FLORIDA LAWS AND RULES
DENTAL EXAMINATION TEST ADEX
CDCA 2026 SOLVED QUESTIONS
WITH FULL SOLUTION GRADED A+
◉ Under which circumstance may a licensed agent in Florida represent
an unauthorized entity? Answer: Never
◉ According to Florida law, in which of the following situations would
a dependent handicapped child NOT be covered under a Family Health
policy? Answer: The premiums for the handicapped child are not paid
◉ Which of the following is NOT an unfair claim settlement practice?
Answer: Needing written documentation of claim details
◉ The waiting period for a pre-existing condition under a Medicare
Supplement policy may NOT go beyond Answer: 6 months
◉ In order for a domestic, foreign, or alien insurance company to
conduct business, it must be authorized by whom? Answer: The state
where they are conducting business
◉ If an agent would like to sell Variable annuities, which state
examination must the agent pass? Answer: Life and Variable contracts
, ◉ During the application process, the agent's primary responsibility is to
Answer: The insurance company
◉ What are adjustable rates for life policy loans in Florida based on?
Answer: Moody's corporate bond index
◉ Employers with less than __ employees are affected by Florida's
Health Insurance Coverage Continuation Act (Mini COBRA). Answer:
20
◉ According to Florida law, which of the following information does
NOT need to be obtained by an agent recommending an annuity
purchase? Answer: Marital status
◉ J is an agent who has induced an insured through misrepresentation to
surrender an existing insurance policy. What is J guilty of? Answer:
Twisting
◉ S takes out a health insurance policy which contains a provision that
states that the agent does not have the authority to change the policy or
waive any of its provisions. Which health policy provision is this?
Answer: Entire Contract
◉ An insurance company must act on an Accident and Health insurance
application for reinstatement within ______ days. Answer: 45 days
DENTAL EXAMINATION TEST ADEX
CDCA 2026 SOLVED QUESTIONS
WITH FULL SOLUTION GRADED A+
◉ Under which circumstance may a licensed agent in Florida represent
an unauthorized entity? Answer: Never
◉ According to Florida law, in which of the following situations would
a dependent handicapped child NOT be covered under a Family Health
policy? Answer: The premiums for the handicapped child are not paid
◉ Which of the following is NOT an unfair claim settlement practice?
Answer: Needing written documentation of claim details
◉ The waiting period for a pre-existing condition under a Medicare
Supplement policy may NOT go beyond Answer: 6 months
◉ In order for a domestic, foreign, or alien insurance company to
conduct business, it must be authorized by whom? Answer: The state
where they are conducting business
◉ If an agent would like to sell Variable annuities, which state
examination must the agent pass? Answer: Life and Variable contracts
, ◉ During the application process, the agent's primary responsibility is to
Answer: The insurance company
◉ What are adjustable rates for life policy loans in Florida based on?
Answer: Moody's corporate bond index
◉ Employers with less than __ employees are affected by Florida's
Health Insurance Coverage Continuation Act (Mini COBRA). Answer:
20
◉ According to Florida law, which of the following information does
NOT need to be obtained by an agent recommending an annuity
purchase? Answer: Marital status
◉ J is an agent who has induced an insured through misrepresentation to
surrender an existing insurance policy. What is J guilty of? Answer:
Twisting
◉ S takes out a health insurance policy which contains a provision that
states that the agent does not have the authority to change the policy or
waive any of its provisions. Which health policy provision is this?
Answer: Entire Contract
◉ An insurance company must act on an Accident and Health insurance
application for reinstatement within ______ days. Answer: 45 days
