TEXAS ALL LINES ADJUSTER EXAM
2026 COMPLETE QUESTIONS AND
VERIFIED ANSWERS GRADED A+
◉ Although the DP-1 can be endorsed with extended coverages, the
coverage for ___, ___ and ___ is more extensive under DP-2. Answer:
smoke
explosion
vehicles
◉ An agent represents ___. A broker represents ___. Answer: insurance
company
insured
◉ An agreed value clause negates ___. Answer: coinsurance
◉ Aviation - Admitted aircraft liability pays when ___. Answer: insured
requests
company is released from further liability
◉ Aviation - coverage subcategories Answer: 1. parked/not in motion
2. taxiing/in motion
3. in flight
,◉ Aviation - Deductible does not apply to losses from ___. (7) Answer:
fire
lightning
explosion
transportation
theft
robbery
pilferage
◉ Aviation - Disappearance means missing for ___ days. Answer: 60
◉ Aviation - Medical payments to ___ included. ___ can be added for
additional premium. Answer: passengers
crew
◉ Aviation - perils covered Answer: open
◉ Aviation - Person becomes passenger when ___. Answer: they enter
aircraft
◉ Aviation - territory Answer: US
Canada
Mexico (within 100 miles of border)
,◉ Aviation - true/false: Liability to passengers is included in limit for
liability to others. Answer: false
◉ Aviation - types of pilot warranties Answer: named - pilots listed
open - qualifications listed
◉ Aviation - underwriting criteria (hull) Answer: pilot
size
type
age/condition
◉ Aviation - underwriting criteria (liability) Answer:
condition/value/difficulty level of aircraft
use
pilot qualifications
◉ Aviation - War Risk covers ___. (5) Answer: war
confiscation
seizure
arrest
detention
◉ BAP - Dealer's Drive Away endorsement is needed for vehicle driven
over ___ miles away from dealership. Answer: 50
, ◉ BAP - Drive Other Car covers ___. Answer: named insured/spouse
for personal use
◉ BAP - Individual Named Insured covers ___. Answer: insured's
personal auto
◉ BAP - List covered auto symbols. Answer: 1 - all
2 - owned
3 - owned private passenger
4 - owned other than private passenger
5 - subject to no-fault
6 - subject to UM
7 - specifically described
8 - hired
9 - non-owned
19 - mobile equipment
◉ BAP - Specified Hired Auto treats hired auto as __. Answer: covered
auto
◉ BAP - true/false: An insured with specified causes of loss coverage
would be covered for striking a deer. Answer: false
2026 COMPLETE QUESTIONS AND
VERIFIED ANSWERS GRADED A+
◉ Although the DP-1 can be endorsed with extended coverages, the
coverage for ___, ___ and ___ is more extensive under DP-2. Answer:
smoke
explosion
vehicles
◉ An agent represents ___. A broker represents ___. Answer: insurance
company
insured
◉ An agreed value clause negates ___. Answer: coinsurance
◉ Aviation - Admitted aircraft liability pays when ___. Answer: insured
requests
company is released from further liability
◉ Aviation - coverage subcategories Answer: 1. parked/not in motion
2. taxiing/in motion
3. in flight
,◉ Aviation - Deductible does not apply to losses from ___. (7) Answer:
fire
lightning
explosion
transportation
theft
robbery
pilferage
◉ Aviation - Disappearance means missing for ___ days. Answer: 60
◉ Aviation - Medical payments to ___ included. ___ can be added for
additional premium. Answer: passengers
crew
◉ Aviation - perils covered Answer: open
◉ Aviation - Person becomes passenger when ___. Answer: they enter
aircraft
◉ Aviation - territory Answer: US
Canada
Mexico (within 100 miles of border)
,◉ Aviation - true/false: Liability to passengers is included in limit for
liability to others. Answer: false
◉ Aviation - types of pilot warranties Answer: named - pilots listed
open - qualifications listed
◉ Aviation - underwriting criteria (hull) Answer: pilot
size
type
age/condition
◉ Aviation - underwriting criteria (liability) Answer:
condition/value/difficulty level of aircraft
use
pilot qualifications
◉ Aviation - War Risk covers ___. (5) Answer: war
confiscation
seizure
arrest
detention
◉ BAP - Dealer's Drive Away endorsement is needed for vehicle driven
over ___ miles away from dealership. Answer: 50
, ◉ BAP - Drive Other Car covers ___. Answer: named insured/spouse
for personal use
◉ BAP - Individual Named Insured covers ___. Answer: insured's
personal auto
◉ BAP - List covered auto symbols. Answer: 1 - all
2 - owned
3 - owned private passenger
4 - owned other than private passenger
5 - subject to no-fault
6 - subject to UM
7 - specifically described
8 - hired
9 - non-owned
19 - mobile equipment
◉ BAP - Specified Hired Auto treats hired auto as __. Answer: covered
auto
◉ BAP - true/false: An insured with specified causes of loss coverage
would be covered for striking a deer. Answer: false
