VERSIONS 2026 ACTUAL EXAM
200 QUESTIONS AND CORRECT
DETAILED ANSWERS WITH
RATIONALES (VERIFIED
ANSWERS)
Her enrollment in Medicare Parts A and B is generally automatic if she
meets all eligibility requirements. - 🧠 ANSWER ✔✔Lisa turned 65 and is
now eligible for Medicare. She already receives Social Security benefits.
How does she enroll in Original Medicare?
,When a consumer enrolls in a Medicare Supplement Insurance Plan, they
are not automatically disenrolled from their MA Plan. - 🧠 ANSWER
✔✔Which statement is true about a member of a Medicare Advantage
(MA) Plan who wants to enroll in a Medicare Supplement Insurance Plan?
Original Medicare - 🧠 ANSWER ✔✔Being 65 or older, being under 65 years
of age with certain disabilities for more than 24 months, and being any age
with ESRD or ALS are each eligibility requirements for which program?
1. MA Plans must provide benefits equivalent to Original Medicare, and
most plans also offer additional benefits.
2. MA Plans provide Medicare hospital and medical insurance and often
include Medicare prescription drug coverage. - 🧠 ANSWER ✔✔Which of
the following defines a Medicare Advantage (MA) Plan? (Select 2)
Does not have any pre-existing conditions such as diabetes or End Stage
Renal Disease (ESRD) - 🧠 ANSWER ✔✔Which of the following is NOT an
eligibility requirement for enrollment in a Medicare Advantage Plan?
, Members must receive covered services from contracted network providers
with limited exceptions. - 🧠 ANSWER ✔✔Which of the following statements
is correct about HMO MA Plans?
(INCORRECT) Network-based MA plans have a provider network the
member can use, and some plans also cover certain services outside the
network. - 🧠 ANSWER ✔✔Which of the following is NOT a correct
statement about in-network provider services?
(INCORRECT) A consumer who waits to enroll in Medicare Part B until age
66 or older cannot qualify for Medicare Supplement Open Enrollment.
(INCORRECT) It is the only time a consumer is eligible to purchase a
Medicare Supplement Insurance Plan. - 🧠 ANSWER ✔✔What is true about
Medicare supplement open enrollment?
The Out-of-Pocket Maximum will include her costs toward any Medicare-
covered Part A or B services. - 🧠 ANSWER ✔✔Jennifer is enrolling into a
Medicare Advantage (MA) plan and wants to know what counts toward the
Out-of-Pocket Maximum. Which of the following is accurate?
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