free to all of
their employees.
Which of the these benefits is optional for an employer to provide?
-Pension.
-Unemployment compensation.
-Worker's compensation.
-Social security. - ANS Pension.
With an HMO, employees can visit a medical center...
-Only for problems listed in the benefit plan.
-Only with a cooperating physician's recommendation.
@COPYRIGHT 2026/2027 ALLRIGHTS RESERVED 1
, -As often as they feel the need.
-No more than three times per week. - ANS As often as they feel the need.
Which of these changes would be expected to reduce the cost of health care for the employer?
-Increasing the deductible amount.
-Providing first dollar coverage.
-Including well-baby visits in family coverage.
-Reducing the copay for physician visits. - ANS -Increasing the deductible amount.
Worker compensation laws have tried to...
-Eliminate the need for lawsuits by providing compensation regardless of fault.
-Increase the money injured workers receive when they sue their employer.
-Make it easier for injured employees to sue an employer.
-Compensate unemployed workers who are out of work through no fault of their own. -
ANS Eliminate the need for lawsuits by providing compensation regardless of fault.
A health savings account (HSA) must be linked with...
-Cafeteria benefits.
-A tiered health-care plan.
-A flexible spending account.
-A high-deductible health plan. - ANS A high-deductible health plan.
The Family and Medical Leave Act entitles eligible employees to take _____ for specified family
and medical reasons.
-24 weeks of unpaid leave.
@COPYRIGHT 2026/2027 ALLRIGHTS RESERVED 2
AND ANSWERS GRADED A+ 2026
Which of the following is true of the Patient Protection and Affordable Care Act?
-Covered employers must provide preventive services for free to all of their employees.
-Covered employers must pay a penalty if any employee receives a subsidy and purchases
coverage in exchange.
-Covered employers are required to provide healthcare coverage for all of their full-time
employees.
-Covered employers are required to provide healthcare coverage for all of their full and part-
time employees. - ANS Covered employers must provide preventive services for free to all of
their employees.
Which of the these benefits is optional for an employer to provide?
-Pension.
-Unemployment compensation.
-Worker's compensation.
-Social security. - ANS Pension.
With an HMO, employees can visit a medical center...
-Only for problems listed in the benefit plan.
-Only with a cooperating physician's recommendation.
@COPYRIGHT 2026/2027 ALLRIGHTS RESERVED 1
, -As often as they feel the need.
-No more than three times per week. - ANS As often as they feel the need.
Which of these changes would be expected to reduce the cost of health care for the employer?
-Increasing the deductible amount.
-Providing first dollar coverage.
-Including well-baby visits in family coverage.
-Reducing the copay for physician visits. - ANS -Increasing the deductible amount.
Worker compensation laws have tried to...
-Eliminate the need for lawsuits by providing compensation regardless of fault.
-Increase the money injured workers receive when they sue their employer.
-Make it easier for injured employees to sue an employer.
-Compensate unemployed workers who are out of work through no fault of their own. -
ANS Eliminate the need for lawsuits by providing compensation regardless of fault.
A health savings account (HSA) must be linked with...
-Cafeteria benefits.
-A tiered health-care plan.
-A flexible spending account.
-A high-deductible health plan. - ANS A high-deductible health plan.
The Family and Medical Leave Act entitles eligible employees to take _____ for specified family
and medical reasons.
-24 weeks of unpaid leave.
@COPYRIGHT 2026/2027 ALLRIGHTS RESERVED 2
