CALIFORNIA REAL ESTATE EXAM NEWEST 2026
ACTUAL EXAM TEST BANK| COMPLETE 650 REAL
EXAM QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ALREADY GRADED
A+| CA REAL ESTATE EXAM PREP (MOST RECENT!!)
A broker with a disabled employee widened the doorway to the restroom
to accommodate a wheelchair. This work was performed to comply with
A. Civil Rights Act of 1866
B. Americans with Disabilities Act
C. Rumford Act
D. Fair Housing Amendment Act of 1988 - Correct Answer -B.
Americans with Disabilities Act
The Civil Rights Act of 1866 specifically covers what type of
discrimination
A. Sex
B. Marital status
C. Age
D. Race - Correct Answer -D. race
The state act that specifically prohibits discrimination in business
establishments is the
A. Unruh Act
B. Rumford Act
C. Holden Act
pg. 1
,D. Civil Rights Act of 1968 - Correct Answer -A. Unruh Act
The purpose of the Subdivided Lands Law is to
A. prohibit premature subdivisions
B. set minimal physical standards
C. protect purchasers from fraud
D. allow for a uniform growth pattern - Correct Answer -C. protect
purchasers from fraud
The CAN-SPAM Act puts controls on unsolicited
A. fax messages
B. misleading e-mails
C. residential phone calls
D. real estate assistants - Correct Answer -B. misleading e-mails
Legal notices provide good leads for listings. Which is NOT a legal
notice
A. Eviction
B. Foreclosure
C. Probate
D. Vacancy - Correct Answer -D. Vacancy
Which would be an indication that an owner might be interested in
selling an income property
A. A high vacancy rate
pg. 2
,B. Tenant evictions
C. Code violations
D. All of these - Correct Answer -D. All of these
Which of the following abbreviations is associated with the FHA?
A. NAR
B. CPM
C. MIP/MMI
D. MBA - Correct Answer - C. MIP/MMI
MIP - Mortgage Insurance Premium/Mutual Mortgage Insurance.
A property sells for $121,000. The purchaser gives $10,000 down
payment, agrees to place an additional $5,000 down, and ta ke over an
existing VA first loan of $100,000, with the remainder to be in the form
of a 2nd note and trust deed. For these cond itions, how much would the
documentary tax stamps be?
A. $1.10
B. $5.50
C. $133.10
D. $23.10 - Correct Answer - D. $23.10
Do NOT pay on old existing loan being taken over. Therefore, ($121,000
- 100,000) ÷ 1,000 x ($1.10) = 21.0 x $1.10 = $23.10.
If the taxes on a newly acquired property will amount to 1.25% of the
purchase price, what will the first installment (6 months) bill for a home
costing $125,500 be?
pg. 3
, A. $765.35
B. $742.51
C. $784.38
D. $795.97 - Correct Answer - C. $784.38
$125,500 x (.0125) ÷ 2 = $784.38.
Which of the following could be used with a purchaser without the
immediate involvement of a title change?
A. Grant deed
B. Land contract
C. Quit claim deed
D. Warranty deed - Correct Answer - B. Land contract
The land contract does not pass title until some later time, whereby the
buyer (vendee) has performed certain requirements (i.e., accumulate a
minimum amount of equity for down payment); title in the meantime
remains with the seller (vendor).
Three general partners borrowed money and agreed to be liable for the
repayment, either individually or collectively. They signed the security
instrument:
A. jointly.
B. singularly.
C. jointly and collectively.
D. jointly and severally. - Correct Answer - D. jointly and severally.
They are jointly (collectively) and severally (individually) responsible.
pg. 4
ACTUAL EXAM TEST BANK| COMPLETE 650 REAL
EXAM QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS) ALREADY GRADED
A+| CA REAL ESTATE EXAM PREP (MOST RECENT!!)
A broker with a disabled employee widened the doorway to the restroom
to accommodate a wheelchair. This work was performed to comply with
A. Civil Rights Act of 1866
B. Americans with Disabilities Act
C. Rumford Act
D. Fair Housing Amendment Act of 1988 - Correct Answer -B.
Americans with Disabilities Act
The Civil Rights Act of 1866 specifically covers what type of
discrimination
A. Sex
B. Marital status
C. Age
D. Race - Correct Answer -D. race
The state act that specifically prohibits discrimination in business
establishments is the
A. Unruh Act
B. Rumford Act
C. Holden Act
pg. 1
,D. Civil Rights Act of 1968 - Correct Answer -A. Unruh Act
The purpose of the Subdivided Lands Law is to
A. prohibit premature subdivisions
B. set minimal physical standards
C. protect purchasers from fraud
D. allow for a uniform growth pattern - Correct Answer -C. protect
purchasers from fraud
The CAN-SPAM Act puts controls on unsolicited
A. fax messages
B. misleading e-mails
C. residential phone calls
D. real estate assistants - Correct Answer -B. misleading e-mails
Legal notices provide good leads for listings. Which is NOT a legal
notice
A. Eviction
B. Foreclosure
C. Probate
D. Vacancy - Correct Answer -D. Vacancy
Which would be an indication that an owner might be interested in
selling an income property
A. A high vacancy rate
pg. 2
,B. Tenant evictions
C. Code violations
D. All of these - Correct Answer -D. All of these
Which of the following abbreviations is associated with the FHA?
A. NAR
B. CPM
C. MIP/MMI
D. MBA - Correct Answer - C. MIP/MMI
MIP - Mortgage Insurance Premium/Mutual Mortgage Insurance.
A property sells for $121,000. The purchaser gives $10,000 down
payment, agrees to place an additional $5,000 down, and ta ke over an
existing VA first loan of $100,000, with the remainder to be in the form
of a 2nd note and trust deed. For these cond itions, how much would the
documentary tax stamps be?
A. $1.10
B. $5.50
C. $133.10
D. $23.10 - Correct Answer - D. $23.10
Do NOT pay on old existing loan being taken over. Therefore, ($121,000
- 100,000) ÷ 1,000 x ($1.10) = 21.0 x $1.10 = $23.10.
If the taxes on a newly acquired property will amount to 1.25% of the
purchase price, what will the first installment (6 months) bill for a home
costing $125,500 be?
pg. 3
, A. $765.35
B. $742.51
C. $784.38
D. $795.97 - Correct Answer - C. $784.38
$125,500 x (.0125) ÷ 2 = $784.38.
Which of the following could be used with a purchaser without the
immediate involvement of a title change?
A. Grant deed
B. Land contract
C. Quit claim deed
D. Warranty deed - Correct Answer - B. Land contract
The land contract does not pass title until some later time, whereby the
buyer (vendee) has performed certain requirements (i.e., accumulate a
minimum amount of equity for down payment); title in the meantime
remains with the seller (vendor).
Three general partners borrowed money and agreed to be liable for the
repayment, either individually or collectively. They signed the security
instrument:
A. jointly.
B. singularly.
C. jointly and collectively.
D. jointly and severally. - Correct Answer - D. jointly and severally.
They are jointly (collectively) and severally (individually) responsible.
pg. 4
