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CEBS GBA 1 Practice Exam Questions 2025/ 2026 Exam Questions with Accurate Answers Employee Benefits Study Guide

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Master employee benefits fundamentals with this CEBS GBA 1 Practice Exam Questions 2025/ 2026 with solution, designed to strengthen understanding of workplace benefits, plan structures, wellness programs, compliance requirements, and benefits administration. This comprehensive resource includes practice exam questions with accurate verified answers, making it ideal for effective study, self-assessment, and achieving strong academic and professional performance in employee benefits and human resource management courses.

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CEBS GBA 1 Practice Exam Questions 2026 _ EXAM Questions with Accurate Answers _ Employee Benefits
Page Study
1 Guide 2026-04-01




CEBS GBA 1 Practice Exam
Questions 2026 | EXAM
Questions with Accurate
Answers | Employee
Benefits Study Guide



1 of 181 Guidehttps://www.stuvia.com/dashboard!@_)#*)(@$)($@*($@)($@*_
CEBS GBA 1 Practice
1 Exam Questions 2026 _ EXAM Questions with Accurate Answers _ Employee Benefits Study Guide.pdf

,CEBS GBA 1 Practice Exam Questions (2022) Page 2 2026-04-01


Terms in this set (403)



A prescription drug rebate occurs when: There is an agreement between a pharmacy benefit manager and a drug
manufacturer.


The concept designed to make victims of losses Indemnification
whole again reflect the principle of:


The design of any employee benefit plan should start What are the overall objectives of the plan.
with deciding:


A peril as the term applies to the insurance The cause of loss
mechanism is defined as:


A healthcare plan that has no restrictions on a Indemnity plan
member's choice of provider, no "steerage," and no
basic utilization management is known as:




2 of 181 2 CEBS GBA 1 Practice Exam Questions (2022).pdf

,CEBS GBA 1 Practice Exam Questions (2022) Page 3 2026-04-01




The legislation that plays a fundamentally important Health Insurance Portability and Accountability Act (HIPAA)
role in protecting sensitive patient information
gathered during behavioral treatment is:


A dental plan in which certain procedures are Combination plan
reimbursed on a scheduled basis and others are
reimbursed on a nonscheduled basis is called a(n):


Regarding return on investment (ROI) evaluations Only consider the payback for the investor in terms of the money they get
and calculations, ROI evaluations usually: back for the money they put in.


A behavioral health care carve-out program usually a Managed Behavioral Health Care Organization (MBHO)
operates under a separate contract and from a
separate company known as:


There can be great variability in employer spending $0-$450
to sponsor a workplace wellness program. The cost
of these programs per employee per year typically
ranges from:



3 of 181 3 CEBS GBA 1 Practice Exam Questions (2022).pdf

, CEBS GBA 1 Practice Exam Questions (2022) Page 4 2026-04-01




Regarding employee benefit planning, the functional Compatible with both the compensation/service oriented benefit
approach is: philosophy and the needs-oriented benefit philosophy


The landmark "Inland Steel Case" had extreme Stated the employer had the duty to bargain in good faith over wages
importance because it: which also included insurance and fringe benefits


Money forfeited by employees under the use-it-or- Returned to the employees who incurred the forfeitures.
lose-it rule in cafeteria plans is called an experience They may be:
gain. These experience gains may not be: - retained by the employer
- used to reduce admin expenses
- used to reduce employer's required salary reduction amounts
- donated to charity


Numerous studies have examined the effectiveness These programs have had limited evidence of their effectiveness.
of workplace wellness programs in promoting health
or preventing disease. How effective are they proven
to be based on the studies?


Generally in a premium conversion cafeteria plan: There are no employer contributions.



4 of 181 4 CEBS GBA 1 Practice Exam Questions (2022).pdf

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