GEORGIA ACCESS EXAM
QUESTIONS AND ANSWERS
True or False: Personally Identifiable Information (PII) contains demographic
information and personal information that may be able to identify a consumer. True
False - ANSWER-True
Personally Identifiable Information (PII) includes demographic and personal
information that can be used to identify a consumer.
While employers of any size may offer Individual Coverage Health Reimbursement
Arrangements (ICHRAs), only small employers (generally those with fewer than 50
employees) are eligible to offer Qualified Small Employer Health Reimbursement
Arrangements (QSEHRAs).
All of the following are goals of the Health Insurance Portability and Accountability
Act (HIPAA) except:
Make it easier for consumers to keep health insurance
Protect the confidentiality of consumer healthcare information
Ensure that consumer healthcare data is secured properly
Lower the cost of monthly premiums. - ANSWER-Lower the cost of monthly
premiums
The goals of the Health Insurance Portability and Accountability Act (HIPAA) include
making it easier for consumers to keep health insurance, protecting the
confidentiality of consumer healthcare information, and ensuring that consumer
healthcare data is secured properly. Lowering the cost of monthly premiums is not a
specific goal of HIPAA.
Which of the following statements about Individual Coverage Health Reimbursement
Arrangements (ICHRAs) and Qualified Small Employer Health Reimbursement
Arrangements (QSEHRAs) is not true?
Consumers are reimbursed tax-free for qualified medical expenses up to a fixed
dollar amount per year
An employer may allow funds that remain in the HRA at the end of the year to be
rolled over into the next year
Employers of any size may offer ICHRAs and QSEHRAs
Consumers must enroll in an ACA qualified individual health plan to be able to use
an ICHRA or a QSEHRA - ANSWER-The statement that is not true is:
Employers of any size may offer ICHRAs and QSEHRAs
True or false: An employee can use funding in their Individual Coverage Health
Reimbursement Arrangement (ICHRA) or Qualified Small Employer Health
Reimbursement Arrangement (QSEHRA) to pay premiums and reimburse medical
care expenses for themselves, as well as any covered dependents if permitted by
the employer.
True
False - ANSWER-True
An employee can use funding in their Individual Coverage Health Reimbursement
Arrangement (ICHRA) or Qualified Small Employer Health Reimbursement
, Arrangement (QSEHRA) to pay premiums and reimburse medical care expenses for
themselves, as well as any covered dependents, if permitted by the employer.
Fill in the blank: When violations result in monetary fines from the state or federal
government, the fines associated with the violation are considered _____.
Civil penalties
Criminal penalties
Federal penalties
Negligible - ANSWER-When violations result in monetary fines from the state or
federal government, the fines associated with the violation are considered Civil
penalties.
Fill in the blank: A(n) _____ is the acquisition, access, use, or disclosure of Protected
Health Information (PHI) in a manner not permitted and that compromises the
security or privacy of the PHI.
Computer Threat
Breach
Security Incident
Access Control - ANSWER-A(n) Breach is the acquisition, access, use, or disclosure
of Protected Health Information (PHI) in a manner not permitted and that
compromises the security or privacy of the PHI.
Fill in the blank: Covered entities who knowingly obtain or disclose Individually
Identifiable Health Information (IIHI) under false pretenses with the intent to sell,
transfer, or use it for commercial advantage, personal gain, or malicious harm may
be sentenced up to _____ years in prison.
1
5
7
10 - ANSWER-Covered entities who knowingly obtain or disclose Individually
Identifiable Health Information (IIHI) under false pretenses with the intent to sell,
transfer, or use it for commercial advantage, personal gain, or malicious harm may
be sentenced up to 10 years in prison.
Fill in the blank: Data that contains Protected Health Information (PHI) stored on or
accessible from physical devices must be equipped with _____.
Wi-Fi
Access controls
Accessibility
A camera - ANSWER-Data that contains Protected Health Information (PHI) stored
on or accessible from physical devices must be equipped with access controls.
Who can be guilty of fraud, waste, & abuse on the Exchange?
