USHA Certification Exam 2026/2027 | Unified Safety & Health Administration | Verified Questions & Answers | 100% Correct Solutions

USHA Certification Exam 2026/2027 | Unified Safety & Health Administration | Verified Questions & Answers | 100% Correct Solutions Q: What is a deductible? Answer It's a set amount of money the insurance company requires for you to pay out of pocket before they cover you Q: How many levels of the association membership is there? Answer 6 Q: What are the levels of the association meber ship Answer Peral - $100 Ruby - $150 Sapphire - $300 Emerald - $450 Diamond -$600 Ex Diamond -$800 Q: What is the accident protector on the diamond association? Answer Diamond Q: What is MDLive Answer See a Doctor Online Now. 24/7 Access to Board Certified Doctors. Q: On ex. diamond what is my benefit amount for the hospital confinement? Answer $800/day Q: On the vision insurance, what is the allowance for frames? Answer $10 copay w/ $120 allowance Q: Which dental plan covers ortho? Answer premium Q: What networks do we utilize for the dental coverage? Answer Careington,Dental max, Dental Benefits Providers National Options PPO 30 Q: On the dental premium plan, what is the waiting period for basic care? Answer 6 months Q: What is my copay for lens on the vision insurance? Answer Answer $10 Q: What is Medguard? Answer Critical illness benefit Lump sum benefit amount paid out to the client if something catastrophic happens Q: Do we sell term or whole life insurance? Answer Term Q: What is income protector? Answer Short term accident and disability income Provides monthly income for 12 months Q: What is my max out of pocket on secure advantage if I pick a 70/30 coinsurance? Answer 6k Q: What are the deductible options on secure advantage sickness? Answer $5,000 $7,500 $10,000 Q: On secure advantage, if I have a 5k deductible with an 80/20 coinsurance what would be my total out of pocket? Answer 7k Q: What are the deductible options for secure advantage accident? Answer $2,500 $3,750 $5,000 Q: True or false, you should always put either ex diamond association or accident protector on secure advantage Answer True Q: On secure advantage, if I am on plan 3 of the wellness plus portion I have how many dr visits? Answer 5 Q: True or false, secure advantage offers coverage for pregnancy? Answer False Q: What is the coinsurance on premier med? Answer 100% Q: What is the dollar amount that I get for my physical on premier advantage? Answer $200 Q: Who are the underwriters of our products? Answer Freedom life National Enterprise Q: What networks do we utilize? Answer United Healthcare Choice Plus PPO and Cigna PPO Q: Premier Choice 3 plan levels Answer Plan 1: 4 sickness, 4 accident ($75 benefit) Q: Plan 2: 4 sickness, 4 accident Answer ($100 benefit) Q: Plan 3: 4 sickness, 4 accident Answer ($100 benefit) True or False, premier advantage is a fixed indemnity plan Answer True On premier advantage sickness and accident plan 1, how many dr visits does the client have and what is the beneift amount? Answer 6 dr visits, $75 benefit) What is the deductible on premier advantage? Answer $0 What is the rate guarantee on premier advantage vs premier choice? Answer 24 vs 15 What is the name of the catastrophic safety net on premier advantage? Answer Premier Med How many levels are there on premier advantage sickness and accident? Answer 3 levels Saver Plan Answer $50 deductible per person, $150 per family 2 cleanings a year Vision Network Answer Spectera Eye 1st level association Answer Pearl: $100 deductible for $1000 accident protector 2nd level association Ruby: $250 deductible for $2000 accident protector 3rd level association Sapphire: $250 for $3000 accident protector 4th level association Emerald: $250 for $4000 accident protector 5th level association Diamond: $500 for $5000 accident protector 6th level association Ex Diamond: $500 deductible for $10,000 accident protector Pearl hospital benefit $100 Ruby Hospital Benefit $150 Sapphire hospital benefit $300 Emerald hospital benefit $450 Diamond hospital benefit $600 Ex Diamond hospital benefit $800