NJ Accident and Health Final
Exam Questions and Answers
100% Pass
The Commissioner must approve - {✔✔ANSWER✔✔}-Continuing
education courses
Employer sponsored group health insurance provides coverage for
which of the following?
Self-inflicted injuries
cosmetic surgery
custodial care
,alcoholism - {✔✔ANSWER✔✔}-alcoholism
A Medicare supplement policy can be cancelled by the insurer for -
{✔✔ANSWER✔✔}-Nonpayment
In which of the following situations would the insurer be liable for a
loss?
a) The insured skipped a payment beyond the 31 day grace period
b) The insured was injured while participating in an illegal occupation
c) The insured was given a notice of cancellation from the insurer
d) The insured suffered an injury as an innocent bystander during a
bank robbery - {✔✔ANSWER✔✔}-d) The insured suffered an
injury as an innocent bystander during a bank robbery
When a Medicare supplement policy is purchased during the open
enrollment period - {✔✔ANSWER✔✔}-The policy must be issued
regardless of health status
In what form do disability income policies typically pay benefits? -
{✔✔ANSWER✔✔}-Periodic income
What is considered to be the primary reason for buying life insurance? -
{✔✔ANSWER✔✔}-Provide death benefits
, A newborn is required to be covered for ____ days from the moment of
birth - {✔✔ANSWER✔✔}-30
Once an accident and health insurance policy has been in force for ___
year(s), the policy may NOT be contested by the insurer -
{✔✔ANSWER✔✔}-2
A doctor who accepts Medicare assignment agrees to which of the
following
- Doctor may charge up to a maximum of 15% more than Medicare
pays for the service
- Doctor is not bound by Medicare's limitations on charges
- Doctor cannot charge more than Medicare's scheduled coverage
- Doctor bills the Medicare beneficiary directly for services performed -
{✔✔ANSWER✔✔}-Doctor cannot charge more than Medicare's
scheduled coverage
What is issued to each employee with an employer health plan? -
{✔✔ANSWER✔✔}-Certificate
Exam Questions and Answers
100% Pass
The Commissioner must approve - {✔✔ANSWER✔✔}-Continuing
education courses
Employer sponsored group health insurance provides coverage for
which of the following?
Self-inflicted injuries
cosmetic surgery
custodial care
,alcoholism - {✔✔ANSWER✔✔}-alcoholism
A Medicare supplement policy can be cancelled by the insurer for -
{✔✔ANSWER✔✔}-Nonpayment
In which of the following situations would the insurer be liable for a
loss?
a) The insured skipped a payment beyond the 31 day grace period
b) The insured was injured while participating in an illegal occupation
c) The insured was given a notice of cancellation from the insurer
d) The insured suffered an injury as an innocent bystander during a
bank robbery - {✔✔ANSWER✔✔}-d) The insured suffered an
injury as an innocent bystander during a bank robbery
When a Medicare supplement policy is purchased during the open
enrollment period - {✔✔ANSWER✔✔}-The policy must be issued
regardless of health status
In what form do disability income policies typically pay benefits? -
{✔✔ANSWER✔✔}-Periodic income
What is considered to be the primary reason for buying life insurance? -
{✔✔ANSWER✔✔}-Provide death benefits
, A newborn is required to be covered for ____ days from the moment of
birth - {✔✔ANSWER✔✔}-30
Once an accident and health insurance policy has been in force for ___
year(s), the policy may NOT be contested by the insurer -
{✔✔ANSWER✔✔}-2
A doctor who accepts Medicare assignment agrees to which of the
following
- Doctor may charge up to a maximum of 15% more than Medicare
pays for the service
- Doctor is not bound by Medicare's limitations on charges
- Doctor cannot charge more than Medicare's scheduled coverage
- Doctor bills the Medicare beneficiary directly for services performed -
{✔✔ANSWER✔✔}-Doctor cannot charge more than Medicare's
scheduled coverage
What is issued to each employee with an employer health plan? -
{✔✔ANSWER✔✔}-Certificate
