LTC Exam || Most Recent Exam 2026-2027 Actual Complete
Real Exam Questions And Correct Answers (Verified Answers)
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Medicaid is available to pay for LTC expenses for
anyone without LTC insurance. I. assets
II. income
III. transfers of assets - ANSWER -I, II, and III
That's correct! Primary factors that are used to determine
Medicaid eligibility are
exempt and nonexempt assets, level of income, and the
proper or improper
transfer of
assets.
The federal government: - ANSWER -gives states flexibility in
administering their Medicaid programs
That's correct! States have flexibility to design and implement
their own programs, but funding is not shared equally by the
federal and state governments. Annually, a determination is
made comparing states' average per capita income to the
national average. States with higher per capita incomes receive
less federal funding; states with lower per capita incomes
receive more federal funding.
, How much of a community spouse's own income must be
spent on care for an
institutionalized spouse who is receiving Medicaid
assistance? - ANSWER -
none
of it
That's correct! None of the income that a community spouse
receives in his or
her name, such as wages or Social Security or a pension, must
be diverted to
the cost of care for the
institutionalized spouse.
A burial plot is exempt when determining Medicaid eligibility -
ANSWER -True
That's correct! The burial plot exemption is available for the
applicant and
immediate family
members.
Long-term care insurance policies are easy to compare and
contrast. -
ANSWER -False
That's correct! Although some standardization of policies has
occurred, especially with respect to state LTC partnership
policies, the ability of consumers to compare among LTCI
policies is hindered by the complexity of the product.
Real Exam Questions And Correct Answers (Verified Answers)
Already Graded A+ | Guaranteed Success!! Newest Exam ||
Just Released!!
Medicaid is available to pay for LTC expenses for
anyone without LTC insurance. I. assets
II. income
III. transfers of assets - ANSWER -I, II, and III
That's correct! Primary factors that are used to determine
Medicaid eligibility are
exempt and nonexempt assets, level of income, and the
proper or improper
transfer of
assets.
The federal government: - ANSWER -gives states flexibility in
administering their Medicaid programs
That's correct! States have flexibility to design and implement
their own programs, but funding is not shared equally by the
federal and state governments. Annually, a determination is
made comparing states' average per capita income to the
national average. States with higher per capita incomes receive
less federal funding; states with lower per capita incomes
receive more federal funding.
, How much of a community spouse's own income must be
spent on care for an
institutionalized spouse who is receiving Medicaid
assistance? - ANSWER -
none
of it
That's correct! None of the income that a community spouse
receives in his or
her name, such as wages or Social Security or a pension, must
be diverted to
the cost of care for the
institutionalized spouse.
A burial plot is exempt when determining Medicaid eligibility -
ANSWER -True
That's correct! The burial plot exemption is available for the
applicant and
immediate family
members.
Long-term care insurance policies are easy to compare and
contrast. -
ANSWER -False
That's correct! Although some standardization of policies has
occurred, especially with respect to state LTC partnership
policies, the ability of consumers to compare among LTCI
policies is hindered by the complexity of the product.
