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2026 OMVIC Certification Exam | Latest Verified
Official Questions and Detailed Answers
OVERVIEW DESCRIPTION:
The 2026 OMVIC Certification Exam is a mandatory, high-stakes assessment for individuals
seeking registration as motor vehicle dealers or salespeople in Ontario. This 60-question
multiple-choice exam evaluates candidates' proficiency in the legal and ethical framework
governing the province's automotive industry. Key topics include the Motor Vehicle Dealers Act
(MVDA), OMVIC's regulatory role, mandatory disclosure requirements, all-in advertising rules,
contract and financing obligations, the Code of Ethics, and registration compliance. Successfully
passing the exam demonstrates a candidate's readiness to operate with integrity and in full
compliance with Ontario's consumer protection laws.
SET 1: 2026 OMVIC Certification Exam (Complete 60 Questions)
QUESTION 1
What is the foundational legislation that governs the operation of car dealers and
salespeople in Ontario?
A) The Consumer Protection Act, 2002
B) The Highway Traffic Act
C) The Motor Vehicle Dealers Act, 2002
D) The Business Practices Act
CORRECT ANSWER: C
EXPERT RATIONALE: The Motor Vehicle Dealers Act, 2002 (MVDA) is the primary
statute that sets the rules for registration, conduct, and enforcement for Ontario's
automotive retail sector.
QUESTION 2
A salesperson is helping a customer who has a trade-in. Under the MVDA, what is the
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minimum time a dealer must retain all records pertaining to this transaction?
A) 3 years
B) 5 years
C) 6 years
D) 7 years
CORRECT ANSWER: C
EXPERT RATIONALE: The MVDA specifically requires that dealers maintain all required
records, including sales files and employee information, for a minimum of six years.
QUESTION 3
A dealer's registration renewal date is August 1, 2026. According to the new Continuing
Professional Development (CPD) requirements, by when must the Person in Charge
(PIC) complete their mandatory education?
A) By December 31, 2026
B) Within the 90-day period before the dealer's August 1 renewal date
C) Within the 90-day period before the salesperson's individual renewal date
D) At any point during the 2026 calendar year
CORRECT ANSWER: B
EXPERT RATIONALE: For a Person in Charge (PIC), the mandatory CPD education
requirement is tied to the dealer's renewal cycle and must be completed within the 90
days prior to that date.
QUESTION 4
An advertisement for a used car states a price of $9,995. Which of the following
additional fees must be included in this advertised price?
A) Safety standards certificate fee
B) Licensing fee to register the vehicle
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C) Financing application fee
D) All mandatory charges except taxes and licensing
CORRECT ANSWER: D
EXPERT RATIONALE: Ontario's all-in pricing rules require that any price in an
advertisement includes all fees and charges the consumer must pay, except for taxes
and licensing (plate/registration) fees.
QUESTION 5
A dealer sells a used vehicle to a consumer. Three weeks later, the consumer
discovers the vehicle had been in a major flood, a fact the dealer knew but did not
disclose. What is the consumer entitled to under the MVDA?
A) A partial refund for the diminished value
B) A free extended warranty
C) To rescind the contract within 90 days of discovering the non-disclosure
D) To file a complaint with the police, as this is a criminal offense
CORRECT ANSWER: C
EXPERT RATIONALE: Failure to disclose a material fact like significant flood damage
gives the consumer the right to rescind (cancel) the contract within 90 days of
discovering the dealer's failure to disclose.
QUESTION 6
A salesperson is processing a deal where the customer is financing the vehicle.
According to OMVIC's guidelines, when must all critical financing details, such as the
APR and total cost of borrowing, be provided to the customer?
A) Verbally, before the customer drives the vehicle off the lot
B) In writing, before the customer signs the bill of sale
C) Within the 10-day cooling-off period
D) When the lender approves the loan, typically the next business day
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CORRECT ANSWER: B
EXPERT RATIONALE: A bill of sale is a binding contract. All key financing terms like
APR, payment amount, and term must be clearly and accurately disclosed in writing
before the customer signs.
QUESTION 7
Which entity has the authority to mandate new educational requirements for dealers
and salespersons to complete before their registration renewal?
A) The Ministry of Transportation (MTO)
B) The License Appeal Tribunal (LAT)
C) The Registrar of OMVIC
D) Georgian College
CORRECT ANSWER: C
EXPERT RATIONALE: As of January 1, 2026, amendments to the MVDA grant OMVIC's
Registrar the explicit authority to establish mandatory continuing education
requirements for all registrants.
QUESTION 8
An Ontario dealer sells a vehicle to a customer. The vehicle was previously registered
as a daily rental in another province but has since been owned by two private
individuals. Is the dealer required to disclose the vehicle's history as a daily rental to
the new buyer?
A) Yes, previous use as a daily rental must always be disclosed.
B) No, because the vehicle is no longer part of a rental fleet.
C) No, because the disclosure requirement only applies to police vehicles and taxis.
D) Yes, but only if the vehicle has damage exceeding $3,000.
