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CIP C112 PRACTICAL ISSUES IN CLAIMS MANAGEMENT EXAM LATEST 2026-
2027 ACTUAL EXAM WITH COMPLETE QUESTIONS AND CORRECT DETAILED
ANSWERS (100% VERIFIED ANSWERS) |ALREADY GRADED A+| ||PROFESSOR
VERIFIED|| ||BRANDNEW!!!||
three conferences used in Ontario courts for claims resolution. -
ANSWER-1. Case Conferences
2. Settlement conferences (evaluate strength of both cases)
3. Trail Management Conferences (streamline presentations for
trial)
conflict of interest - ANSWER-when a judgement of legal counsel
on behalf of a client could be adversely affected because of
competing interests.
if the insurers and the insureds interests differ - ANSWER-the
insurer and insured have a conflict of interest. (different lawyers
should be retained for each, in a court situation).
San Diego Federal Credit Union v Cumis (1984) - ANSWER-The
court ruled that the insured should be permitted to hire
independent counsel at the expense of the insurer.
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Bifurcation - ANSWER-to separate the issues in a lawsuit. (courts
are reluctant to Bifurcate)
cross-claim - ANSWER-the defendant may launch a cross-claim
against a co-defendant in the action, asserting a related cause of
action.
Common settlement calculation errors - ANSWER-Making certain
deductions after liability split are accounted for.
2. Improper inflation of a proposed settlement by applying
prejudgement interest to the entire settlement.
3. performing gross up calculations on asset amount (rather than
the remaining amount after agreed liability split)
In house counsel (7 benefits) - ANSWER-1. Claims tend to settle
much earlier
2. Have a smaller case load
3. Proactive handling
4. More cost efficient
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5. Only works on insurers cases
6. On salary
7. Settlement authority
Coverage counsel - ANSWER-to offer an opinion as to whether a
claim is payable under the policy (avoids conflict of interest)
Why ignore potential conflict of interest? - ANSWER-1. Another
lawyer of comparable expertise and experience not available
2. Extra cost
3. Delays
4. Inconvenience of getting lawyer unfamiliar with case
Litigation process - ANSWER-1.Legal counsel receives the
assignment
2. Reviews the file and applies legal principles to determine
causation, assess liability, and assess damages
3. Tests the validity of the plaintiff's case and works out a theory of
defence
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Pleadings - ANSWER-Sets out the claim against the defendant
and the amounts claimed
Privilege - ANSWER-communication between counsel and client,
and documents or materials prepared by counsel acting for
his or her client in anticipation of litigation. ( do not need to be
shown to the opposing side)
what provinces require disclosure of policies - ANSWER-NB, ON,
PEI, MB
Pierringer release - ANSWER-is disassociated from the litigation
by settling directly with the plaintiff in exchange for
a release.
Mary Carter agreement - ANSWER-the settling defendant is
willing to share information that is favourable to the plaintiff
against
CIP C112 PRACTICAL ISSUES IN CLAIMS MANAGEMENT EXAM LATEST 2026-
2027 ACTUAL EXAM WITH COMPLETE QUESTIONS AND CORRECT DETAILED
ANSWERS (100% VERIFIED ANSWERS) |ALREADY GRADED A+| ||PROFESSOR
VERIFIED|| ||BRANDNEW!!!||
three conferences used in Ontario courts for claims resolution. -
ANSWER-1. Case Conferences
2. Settlement conferences (evaluate strength of both cases)
3. Trail Management Conferences (streamline presentations for
trial)
conflict of interest - ANSWER-when a judgement of legal counsel
on behalf of a client could be adversely affected because of
competing interests.
if the insurers and the insureds interests differ - ANSWER-the
insurer and insured have a conflict of interest. (different lawyers
should be retained for each, in a court situation).
San Diego Federal Credit Union v Cumis (1984) - ANSWER-The
court ruled that the insured should be permitted to hire
independent counsel at the expense of the insurer.
,2|Page
Bifurcation - ANSWER-to separate the issues in a lawsuit. (courts
are reluctant to Bifurcate)
cross-claim - ANSWER-the defendant may launch a cross-claim
against a co-defendant in the action, asserting a related cause of
action.
Common settlement calculation errors - ANSWER-Making certain
deductions after liability split are accounted for.
2. Improper inflation of a proposed settlement by applying
prejudgement interest to the entire settlement.
3. performing gross up calculations on asset amount (rather than
the remaining amount after agreed liability split)
In house counsel (7 benefits) - ANSWER-1. Claims tend to settle
much earlier
2. Have a smaller case load
3. Proactive handling
4. More cost efficient
,3|Page
5. Only works on insurers cases
6. On salary
7. Settlement authority
Coverage counsel - ANSWER-to offer an opinion as to whether a
claim is payable under the policy (avoids conflict of interest)
Why ignore potential conflict of interest? - ANSWER-1. Another
lawyer of comparable expertise and experience not available
2. Extra cost
3. Delays
4. Inconvenience of getting lawyer unfamiliar with case
Litigation process - ANSWER-1.Legal counsel receives the
assignment
2. Reviews the file and applies legal principles to determine
causation, assess liability, and assess damages
3. Tests the validity of the plaintiff's case and works out a theory of
defence
, 4|Page
Pleadings - ANSWER-Sets out the claim against the defendant
and the amounts claimed
Privilege - ANSWER-communication between counsel and client,
and documents or materials prepared by counsel acting for
his or her client in anticipation of litigation. ( do not need to be
shown to the opposing side)
what provinces require disclosure of policies - ANSWER-NB, ON,
PEI, MB
Pierringer release - ANSWER-is disassociated from the litigation
by settling directly with the plaintiff in exchange for
a release.
Mary Carter agreement - ANSWER-the settling defendant is
willing to share information that is favourable to the plaintiff
against
