NY HOME IMPROVEMENT CONTRACTOR
FINAL TEST 2026 QUESTIONS WITH
CORRECT ANSWERS GRADED A+
◍ Home Improvement Trust Fund.
Answer: A fund that contractors can contribute to or secure a bond with,
required every two years.
◍ Building and Improvement Permits Responsibility.
Answer: The prime contractor.
◍ Legal Entity of a Contractor.
Answer: A contractor may be an individual, a firm, a company, a
partnership, or a corporation.
◍ Responsibility for Building Code Standards.
Answer: The H.I. Contractor.
◍ How long can a contractor elect to secure a bond or participate in DCA's
Home Improvement Trust Fund?.
Answer: Every 2 years
◍ What is NOT Home Improvement.
Answer: Construction of a new home or building, sale of goods or materials
in connection with the installation of goods, work performed on a residence
owned by the state or municipality, painting or decoration not related to
home improvement work.
◍ What actions are licensed contractors barred from?.
Answer: D. I, II, III and IV (Misleading advertisements, conducting business
under another's name, violating sanitary codes, and not notifying DCA of
ownership changes).
, ◍ What is an example of a capital improvement?.
Answer: C. Adding a bathroom to an existing basement
◍ Which of the following is LEAST likely to be considered 'home
improvement'?.
Answer: D. Installing central air conditioning
◍ What is the minimum notice period for a financial institution's account
statement for a home improvement contract application?.
Answer: C. 60 days
◍ Consumer Right to Cancel.
Answer: Contractors or salespersons must inform the consumer of their right
to cancel a home improvement contract within three business days from the
contract date.
◍ Transporting Waste from Home Improvement Work.
Answer: What should a contractor do to haul or transport waste resulting
from home improvement work?
◍ Architect or Engineer License Requirement.
Answer: If they are physically performing H.I. functions outside the scope
of an architect or engineer.
◍ Contract Amendment for Additional Work.
Answer: The contractor should provide a written amendment to the contract,
which must be signed by both the consumer and the contractor.
◍ Painting Exterior of Multi-Story House.
Answer: You may require a suspended scaffold and a rigging permit from
DOB to paint the exterior of a home that is one story or more, unless you
can use a ladder.
◍ How many days does a contractor have to comply with a fine for
non-compliance?.
Answer: B. 30 days
◍ Sales Tax Handling.
FINAL TEST 2026 QUESTIONS WITH
CORRECT ANSWERS GRADED A+
◍ Home Improvement Trust Fund.
Answer: A fund that contractors can contribute to or secure a bond with,
required every two years.
◍ Building and Improvement Permits Responsibility.
Answer: The prime contractor.
◍ Legal Entity of a Contractor.
Answer: A contractor may be an individual, a firm, a company, a
partnership, or a corporation.
◍ Responsibility for Building Code Standards.
Answer: The H.I. Contractor.
◍ How long can a contractor elect to secure a bond or participate in DCA's
Home Improvement Trust Fund?.
Answer: Every 2 years
◍ What is NOT Home Improvement.
Answer: Construction of a new home or building, sale of goods or materials
in connection with the installation of goods, work performed on a residence
owned by the state or municipality, painting or decoration not related to
home improvement work.
◍ What actions are licensed contractors barred from?.
Answer: D. I, II, III and IV (Misleading advertisements, conducting business
under another's name, violating sanitary codes, and not notifying DCA of
ownership changes).
, ◍ What is an example of a capital improvement?.
Answer: C. Adding a bathroom to an existing basement
◍ Which of the following is LEAST likely to be considered 'home
improvement'?.
Answer: D. Installing central air conditioning
◍ What is the minimum notice period for a financial institution's account
statement for a home improvement contract application?.
Answer: C. 60 days
◍ Consumer Right to Cancel.
Answer: Contractors or salespersons must inform the consumer of their right
to cancel a home improvement contract within three business days from the
contract date.
◍ Transporting Waste from Home Improvement Work.
Answer: What should a contractor do to haul or transport waste resulting
from home improvement work?
◍ Architect or Engineer License Requirement.
Answer: If they are physically performing H.I. functions outside the scope
of an architect or engineer.
◍ Contract Amendment for Additional Work.
Answer: The contractor should provide a written amendment to the contract,
which must be signed by both the consumer and the contractor.
◍ Painting Exterior of Multi-Story House.
Answer: You may require a suspended scaffold and a rigging permit from
DOB to paint the exterior of a home that is one story or more, unless you
can use a ladder.
◍ How many days does a contractor have to comply with a fine for
non-compliance?.
Answer: B. 30 days
◍ Sales Tax Handling.
