Mamas Test State Farm Estimatics
Exam
under an FP-7955 policy, deductibles apply to which of the following types
of losses.
(Ans - B. Fire department service charges
in the FP-7955 policy, Coverage C consists of three coverages: 1.
Additional Living Expense, 2. Fair Rental Value and 3. Property Removed.
True or False
Ans - B. False
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a
$500 deductible and no option AI, ID, FA, or JF. Which of the following
statements is true concerning her personal property
Ans - D. Coverage for personal property applies for perils listed under
Section I - Losses Insured, Coverage B - Personal Property and Section I -
Additional Coverages.
The steps in applying the deductible on a FP-7955 homeowners policy are:
1. The deductible is first applied to the covered loss.
2. Any coverage or special limits are the applied to the covered loss.
3. The amount payable to the insured will be the greater of the amounts
arrived at in steps 1 and 2. True or False
Ans - A. True
The definition of an insured includes all of the following except:
(Ans - B. Spouse
Composition shingles can be purchased in bundles which could be 1/3
square or 1/4 square. True or False?
(Ans - A. True
,The formula for determining the area of a trapezoid is:
(Ans - [(base1+base2) / 2] * height
The formula for determining the area of a triangle is
Ans - 1/2 base * height
The formula for determining the area of a circle is
Ans -
Blanket insulation is an uncut roll of insulation cut to length at the job site. It
is used in walls and attics. and may or may not have a backing material.
(Ans - A. True
All of the following statements are true except: Select the false statement.
A. Composition shingles are made of fiberglass or asphalt saturated roofing
material embedded with mineral granules
B. Wood roofing is generally divided into two categories, wood shingles and
wood shakes.
C. Composition shingle weights range from 120 lb. to 480 l.b per square
D. Rigid roofing materials include cay, concrete, metal, and slate
(Ans - C. Composition shingle weights range from 120 lb. to 480 lb. per
square.
Which of the following components is not a part of a roof truss?(Ans - b.
Bird's Mouth
Joe Smith has FP-7955 policy. He is a carpenter and has collected 100
2"x4" studs and 30 2"x6" ratters from various job sites. Joe has no specific
plans to use the lumber. The lumbar is covered under Coverage A. True or
False?
(Ans - False
, Under an FP-7955 policy, which of the following would be a Coverage B
item?
(Ans - d. Free standing gas range
Under and FP-7955 policy, which of the following would not be a Coverage
A item?
(Ans - d. Materials and supplies to build bookshelves in the basement of
the residence premises and stored in the garage
An FP-7955 homeowners policy with an $250 deductible is in force and the
policy limits (Coverage A and Coverage B) are adequate to cover this
damage. During a severe windstorm, rain blows through open windows and
causes the following damage;
$1700- Hardwood floor in dining room
$220- Water stains on drywall
$125- Water stains on rug
$375- Antique Vase (broken by wind)
How much should you pay on this loss? All repairs have been made
Ans - 2,170
Non-masonry siding products such as wood, aluminum, vinyl, steel, and
vinyl clad siding are usually measured by the foot, but the materials are
typically sold by the square (100 SF) or by the piece.
True or false
(Ans - A. true
Which Statement is FALSE?
(Ans - b. Wall sheathing reinforces the wall framing.
"On-center" is a term to describe the distance from the center of one
framing member to the center of the next framing member, i.e., stud, joist,
ratters. True or False
Ans - True
All of the following statements are true except: Select the False statement
Exam
under an FP-7955 policy, deductibles apply to which of the following types
of losses.
(Ans - B. Fire department service charges
in the FP-7955 policy, Coverage C consists of three coverages: 1.
Additional Living Expense, 2. Fair Rental Value and 3. Property Removed.
True or False
Ans - B. False
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a
$500 deductible and no option AI, ID, FA, or JF. Which of the following
statements is true concerning her personal property
Ans - D. Coverage for personal property applies for perils listed under
Section I - Losses Insured, Coverage B - Personal Property and Section I -
Additional Coverages.
The steps in applying the deductible on a FP-7955 homeowners policy are:
1. The deductible is first applied to the covered loss.
2. Any coverage or special limits are the applied to the covered loss.
3. The amount payable to the insured will be the greater of the amounts
arrived at in steps 1 and 2. True or False
Ans - A. True
The definition of an insured includes all of the following except:
(Ans - B. Spouse
Composition shingles can be purchased in bundles which could be 1/3
square or 1/4 square. True or False?
(Ans - A. True
,The formula for determining the area of a trapezoid is:
(Ans - [(base1+base2) / 2] * height
The formula for determining the area of a triangle is
Ans - 1/2 base * height
The formula for determining the area of a circle is
Ans -
Blanket insulation is an uncut roll of insulation cut to length at the job site. It
is used in walls and attics. and may or may not have a backing material.
(Ans - A. True
All of the following statements are true except: Select the false statement.
A. Composition shingles are made of fiberglass or asphalt saturated roofing
material embedded with mineral granules
B. Wood roofing is generally divided into two categories, wood shingles and
wood shakes.
C. Composition shingle weights range from 120 lb. to 480 l.b per square
D. Rigid roofing materials include cay, concrete, metal, and slate
(Ans - C. Composition shingle weights range from 120 lb. to 480 lb. per
square.
Which of the following components is not a part of a roof truss?(Ans - b.
Bird's Mouth
Joe Smith has FP-7955 policy. He is a carpenter and has collected 100
2"x4" studs and 30 2"x6" ratters from various job sites. Joe has no specific
plans to use the lumber. The lumbar is covered under Coverage A. True or
False?
(Ans - False
, Under an FP-7955 policy, which of the following would be a Coverage B
item?
(Ans - d. Free standing gas range
Under and FP-7955 policy, which of the following would not be a Coverage
A item?
(Ans - d. Materials and supplies to build bookshelves in the basement of
the residence premises and stored in the garage
An FP-7955 homeowners policy with an $250 deductible is in force and the
policy limits (Coverage A and Coverage B) are adequate to cover this
damage. During a severe windstorm, rain blows through open windows and
causes the following damage;
$1700- Hardwood floor in dining room
$220- Water stains on drywall
$125- Water stains on rug
$375- Antique Vase (broken by wind)
How much should you pay on this loss? All repairs have been made
Ans - 2,170
Non-masonry siding products such as wood, aluminum, vinyl, steel, and
vinyl clad siding are usually measured by the foot, but the materials are
typically sold by the square (100 SF) or by the piece.
True or false
(Ans - A. true
Which Statement is FALSE?
(Ans - b. Wall sheathing reinforces the wall framing.
"On-center" is a term to describe the distance from the center of one
framing member to the center of the next framing member, i.e., stud, joist,
ratters. True or False
Ans - True
All of the following statements are true except: Select the False statement
