Primerica life insurance - Exam test Questions\\ EXAM 2026 ||
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YOUR GRADES.
According to the Entire Contract provision, a policy must contain
a) A declarations page with a summary of insureds.
b) Buyer's guide to life insurance.
c) Listing of the insured's former insurer(s) for incontestability provisions.
d) A copy of the original application for insurance
A copy of the original application for insurance
All of the following are general requirements of a qualified plan EXCEPT
a) The plan must be communicated to all employees.
b) The plan must be for the exclusive benefits of the employees and their
beneficiaries.
c) The plan must be permanent, written and legally binding.
d) The plan must provide an offset for social security benefits.
The plan must provide an offset for social security benefits
,An insured purchased a Life Insurance policy. The agent told him that
depending upon the company's investments and expense factors, the cash
values could change from those shown in the policy at issue time. The policy
is a/an
a) Credit Life.
b) Annual Renewable Term.
c) Adjustable Life.
d) Interest-sensitive Whole Life.
Interest-sensitive Whole Life
The policy owner of an adjustable life policy wants to increase the death
benefit. Which of the following statements is correct regarding this change?
a) The death benefit can be increased by providing evidence of insurability.
b) The death benefit cannot be increased.
c) The death benefit can be increased only when the policy has developed a cash
value.
d) The death benefit can be increased only by exchanging the existing policy
for a new one.
The death benefit can be increased by providing evidence of insurability
When would a 20-pay whole life policy endow?
a) After 20 payments
b) In 20 years
c) When the insured reaches age 100
d) At the insured's age 65
When the insured reaches age 100
,An insured had a $10,000 term life policy. The annual premium of $200 was
due on February 1; however, the insured failed to pay the premium. He died on
February 28. How much would the beneficiary receive from the policy?
a) $0
b) $200
c) $9,800
d) $10,000
$9,800
Which of the following types of insurance policies would perform the function
of cash accumulation?
a) Increasing term
b) Whole life
c) Term life
d) Credit life
Whole Life
, What is the term for how frequently a policyowner is required to pay the
policy premium?
a) Consideration
b) Mode
c) Schedule
d) Grace period
Mode
Which of the following is called a "second-to-die" policy?
a) Juvenile life
b) Joint life
c) Survivorship life
d) Family income
Survivorship Life
Which of the following is the best reason to purchase life insurance rather than
annuities?
a) To liquidate a sum of money over a lifetime
b) To create an estate
c) To liquidate a sum of money over a period of years
d) To create regular income payments
To create an estate
MOST RECENT EXAM ACTUAL COMPLETE REAL EXAM QUESTIONS AND
CORRECT ANSWERS (VERIFIED ANSWERS) ALREADY GRADED A+ |
GUARANTEED SUCCESS!! NEWEST EXAM | JUST RELEASED!!| ACE
YOUR GRADES.
According to the Entire Contract provision, a policy must contain
a) A declarations page with a summary of insureds.
b) Buyer's guide to life insurance.
c) Listing of the insured's former insurer(s) for incontestability provisions.
d) A copy of the original application for insurance
A copy of the original application for insurance
All of the following are general requirements of a qualified plan EXCEPT
a) The plan must be communicated to all employees.
b) The plan must be for the exclusive benefits of the employees and their
beneficiaries.
c) The plan must be permanent, written and legally binding.
d) The plan must provide an offset for social security benefits.
The plan must provide an offset for social security benefits
,An insured purchased a Life Insurance policy. The agent told him that
depending upon the company's investments and expense factors, the cash
values could change from those shown in the policy at issue time. The policy
is a/an
a) Credit Life.
b) Annual Renewable Term.
c) Adjustable Life.
d) Interest-sensitive Whole Life.
Interest-sensitive Whole Life
The policy owner of an adjustable life policy wants to increase the death
benefit. Which of the following statements is correct regarding this change?
a) The death benefit can be increased by providing evidence of insurability.
b) The death benefit cannot be increased.
c) The death benefit can be increased only when the policy has developed a cash
value.
d) The death benefit can be increased only by exchanging the existing policy
for a new one.
The death benefit can be increased by providing evidence of insurability
When would a 20-pay whole life policy endow?
a) After 20 payments
b) In 20 years
c) When the insured reaches age 100
d) At the insured's age 65
When the insured reaches age 100
,An insured had a $10,000 term life policy. The annual premium of $200 was
due on February 1; however, the insured failed to pay the premium. He died on
February 28. How much would the beneficiary receive from the policy?
a) $0
b) $200
c) $9,800
d) $10,000
$9,800
Which of the following types of insurance policies would perform the function
of cash accumulation?
a) Increasing term
b) Whole life
c) Term life
d) Credit life
Whole Life
, What is the term for how frequently a policyowner is required to pay the
policy premium?
a) Consideration
b) Mode
c) Schedule
d) Grace period
Mode
Which of the following is called a "second-to-die" policy?
a) Juvenile life
b) Joint life
c) Survivorship life
d) Family income
Survivorship Life
Which of the following is the best reason to purchase life insurance rather than
annuities?
a) To liquidate a sum of money over a lifetime
b) To create an estate
c) To liquidate a sum of money over a period of years
d) To create regular income payments
To create an estate
