Premium - Answers Monthly fee paid for health insurance coverage.
Deductible - Answers Annual out-of-pocket amount paid before insurance covers expenses.
Copayment - Answers Set fee paid at the time of service (office visit, medication).
Coinsurance - Answers Percentage of bill paid by the insured after deductible is met.
Capitation - Answers A set monthly fee charged per patient for defined services (cost-containment
model).
Fee-for-service - Answers Traditional model where providers are paid for each service.
Medicare - Answers Federal program for those 65+ or with qualifying disabilities.
Medicare Part A - Answers Covers hospital and inpatient care.
Medicare Part B - Answers Covers physician and outpatient care.
Medicaid - Answers State & federally funded program based on income need, helping low-income
families, pregnant women, and disabled individuals.
Diagnosis-Related Groups (DRGs) - Answers Predetermined payment amounts for diagnoses,
encouraging shorter hospital stays.
Prospective Payment System - Answers Hospital knows in advance what it will be paid, creating an
incentive to discharge early.
Continuous Quality Improvement (CQI) - Answers Ongoing monitoring to improve safety, processes,
and patient outcomes.
Cost-Containment Nursing Actions - Answers Actions include documenting accurately for
reimbursement, managing time efficiently, using supplies wisely, and preventing complications.
Primary Care - Answers First entry into the healthcare system (referring MD, NP, ambulatory clinic).
Ambulatory/Urgent Care Centers - Answers Walk-in services for non-emergencies.
Acute Care Hospitals - Answers Short-term, intensive treatment facilities.
Skilled Nursing Facility (SNF) - Answers Long-term care for patients needing daily medical/nursing
services.
Assisted Living - Answers Help with ADLs but not 24/7 medical care.
Hospice - Answers Comfort-focused, end-of-life care at home or facility, includes respite care.
U.S. Public Health Service (USPHS) - Answers Funded by tax money, includes CDC, NIH, FDA, and
Alcohol, Drug Abuse, and Mental Health Administration.
American Heart Association - Answers Voluntary agency focused on research and education.
Visiting Nurse Association - Answers Public, voluntary agency providing home health care.
La Leche League - Answers Supports breastfeeding mothers and provides milk for infants.
Local Health Department - Answers Official agency that reports communicable disease events.
Skilled nursing facilities - Answers Most common employment setting for LVNs.
Hospice care - Answers Another common employment setting for LVNs.
Board-and-care homes - Answers Less likely employment for LVNs, mostly staffed by custodial staff.
Adult day care centers - Answers Usually staffed by CNAs under RN supervision, less likely for LVNs.
Job Hunting & Résumés - Answers A section discussing strategies for finding jobs and creating
résumés.
Advantage for nursing students - Answers Exposure to a variety of clinical settings helps identify best
job fit.
Best references - Answers Instructors/supervisors who directly observed clinical performance.
First step to use an instructor as reference - Answers Always ask permission first.
Résumés - Answers Should be kept to one page and use bullet points for skills.
What to include in résumés - Answers Education, work experience, licenses, professional
memberships, military experience.
What not to include in résumés - Answers Health status, marital status, salary demands.
Cover letters & electronic résumés - Answers Best to paste résumé at the end of cover letter to avoid
attachments.
Interview Skills - Answers A section discussing preparation and techniques for successful interviews.
Preparation for interviews - Answers Practice answering questions, dress in conservative business
attire.
Handling tough questions - Answers Redirect negatives into positives.
Cultural considerations in interviews - Answers Answer straightforwardly; do not mimic or assume
cultural norms.