CORRECT ANSWER: B
2026 OMVIC Certification Exam | Latest Verified
Official Questions and Detailed Answers
OVERVIEW DESCRIPTION:
The 2026 OMVIC Certification Exam is a mandatory, high-stakes assessment for individuals
seeking registration as motor vehicle dealers or salespeople in Ontario. This 60-question
multiple-choice exam evaluates candidates' proficiency in the legal and ethical framework
governing the province's automotive industry. Key topics include the Motor Vehicle Dealers Act
(MVDA), OMVIC's regulatory role, mandatory disclosure requirements, all-in advertising rules,
contract and financing obligations, the Code of Ethics, and registration compliance. Successfully
passing the exam demonstrates a candidate's readiness to operate with integrity and in full
compliance with Ontario's consumer protection laws.
SET 1: 2026 OMVIC Certification Exam (Complete 60 Questions)
QUESTION 1
What is the foundational legislation that governs the operation of car dealers and
salespeople in Ontario?
A) The Consumer Protection Act, 2002
B) The Highway Traffic Act
C) The Motor Vehicle Dealers Act, 2002
D) The Business Practices Act
CORRECT ANSWER: C
EXPERT RATIONALE: The Motor Vehicle Dealers Act, 2002 (MVDA) is the primary
statute that sets the rules for registration, conduct, and enforcement for Ontario's
automotive retail sector.
QUESTION 2
A salesperson is helping a customer who has a trade-in. Under the MVDA, what is the
,2|Page
minimum time a dealer must retain all records pertaining to this transaction?
A) 3 years
B) 5 years
C) 6 years
D) 7 years
CORRECT ANSWER: C
EXPERT RATIONALE: The MVDA specifically requires that dealers maintain all required
records, including sales files and employee information, for a minimum of six years.
QUESTION 3
A dealer's registration renewal date is August 1, 2026. According to the new Continuing
Professional Development (CPD) requirements, by when must the Person in Charge
(PIC) complete their mandatory education?
A) By December 31, 2026
B) Within the 90-day period before the dealer's August 1 renewal date
C) Within the 90-day period before the salesperson's individual renewal date
D) At any point during the 2026 calendar year
CORRECT ANSWER: B
EXPERT RATIONALE: For a Person in Charge (PIC), the mandatory CPD education
requirement is tied to the dealer's renewal cycle and must be completed within the 90
days prior to that date.
QUESTION 4
An advertisement for a used car states a price of $9,995. Which of the following
additional fees must be included in this advertised price?
A) Safety standards certificate fee
B) Licensing fee to register the vehicle
,3|Page
C) Financing application fee
D) All mandatory charges except taxes and licensing
CORRECT ANSWER: D
EXPERT RATIONALE: Ontario's all-in pricing rules require that any price in an
advertisement includes all fees and charges the consumer must pay, except for taxes
and licensing (plate/registration) fees.
QUESTION 5
A dealer sells a used vehicle to a consumer. Three weeks later, the consumer
discovers the vehicle had been in a major flood, a fact the dealer knew but did not
disclose. What is the consumer entitled to under the MVDA?
A) A partial refund for the diminished value
B) A free extended warranty
C) To rescind the contract within 90 days of discovering the non-disclosure
D) To file a complaint with the police, as this is a criminal offense
CORRECT ANSWER: C
EXPERT RATIONALE: Failure to disclose a material fact like significant flood damage
gives the consumer the right to rescind (cancel) the contract within 90 days of
discovering the dealer's failure to disclose.
QUESTION 6
A salesperson is processing a deal where the customer is financing the vehicle.
According to OMVIC's guidelines, when must all critical financing details, such as the
APR and total cost of borrowing, be provided to the customer?
A) Verbally, before the customer drives the vehicle off the lot
B) In writing, before the customer signs the bill of sale
C) Within the 10-day cooling-off period
D) When the lender approves the loan, typically the next business day
, 4|Page
CORRECT ANSWER: B
EXPERT RATIONALE: A bill of sale is a binding contract. All key financing terms like
APR, payment amount, and term must be clearly and accurately disclosed in writing
before the customer signs.
QUESTION 7
Which entity has the authority to mandate new educational requirements for dealers
and salespersons to complete before their registration renewal?
A) The Ministry of Transportation (MTO)
B) The License Appeal Tribunal (LAT)
C) The Registrar of OMVIC
D) Georgian College
CORRECT ANSWER: C
EXPERT RATIONALE: As of January 1, 2026, amendments to the MVDA grant OMVIC's
Registrar the explicit authority to establish mandatory continuing education
requirements for all registrants.
QUESTION 8
An Ontario dealer sells a vehicle to a customer. The vehicle was previously registered
as a daily rental in another province but has since been owned by two private
individuals. Is the dealer required to disclose the vehicle's history as a daily rental to
the new buyer?
A) Yes, previous use as a daily rental must always be disclosed.
B) No, because the vehicle is no longer part of a rental fleet.
C) No, because the disclosure requirement only applies to police vehicles and taxis.
D) Yes, but only if the vehicle has damage exceeding $3,000.
CORRECT ANSWER: B
