correct answers 2026
Whichvofvthevfollowingvstatementsvisvnotvcorrectvregardingvqualificationsvforvanvadjuster'svlicense
? vgAnvattorneyvwhovadjustsvlossesvfromvtimevtovtimevisvconsideredvanvadjuster.
AnvunauthorizedvinsurancevcompanyvmayvalsovbevreferredvtovasvavgSurplusvlinesvinsurer
Whichvofvthevfollowingvstatementsvisvnotvcorrectvregardingvsurplusvlinesvinsurance?vg
Thevsurplusvlinesvinsurancevmustvbevprocuredvatvavratevthatvisvlowervthanvthevprevailingvratevfor
vth evsamevtypevofvcoverage
Avsurplusvlinesvbrokervmustvfilevwithvthevcommissionervavstatementvofvallvsurplusvlinesvinsurance
vtr endsvactedvduringvthevpreviousvcalendarvgQuarterly
Ifvanvinsurervviolatesvanyvsectionvofvthevinsurancevcode,vwhatvcanvthevcommissionervissuevtovsto
pvt hevinsurervwerevfromvcommittingvthevviolation?vgCeasevandvdesist
Whichvofvthevfollowingvtypesvofvinsurancevprovidesvprotectionvandvthatvindemnityvcoverage?gMari
ne
,IsveveryvinsurervrequiredvfilevwithvthevcommissionervofvinsurancevinvthevstatevofvHawaiivratedvinl
an dvmarinevrisks?vgNo
Producersvlicensedvtovtransactvpropertyvandvcasualtyvinsurancevmustvcompletevhowvmanyvhoursvo
fvcontinuingveducationveveryvbienniumvdevotedvsolelyvtovHawaiivlawsvandvrules?vg3vhours
Failingvtovrespondvtovcommunicationsvfromvinsuredsvwithinv14vbusinessvdaysvisvconsideredvunfairv
claimsvsettlementvpracticevgCorrect
ProofvofvfinancialvresponsibilityvmayvbevgivenvbyvfilingvavavcreditvreportvgFalse
Avproducervmustvmaintainvaccountsvorvrecordsvofvallvinsurancevtransactionsvforvhowvmanyvyears?
g5
Anvinsurancevproducervwhovletsvhisvlicensevlaps,vmay,vwithinv12vmonthsvgReinstatevthevlicensevw
ithoutvtakingvanvexamination
Ifvavlicensevholdvthevmoneyvinvavfiduciaryvcapacity,vthevinsurancevcommissionervmayvsuspend,vrev
o ke,vorvrefusevtovwithstandvanyvlicensevissuedvundervHawaiivlawvgFalse
AvlicensevtovconductvbusinessvinvHawaiivisvcalledvavgCertificatevofvauthority
WhichvofvthevfollowingvpersonsvisvpermittedvtovprosecutevproducersvwhovbreakvHawaiivInsurancev
l aws?vgThevHawaiivattorneyvgeneral
Mayvmembersvbevassessedvanvamountvthatvisvnovmorevthanv10%vofvtheirvannualvdirectvwrittenv
pre miumvwithvregardvtovassessmentsvundervthevHawaiivInsurancevguarantyvassociationvact?vgNo
WhichvofvthevfollowingvisvcorrectvaboutvuninsuredvmotoristvcoveragevinvHawaii?vgItvmustvbevoffer
edvbyvthevinsurervwerevbutvmayvbevrejectedvbyvthevinsured
, Invtheveventvanvinsurervcancelsvorvrefusesvtovrenewvavmotorvvehiclevinsurancevpolicy,vitvshallvpro
vi
devhowvmanyvdaysvwrittenvnoticevtovthevinsuredvbeforevtheveffectivevdatevofvcancellationvorvref
usa lvtovrenew?vg30vdays
Thevpersonalvinjuryvprotectionvbenefitsvitveveryvmotorvvehiclevinsurancevpolicyvmustvinclude,vprov
idesvanvaggregatevlimitvonvhowvmuchvpervperson?vg$10,000
CoveragevisvdesignedvtoveliminatevtortvliabilityvcasesvwithvregardsvtovthevpurposevofvthevHawaiivp
e rsonalvinjuryvprotectionv(PIP)vinsurancevlawvgUntrue
Whichvofvthevfollowingvhasvbeenvabolishedvasvavresultvofvpersonalvinjuryvprotectionv(nofault)vcov
erage?vgTortvliabilityvofvthevownervofvanvinsuredvmotorvvehicle
Whichvofvthevfollowingvarevthevminimumvlimitsvofvautomobilevinsurancevliabilityvrequiredvinvthevs
t atevofvHawaii?vg20/40/10
WhichvofvthevfollowingvstatementsvwithvregardvtovpremiumvratesvundervHawaiivnofaultvinsurancev
isvcorrect?vgNovpremiumvonvanyvnofaultvpolicyvshallvbevincreasedvasvavresultvofvanyvaccidentvifvt
hevinsuredvisvnotvatvfaultvinvthevacciden t
ThevHawaiivjointvunderwritingvplanvshallvprovidevPIPv(nofault)vbenefitsvinvpoliciesvforvvariousvclass
esvofvinsureds.vWhichvofvthevfollowingvclassesvwouldvnotv
qualifyvforvcoveragevundervthevjointvunderwritingvplan?vgAvpersonvwhovallowsvthevneighborvtovus
evthatvcoveredvautovfromvtimevtovtime
PaymentvofvPIPvbenefitsvshallvbevmadevwithinvhowvmanyvdaysvaftervthevinsurervhasvreceivedvrea
so nablevproofvofvlossvandvdemandvforvpayment?vg30vdays
HEMICvprovidevwhatvtypevofvinsurance?vgWorkers'vcompensation