Consumers
Agents
Insurance companies
Web brokers
All of the above - ANSWER-All of the above
QUESTIONS AND ANSWERS
True or False: Personally Identifiable Information (PII) contains demographic
information and personal information that may be able to identify a consumer. True
False - ANSWER-True
Personally Identifiable Information (PII) includes demographic and personal
information that can be used to identify a consumer.
While employers of any size may offer Individual Coverage Health Reimbursement
Arrangements (ICHRAs), only small employers (generally those with fewer than 50
employees) are eligible to offer Qualified Small Employer Health Reimbursement
Arrangements (QSEHRAs).
All of the following are goals of the Health Insurance Portability and Accountability
Act (HIPAA) except:
Make it easier for consumers to keep health insurance
Protect the confidentiality of consumer healthcare information
Ensure that consumer healthcare data is secured properly
Lower the cost of monthly premiums. - ANSWER-Lower the cost of monthly
premiums
The goals of the Health Insurance Portability and Accountability Act (HIPAA) include
making it easier for consumers to keep health insurance, protecting the
confidentiality of consumer healthcare information, and ensuring that consumer
healthcare data is secured properly. Lowering the cost of monthly premiums is not a
specific goal of HIPAA.
Which of the following statements about Individual Coverage Health Reimbursement
Arrangements (ICHRAs) and Qualified Small Employer Health Reimbursement
Arrangements (QSEHRAs) is not true?
Consumers are reimbursed tax-free for qualified medical expenses up to a fixed
dollar amount per year
An employer may allow funds that remain in the HRA at the end of the year to be
rolled over into the next year
Employers of any size may offer ICHRAs and QSEHRAs
Consumers must enroll in an ACA qualified individual health plan to be able to use
an ICHRA or a QSEHRA - ANSWER-The statement that is not true is:
Employers of any size may offer ICHRAs and QSEHRAs
True or false: An employee can use funding in their Individual Coverage Health
Reimbursement Arrangement (ICHRA) or Qualified Small Employer Health
Reimbursement Arrangement (QSEHRA) to pay premiums and reimburse medical
care expenses for themselves, as well as any covered dependents if permitted by
the employer.
True
False - ANSWER-True
An employee can use funding in their Individual Coverage Health Reimbursement
Arrangement (ICHRA) or Qualified Small Employer Health Reimbursement
, Arrangement (QSEHRA) to pay premiums and reimburse medical care expenses for
themselves, as well as any covered dependents, if permitted by the employer.
Fill in the blank: When violations result in monetary fines from the state or federal
government, the fines associated with the violation are considered _____.
Civil penalties
Criminal penalties
Federal penalties
Negligible - ANSWER-When violations result in monetary fines from the state or
federal government, the fines associated with the violation are considered Civil
penalties.
Fill in the blank: A(n) _____ is the acquisition, access, use, or disclosure of Protected
Health Information (PHI) in a manner not permitted and that compromises the
security or privacy of the PHI.
Computer Threat
Breach
Security Incident
Access Control - ANSWER-A(n) Breach is the acquisition, access, use, or disclosure
of Protected Health Information (PHI) in a manner not permitted and that
compromises the security or privacy of the PHI.
Fill in the blank: Covered entities who knowingly obtain or disclose Individually
Identifiable Health Information (IIHI) under false pretenses with the intent to sell,
transfer, or use it for commercial advantage, personal gain, or malicious harm may
be sentenced up to _____ years in prison.
1
5
7
10 - ANSWER-Covered entities who knowingly obtain or disclose Individually
Identifiable Health Information (IIHI) under false pretenses with the intent to sell,
transfer, or use it for commercial advantage, personal gain, or malicious harm may
be sentenced up to 10 years in prison.
Fill in the blank: Data that contains Protected Health Information (PHI) stored on or
accessible from physical devices must be equipped with _____.
Wi-Fi
Access controls
Accessibility
A camera - ANSWER-Data that contains Protected Health Information (PHI) stored
on or accessible from physical devices must be equipped with access controls.
Who can be guilty of fraud, waste, & abuse on the Exchange?
Consumers
Agents
Insurance companies
Web brokers
All of the above - ANSWER-All of the above
