New York State Auto Damage, And Theft Exam 17-71 Question With Complete Solutions 2026 | Guaranteed Pass

New York State Auto Damage, And Theft Exam 17-71 Question With Complete Solutions 2026 | Guaranteed Pass Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: Direct loss Indirect loss Loss evaluation Consequential loss - answer-Consequential loss When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraiser check? The center pillar The trunk floor The quarter panels The frame rails - answer-The frame rails In auto physical damage insurance, an insured peril cause of loss is known as: Direct lossIndirect loss Loss evaluation Consequential loss - answer-Direct loss If an appraiser has to forfeit his bond in New York. The amount of the bond is: $500 $1000 $2000 $5000 - answer-$1000 Which of the following is NOT a true statement regarding auto appraisers? Each appraiser, while engaged in appraisal duties, must carry the license issued to him by the Insurance Department and display it, upon request, to an owner whose vehicle is being inspected, to the repair shop representative involved. The appraiser must leave a legible copy of his appraisal with that of the repair shop selected by the consumer to make the repairs and also furnish a copy to the owner of the vehicle. No appraiser is permitted secure or use repair estimates that have been obtained by the use of photographs, telephone calls or in any manner other than a personal inspection. The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services rendered by him for his own benefit. - answer-The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services rendered by him for his own benefit. The burden of proof that a covered loss has occurred is normally a duty of: The insurance companyThe adjuster The appraiser The insured - answer-The insured Before revoking or suspending a license, the Superintendent must first send _____ notice and give the accused an opportunity for a hearing. 3 months 45 days. 10 days. 60 days. - answer-1o days The linkage between the camshaft and the valves is commonly known as the: piston. crankshaft. valve train. cylinder. - answer-valve train Which of the following is the computer in the vehicle? Controller Pump Speed Sensors Valves - answer-ControllerPayment may be made if which of the following procedures has been executed? A partial signed release A Walk-Away release A prima-facia signed release None of the answer choices is correct. - answer-A Walk-Away release/The Walk-Away release indicates the final disposition of the matter and relinquishes the claimant's right to sue so payment may be issued. In some states the signing of the payment check indicates a Walk-Away release. If an insured fails to comply with the immediate notice of claim requirement, which of the following could happen? The loss will be partially paid. The coverage could be denied. The premium will be returned. The policy will be cancelled. - answer-The coverage could be denied On what date must an adjuster license be renewed? December 31 - even numbered years April 1st of every other year The license is continuous unless canceled or revoked January 1st every four years - answer-December 31 - even numbered years What part of the exhaust system reduces the amount of pollution released into the environment?Muffler Tailpipe PCV valve Heat shield - answer-PCV valve What is the first molding called on the outside of the vehicle under the window? Side body molding Edge panel Door decal Sill - answer-Side body molding When performing an appraisal the vehicle should be inspected: From the rear to the front From the point of impact From the front to the rear None of the choices are correct - answer-From the front to the rear Which of the following is NOT a duty of an auto appraiser? List unrelated damage to the vehicle Describe condition of the vehicle Identify betterment or depreciation Determine "loss of use" damages - answer-Determine "loss of use" damagesIn rear wheel drive cars and trucks, the engine turns: the transmission which is connected to a reduction gear via the driveshaft a driveshaft which transmit rotational force to a drive axle at the rear of the vehicle the transaxle with a differential and universal joints between the wheels and creates constant velocity None of the responses are correct - answer-a driveshaft which transmit rotational force to a drive axle at the rear of the vehicle If the 7th VIN is a number, then the vehicle was made prior to: 2000. 2005. 2010. 2012. - answer-2010 What component turns rotary motion of the crankshaft into up and down motion? Camshaft Piston Cylinder Engine block - answer-Camshaft Appraisers may secure or use repair estimates that have been obtained by the use of: Telephone callsPhotographs Personal inspection All of the responses are correct - answer-Personal inspection