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INVESTMENTS 3331 FINA 3331 EXAM
1 2026 ACTUAL QUESTIONS WITH
VERIFIED ANSWERS.
1. Which of the following is the best definition of wealth?
a. The sum of all current and future income
b. The total of all assets and all income
c. The total of assets and income less any liabilities
d. The sum of current income and the present value of
future income
d. The sum of current income and the present value of future
income
2. Gold coins would be classified as:
a. real assets.
b. indirect assets.
c. personal assets.
d. financial assets.
A. Real Assets
3. Technically, investments include:
a. only financial assets.
b. only marketable assets.
c. financial and real assets that are marketable or non-
marketable.
d. only financial and real assets that are marketable.
C. financial and real assets that are marketable or non-
marketable.
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4. The retirement plans that guarantee retirees a set
amount of money each month are known as:
a. 401(k) plans.
b. self-directed plans.
c. defined-benefit plans.
d. defined-contribution plans.
c.defined-benefit plans.
5. The investment professionals that arrange the sale of
new securities are called:
a. arbitragers.
b. traders.
c. investment bankers.
d. specialists.
c.investment bankers
6. Another name for stockbrokers is:
a. specialists.
b. financial advisors.
c. security analysts.
d. portfolio managers.
b.financial advisors.
7. Investment professionals who take companies public,
arrange mergers and acquisitions, and participate in
municipal bond issues are:
a. registered representatives.
b. security analysts.
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c. investment bankers.
d. portfolio managers.
c. investment bankers.
9. Most financial advisors are registered with the Securities
and Exchange Commission as:
a. registered representatives.
b. registered investment advisors.
c. registered financial planners.
d. registered securities consultants.
b. registered investment advisors.
8. One reason for the declining importance of pension
funds is the:
a. decrease in pension benefits for workers.
b. downsizing of U.S. companies.
c. large number of conversions into self-directed plans.
d. increasing number of federal regulations that restrict
pension fund portfolios.
c. large number of conversions into self-directed plans.
10. A Chartered Financial Analyst designation is a(n)
a. SEC-approved and awarded designation.
b. certification of a successful investing record.
c. professional designation awarded for meeting
recognized standards of conduct and competency.
d. professional designation awarded by the brokerage
industry.
c. professional designation awarded for meeting recognized
standards of conduct and competency.
INVESTMENTS 3331 FINA 3331 EXAM
1 2026 ACTUAL QUESTIONS WITH
VERIFIED ANSWERS.
1. Which of the following is the best definition of wealth?
a. The sum of all current and future income
b. The total of all assets and all income
c. The total of assets and income less any liabilities
d. The sum of current income and the present value of
future income
d. The sum of current income and the present value of future
income
2. Gold coins would be classified as:
a. real assets.
b. indirect assets.
c. personal assets.
d. financial assets.
A. Real Assets
3. Technically, investments include:
a. only financial assets.
b. only marketable assets.
c. financial and real assets that are marketable or non-
marketable.
d. only financial and real assets that are marketable.
C. financial and real assets that are marketable or non-
marketable.
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4. The retirement plans that guarantee retirees a set
amount of money each month are known as:
a. 401(k) plans.
b. self-directed plans.
c. defined-benefit plans.
d. defined-contribution plans.
c.defined-benefit plans.
5. The investment professionals that arrange the sale of
new securities are called:
a. arbitragers.
b. traders.
c. investment bankers.
d. specialists.
c.investment bankers
6. Another name for stockbrokers is:
a. specialists.
b. financial advisors.
c. security analysts.
d. portfolio managers.
b.financial advisors.
7. Investment professionals who take companies public,
arrange mergers and acquisitions, and participate in
municipal bond issues are:
a. registered representatives.
b. security analysts.
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c. investment bankers.
d. portfolio managers.
c. investment bankers.
9. Most financial advisors are registered with the Securities
and Exchange Commission as:
a. registered representatives.
b. registered investment advisors.
c. registered financial planners.
d. registered securities consultants.
b. registered investment advisors.
8. One reason for the declining importance of pension
funds is the:
a. decrease in pension benefits for workers.
b. downsizing of U.S. companies.
c. large number of conversions into self-directed plans.
d. increasing number of federal regulations that restrict
pension fund portfolios.
c. large number of conversions into self-directed plans.
10. A Chartered Financial Analyst designation is a(n)
a. SEC-approved and awarded designation.
b. certification of a successful investing record.
c. professional designation awarded for meeting
recognized standards of conduct and competency.
d. professional designation awarded by the brokerage
industry.
c. professional designation awarded for meeting recognized
standards of conduct and competency.
