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HECM Test , comprehensive questions and
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Terms in this set (142)
A Counseling Agency's failure to E.
follow all basic requirements
required by HUD could result in Termination of agency's HUD approval
which of the following: Suspension of agency's HUD approval
A. Termination of agency's HUD Forfeiture of remaining federal grant funds
approval
B. Suspension of agency's HUD
approval
C. Forfeiture of remaining federal
grant funds
D. Fines and or imprisonment
E. a , b , and c
F. all of the above
T/F A counseling agency must offer True
and provide face-to-face counseling
to clients that prefer this format
whenever possible.
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, 4/8/26, 9:38 AM HECM Test , comprehensive questions and verified answers || QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT |2025\2…
All of the below statements are B
requirements that each agency must
follow EXCEPT:
A .In cases where an agency does
not offer unique services requested
by the client, the agency must refer
the client to another participating
agency, preferably in the client's
area.
B. An agency must maintain a
national license and a separate
license for each state in which
services are provided.
C. An agency must make reasonable
efforts to provide language
assistance to persons who are
Limited English Proficiency (LEP).
D. An agency must notify HUD and
provide a copy of the updated Work
Plan prior to implementation of any
changes to the agency's Work Plan
T/F Reverse Mortgage counselors False
must discuss an action plan during
each counseling session.
https://quizlet.com/1165288161/hecm-test-comprehensive-questions-and-verified-answers-questions-with-accurate-answers-get-it-right-20252026-flas… 2/6
HECM Test , comprehensive questions and
verified answers || QUESTIONS WITH ACCURATE
ANSWERS | GET IT RIGHT |2025\2026!
Save
Terms in this set (142)
A Counseling Agency's failure to E.
follow all basic requirements
required by HUD could result in Termination of agency's HUD approval
which of the following: Suspension of agency's HUD approval
A. Termination of agency's HUD Forfeiture of remaining federal grant funds
approval
B. Suspension of agency's HUD
approval
C. Forfeiture of remaining federal
grant funds
D. Fines and or imprisonment
E. a , b , and c
F. all of the above
T/F A counseling agency must offer True
and provide face-to-face counseling
to clients that prefer this format
whenever possible.
https://quizlet.com/1165288161/hecm-test-comprehensive-questions-and-verified-answers-questions-with-accurate-answers-get-it-right-20252026-flas… 1/6
, 4/8/26, 9:38 AM HECM Test , comprehensive questions and verified answers || QUESTIONS WITH ACCURATE ANSWERS | GET IT RIGHT |2025\2…
All of the below statements are B
requirements that each agency must
follow EXCEPT:
A .In cases where an agency does
not offer unique services requested
by the client, the agency must refer
the client to another participating
agency, preferably in the client's
area.
B. An agency must maintain a
national license and a separate
license for each state in which
services are provided.
C. An agency must make reasonable
efforts to provide language
assistance to persons who are
Limited English Proficiency (LEP).
D. An agency must notify HUD and
provide a copy of the updated Work
Plan prior to implementation of any
changes to the agency's Work Plan
T/F Reverse Mortgage counselors False
must discuss an action plan during
each counseling session.
https://quizlet.com/1165288161/hecm-test-comprehensive-questions-and-verified-answers-questions-with-accurate-answers-get-it-right-20252026-flas… 2/6
