All the following statements regarding the small group individual health
insurance market are correct except:
A. There are varying definitions as to what threshold defines the small
group market
B. Many small firms believe they cannot afford health insurance
C. Small group coalitions were relatively popular in the 1980s but have
since declined in popularity
D. Individual insurance plays an important role in the US health
insurance market with more than 50% of the population having coverage
- ANSWERS-D. Individual insurance plays an important role in the US
health insurance market with more than 50% of the population having
coverage
Long term care insurance may cover all the following types of services
except:
A. Custodial care
B. Home health care
C. Hospice care
D. Assisted living care
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, CEBS GBA 2 EXAM LATEST
E. Short term hospital stays - ANSWERS-E. Short term hospital stays
Lean strives to eliminate all of the following types of waste except:
A. Defects - waste associated with defects reflects time spend doing
something wrong, finding errors and correcting errors
B. Overproduction- this type of waste involves doing more than is
needed or requested by the patient
C. Waiting - waste associated with waiting produces uneven patient flow
and causes stress to patients and staff
D. Integrated system- too much emphasis on the interconnecting
processes in the system - ANSWERS-D. Integrated system- too much
emphasis on the interconnecting processes in the system
All the following are quality improvement tools and techniques that
have been widely applied to health care management except:
A. Total quality management (TQM)
B. Lean
C. Six sigma
D. Ulysses contracts
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, CEBS GBA 2 EXAM LATEST
E. Data analytics - ANSWERS-D. Ulysses contracts
All of the following are classified as instrumental activities of daily
living (IADLs), as opposed to activities of daily living (ADLs), the long
term care services may assist with except:
A. Dressing
B. Cleaning
C. Shopping
D. Paying bills - ANSWERS-A. Dressing
All of the following are underwriting methods used in health insurance
except:
A. Adjusted community rating
B. Retrospective experience rating
C. Community rating by class
D. Administrative rating
E. Prospective experience rating - ANSWERS-D. Administrative rating
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, CEBS GBA 2 EXAM LATEST
All of the following are statements regarding patient centered medical
homes are correct except:
A. One critical component of this model of health delivery is electronic
health record systems
B. Tyis model has been used for a long time as a coordinated care model
for children (pediatrics)
C. Growth of PCMHs in recent years has been powered by the steady
growth of consumer driven health plans - ANSWERS-C. Growth of
PCMHs in recent years has been powered by the steady growth of
consumer driven health plans
All the following are major requirements of a qualified long term care
(LTC) policy except:
A. The policy must only provide coverage for qualified LTC services
B. The policy must provide a cash surrender value or other money that
can be paid, assigned, or pledged as collateral for a loan
C. The policy must be guaranteed renewable
D. The policy must provide that all policyholder dividends and premium
refunds be applied against future premiums or to increase benefits
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