CORRECT ANSWERS COVERING THE MOST TESTED
QUESTIONS FOR THE LATEST 2026 TEST
OVERVIEW
This set of questions covers the core principles of insurance, including types of
coverage, policy components, and key financial metrics like loss ratios, expense
ratios, and return on equity. It also addresses regulatory requirements, premium
calculations, and the principle of indemnity, helping learners understand both the
practical and legal aspects of insurance operations. Each question includes a
rationale to reinforce comprehension and application in real-world scenarios.
Which of the following is the MOST important exercise variable in preventing injuries?
a. High intensity
b. Longer bouts of duration
c. Consecutive days of training
d. Slow and gradual progression - correct answer -d. Slow and gradual progression
The Framingham Heart Study started as a large cohort study in 1948 with the purpose of identifying
and examining the effects of various risk factors for the development of which disease process?
a. Cardiovascular disease
b. Neuromotor disease
c. Pulmonary disease
d. Metabolic disease - correct answer -a. Cardiovascular disease
Which of the following exercises is MOST effective in increasing muscular power?
a. Bench press
b. Squat
c. Power clean
d. Deadlift - correct answer -c. Power clean
,When a muscle cannot generate sufficient force to overcome external resistance, the muscle lengthens.
This is known as which type of action?
a. Isokinetic
b. Eccentric
c. Isometric
d. Concentric - correct answer -b. Eccentric
Which exercise would be BEST suited for an advanced athlete?
a. Supine leg press
b. Clean and jerk
c. BOSU ball squat
d. Static lunge - correct answer -b. Clean and jerk
Which of the following types of training consists of quick, powerful movements that involve a rapid
stretch of a muscle immediately followed by a rapid shortening of the same muscle?
a. Eccentric
b. Concentric
c. Plyometric
d. Powerlifting - correct answer -c. Plyometric
Which of the following results from regular resistance training?
a. Improved cardiac output efficiency
b. Increased aerobic enzymes
c. Increase in respiratory capacity
d. Increase in bone density - correct answer -d. Increase in bone density
To accomplish progressive overload, increase the intensity and/or volume by increasing resistance,
increasing the number of sets/reps/exercises, or:
a. Altering rest intervals.
,b. Modifying the order of exercises in a session.
c. Lengthening warm-up time.
d. Altering time of day of the exercise session. - correct answer -a. Altering rest intervals.
Running takes place in predominantly which plane of movement?
a. Horizontal
b. Frontal
c. Transverse
d. Sagittal - correct answer -d. Sagittal
Which joint movement occurs in the frontal plane?
a. Adduction
b. Circumduction
c. Flexion
d. Extension - correct answer -a. Adduction
Running is done predominately in what plane of movement?
a. Transverse
b. Horizontal
c. Sagittal
d. Frontal - correct answer -c. Sagittal
The elbow can perform movements in which plane?
a. Sagittal
b. Frontal
c. Transverse
d. Horizontal - correct answer -a. Sagittal
, Which of the following is the smallest contractile unit within a muscle?
a. Sarcomere
b. Actin
c. Troponin
d. Myosin - correct answer -a. Sarcomere
To maximize client safety, exercise equipment should be in good working order and be:
a. No more than two years old.
b. Cleaned daily.
c. Built to accommodate large adults.
d. Used for its intended purposes. - correct answer -d. Used for its intended purposes.
An individual performs strength training for the chest and triceps on Monday, legs on Tuesday, back and
biceps on Wednesday, and trunk on Thursday. This is known as:
a. Circuit training.
b. Total body training.
c. Split routine training.
d. Tri-set training. - correct answer -c. Split routine training.
An important health-related implication of regular participation in resistance training is:
a. Increased functional independence.
b. Decreased cardiorespiratory fitness.
c. Higher blood glucose levels.
d. Diminished bone mass. - correct answer -a. Increased functional independence.
Which of the following assessments are MOST important for gathering information for designing a
resistace training program?
a. Anaerobic power, oral glucose tolerance test, blood lipids, and spirometry
b. Cardiorespiratory fitness using the submaximal talk test to determine HR at VT1