1|Page
PCIP EXAM 2026 ACTUAL COMPLETE 140 REAL
VERIFIED EXAM QUESTIONS AND CORRECT
DETAILED ANSWERS WITH RATIONALES (VERIFIED
ANSWERS) ALREADY GRADED A+ ||NEWEST EXAM!!!
Cardholder Data may be stored in "KNOWN" and
"UNKNOWN" locations.
A. True
B. False - Answer-Correct Answer: A
Storing Track Data "Long-Term" or "persistently" may be
permitted if_______________.
A. it is being stored by issuers
B. it is reported to the PCI SSC annually in a RoC
C. it is encrypted by the merchant storing it
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D. it is hashed by the merchant storing it - Answer-Correct
Answer: A
PCI DSS Requirement 3.4 states the PAN must be
rendered unreadable when stored, using___________.
A. Encryption, Truncation, or Obfuscating
B. Hashing, Scrambling, or Encrypting
C. Encryption, Hashing, or Truncation
D. Truncation, Scrambling, or Encrypting - Answer-Correct
Answer: C
Requirement 2.2.2 states "Enable only necessary and
secure services, protocols, daemons, etc., as required
for the function of the system". Which of the following is
considered secure?
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A. SSH
B. RLogon
C. Telnet
D. FTP - Answer-Correct Answer: A
When scoping an environment for a PCI DSS assessment,
it is important to identify _______________.
A. All flows of cardholder data
B. All of the options
C. Components that store cardholder data
D. Business facilities involved in processing transactions -
Answer-Correct Answer: B
Which of the below functions is associated with Acquirers?
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A. Provide settlement services to a merchant
B. Provide authorization services to a merchant
C. Provide clearing services to a merchant
D. All of the options - Answer-Correct Answer: D
Which of the following entities will actually approve a
purchase?
A. Non-Issuing Merchant Bank
B. Issuing Bank
C. Payment Transaction Gateway
D. Acquiring Bank - Answer-Correct Answer: B
Which of the following lists the correct "order" for the flow
of a payment card transaction?
PCIP EXAM 2026 ACTUAL COMPLETE 140 REAL
VERIFIED EXAM QUESTIONS AND CORRECT
DETAILED ANSWERS WITH RATIONALES (VERIFIED
ANSWERS) ALREADY GRADED A+ ||NEWEST EXAM!!!
Cardholder Data may be stored in "KNOWN" and
"UNKNOWN" locations.
A. True
B. False - Answer-Correct Answer: A
Storing Track Data "Long-Term" or "persistently" may be
permitted if_______________.
A. it is being stored by issuers
B. it is reported to the PCI SSC annually in a RoC
C. it is encrypted by the merchant storing it
,2|Page
D. it is hashed by the merchant storing it - Answer-Correct
Answer: A
PCI DSS Requirement 3.4 states the PAN must be
rendered unreadable when stored, using___________.
A. Encryption, Truncation, or Obfuscating
B. Hashing, Scrambling, or Encrypting
C. Encryption, Hashing, or Truncation
D. Truncation, Scrambling, or Encrypting - Answer-Correct
Answer: C
Requirement 2.2.2 states "Enable only necessary and
secure services, protocols, daemons, etc., as required
for the function of the system". Which of the following is
considered secure?
,3|Page
A. SSH
B. RLogon
C. Telnet
D. FTP - Answer-Correct Answer: A
When scoping an environment for a PCI DSS assessment,
it is important to identify _______________.
A. All flows of cardholder data
B. All of the options
C. Components that store cardholder data
D. Business facilities involved in processing transactions -
Answer-Correct Answer: B
Which of the below functions is associated with Acquirers?
, 4|Page
A. Provide settlement services to a merchant
B. Provide authorization services to a merchant
C. Provide clearing services to a merchant
D. All of the options - Answer-Correct Answer: D
Which of the following entities will actually approve a
purchase?
A. Non-Issuing Merchant Bank
B. Issuing Bank
C. Payment Transaction Gateway
D. Acquiring Bank - Answer-Correct Answer: B
Which of the following lists the correct "order" for the flow
of a payment card transaction?
