FINAL EXAM 2026 QUESTIONS WITH
ANSWERS GRADED A+ COMPLETE
SOLUTIONS
●● Moral Hazard.
Answer: when you get more medical services than you need at no cost
●● Adverse selection.
Answer: When the buyer and seller do not have the same information
and you get cost below true cost of need.
●● Reimbursement.
Answer: When insurance companies pay provider
●● High risk plan.
Answer: a high premium plan for preexisting conditions
●● Healthcare quality improvement act.
Answer: weeds out bad providers and allows for no repurcussions
●● patient safety and quality improvement act of 2005.
, Answer: improves how they treat patients
●● Point of service.
Answer: you pay less when using in network providers. will need
referrals for specialists
●● STEEEP.
Answer: making changes for better quality care. this can also stop a
change to try something else.
●● Plan do study act.
Answer: used when making changes or when wanting to
●● Lean.
Answer: used to eliminate waste
●● SHARE.
Answer: allows provider and patient to explore all options. Goes over
benefits and risk.
●● DECIDE.
Answer: a decision making approach