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1. The five basic categories of workers' compensation benefits are called:
A. Medical Treatment, Permanent Disability Benefits, Death Benefit,
Supplemental Job Displacement Benefits, Stay-at-Home Stipend.
B. Therapeutic Costs Voucher, Temporary Disability Benefits, Permanent
Disability Benefits, Death Benefits, Supplemental Job Displacement
Benefits.
C. Medical Treatment, Temporary Disability Benefits, Permanent
Disability Benefits, Death Benefits, Supplemental Job Displacement
Benefits.
D. Medical Treatment, Temporary Disability Benefits, Permanent
Disability Benefits, Death Benefits, Intermediate Benefits,
Supplemental Job Displacement Benefits. - Correct Answer: C.
Medical Treatment, Temporary Disability Benefits, Permanent
Disability Benefits, Death Benefits, Supplemental Job Displacement
Benefits.
2. Temporary Disability Benefits are paid at the rate of ____ and are usually
limited by a ____ time cap.
A. 2/3 of average weekly wages; 2 year
B. 90% of average weekly wages; 2 year
C. 2 /3 of yearly earnings; 1 year
D. ½ the Bosco rate; Seven years - Correct Answer: A. 2/3 of average
weekly wages; 2 year
,3. Supplemental Job Displacement Benefits are available where:
A. Vocational Rehabilitation costs are deemed unreasonable.
B. The date of injury is before 1/1/13 and the employer does not offer
Return-to~Work.
C. The injured worker passes the a Job Proficiency Test.
D. The date of injury is after 1/1/13 and the employer does not offer
Return-to-Work - Correct Answer: D. The date of injury is after
1/1/13 and the employer does not offer Return-to-Work
4. Which report, written by an AME, QME, or AQME, does not involve a face-
to-face evaluation of an Applicant?
A. Initial (aka "Comprehensive")
B. Re-evaluation (aka "Follow-up")
C. Supplemental
D. Deposition - Correct Answer: C. Supplemental
5. In the workers' compensation system, "Injury" is defined as:
A. The medical result of an industrial accident
B. Acute incident (but not sustained exposure) that causes disability or
need for medical treatment.
C. Incident or exposure that causes disability or need for medical
treatment.
D. The medical result of an industrial accident, except those caused by
involuntary spasm. - Correct Answer: C. Incident or exposure that
causes disability or need for medical treatment.
6. Exacerbation of prior injury means _____, while aggravation of prior injury
means _____.
, A. There is an increase in symptoms with an increase in PD, and it is
considered a new injury; There is a temporary increase in symptoms
but then a return to baseline causing no additional Permanent
Disability (PD).
B. The disability rating is increased by 5%; The disability rating is
increased by 15%.
C. There is a temporary increase in symptoms but then a return to
baseline causing no additional Permanent Disability (PD); There is an
increase in symptoms with an increase in PD, and it is considered a
new injury.
D. Radiographic progression of the injury; New symptoms not previously
noted. - Correct Answer: C. There is a temporary increase in
symptoms but then a return to baseline causing no additional
Permanent Disability (PD); There is an increase in symptoms with an
increase in PD, and it is considered a new injury.
7. Non~compensable injuries include those caused by intoxication, injuries
that are self~inflicted, injuries resulting from incidents where Applicant is
an initial aggressor, injuries sustained while committing a crime, death by
suicide, injuries caused by off~duty recreational activities not required by
employment, and ______.
A. Injuries sustained while at a required company picnic.
B. Injuries that were not due to employer negligence.
C. Injuries caused by orally ingesting toxins.
D. Post-termination psychiatric injuries. - Correct Answer: D. Post-
termination psychiatric injuries.
8. Non-psychological injuries are considered compensable if ____ of the injury
was industrially caused; Subject to a few exceptions, psychological injuries
are considered compensable if ______ of the injury was industrially caused.
A. 1 % or more; greater than 50%