HAN 300 Final Test With Complete Solutions
What is the primary reason that a segment of the U.S. population is uninsured?
a. Medicare and Medicaid are the only public insurance programs
b. The U.S. has a voluntary system of health insurance
c. The poor cannot afford health insurance
d. U.S. health insurance is dominated by managed care - ANSWER The U.S. has
a voluntary system of health insurance
What is the central role of health services financing in the United States?
a. Fund health insurance
b. Underwrite medical risk
c. Support managed care
d. Balance the supply of health care professionals - ANSWER Fund health
insurance
What is the primary mechanism that enables people to obtain health care
services?
a. Availability of services
b. Health insurance
c. Payment for services
d. Control of expenditures - ANSWER Health insurance
In national health care systems, total expenditures are controlled mainly through
cost shifting
underwriting
supply-side rationing
demand-side rationing - ANSWER supply-side rationing
In a general sense, what is the primary purpose of insurance?
a. Predicting risk
b. Risk assessment
c. Protection against risk
d. Underwriting - ANSWER Protection against risk
What is the primary function of insurance?
a. Pay claims on behalf of the insured
b. Underwrite policies
c. Provide comprehensive coverage
d. Protection against catastrophic risk - ANSWER . Protection against
catastrophic risk
What is the main advantage of group insurance?
, a. More people can obtain insurance from a single insurer
b. Risk is spread out among a large number of insured
c. More comprehensive services can be covered than under an individual plan
d. The employer has to deal with only one insurance company - ANSWER Risk is
spread out among a large number of insured
The majority of beneficiaries receiving health care through Medicare are
a. elderly
b. disabled
c. financially poor
d. those suffering from end-stage renal disease - ANSWER elderly
For Medicare beneficiaries, the maximum stay in a SNF during a benefit period
cannot exceed
a. 30 days
b. 60 days
c. 100 days
d. None of the above - ANSWER 100 days
he dependents of U.S. military personnel receive health care through
a. CHAMPUS
b. Military Health Services System
c. VHA
d. TriCare - ANSWER TriCare
Typically, tertiary care:
a. Is highly specialized
b. Does not depend on technology
c. Takes place outside of traditional healthcare facilities
d. All of the above - ANSWER Is highly specialized
What is gatekeeping?
a. The process by which patients are denied needed care
b. The process by which primary care physicians refer patients to specialists
c. The concept that specialists use more diagnostic tests than primary care
physicians
d. The idea that patients should be allowed to choose their own doctors -
ANSWER The process by which primary care physicians refer patients to
specialists
Which country's health care system is founded on the principles of gatekeeping?
a. UK
b. US
c. Australia
d. China - ANSWER UK
What is the primary reason that a segment of the U.S. population is uninsured?
a. Medicare and Medicaid are the only public insurance programs
b. The U.S. has a voluntary system of health insurance
c. The poor cannot afford health insurance
d. U.S. health insurance is dominated by managed care - ANSWER The U.S. has
a voluntary system of health insurance
What is the central role of health services financing in the United States?
a. Fund health insurance
b. Underwrite medical risk
c. Support managed care
d. Balance the supply of health care professionals - ANSWER Fund health
insurance
What is the primary mechanism that enables people to obtain health care
services?
a. Availability of services
b. Health insurance
c. Payment for services
d. Control of expenditures - ANSWER Health insurance
In national health care systems, total expenditures are controlled mainly through
cost shifting
underwriting
supply-side rationing
demand-side rationing - ANSWER supply-side rationing
In a general sense, what is the primary purpose of insurance?
a. Predicting risk
b. Risk assessment
c. Protection against risk
d. Underwriting - ANSWER Protection against risk
What is the primary function of insurance?
a. Pay claims on behalf of the insured
b. Underwrite policies
c. Provide comprehensive coverage
d. Protection against catastrophic risk - ANSWER . Protection against
catastrophic risk
What is the main advantage of group insurance?
, a. More people can obtain insurance from a single insurer
b. Risk is spread out among a large number of insured
c. More comprehensive services can be covered than under an individual plan
d. The employer has to deal with only one insurance company - ANSWER Risk is
spread out among a large number of insured
The majority of beneficiaries receiving health care through Medicare are
a. elderly
b. disabled
c. financially poor
d. those suffering from end-stage renal disease - ANSWER elderly
For Medicare beneficiaries, the maximum stay in a SNF during a benefit period
cannot exceed
a. 30 days
b. 60 days
c. 100 days
d. None of the above - ANSWER 100 days
he dependents of U.S. military personnel receive health care through
a. CHAMPUS
b. Military Health Services System
c. VHA
d. TriCare - ANSWER TriCare
Typically, tertiary care:
a. Is highly specialized
b. Does not depend on technology
c. Takes place outside of traditional healthcare facilities
d. All of the above - ANSWER Is highly specialized
What is gatekeeping?
a. The process by which patients are denied needed care
b. The process by which primary care physicians refer patients to specialists
c. The concept that specialists use more diagnostic tests than primary care
physicians
d. The idea that patients should be allowed to choose their own doctors -
ANSWER The process by which primary care physicians refer patients to
specialists
Which country's health care system is founded on the principles of gatekeeping?
a. UK
b. US
c. Australia
d. China - ANSWER UK
