Non-Proprietary Insurers
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insurance companies which are organized for reasons other than profit.
They are owned and controlled by their policyholders and their mandate is
to secure insurance at as low a cost as possible (reference pg. 1-39)
Notice of Loss
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immediate report of loss to insurer by the insured or his representative
(agent) in writing (reference pg. 1-24)
,Plaintiff
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the party making the complaint (suing someone) (reference pg. 4-4)
Vandalism
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the willful or ignorant destruction of property (reference pg. 2-21)
Strict Liability
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doctrine in law in which "a person is guilty until proven innocent." (reference
pg. 4-6)
Trespasser
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, is one who is on another's premises for his/her own purpose without the
express or implied permission of the occupier. Their presence is of no value
to the occupier and such persons are viewed as having temporarily
appropriated the property for their own use (reference pg. 4-12)
Friendly Fire
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a fire that is contained in its proper receptacle (reference pg. 1-17)
Newly Acquired Automobile
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one which replaces an automobile described on the policy or is in addition
to others owned by the insured which are all insured by the same insurer
(reference pg. 6-30)
Pure Risk
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the chance of financial loss but no chance of financial gain (reference pg. 1-
5)
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insurance companies which are organized for reasons other than profit.
They are owned and controlled by their policyholders and their mandate is
to secure insurance at as low a cost as possible (reference pg. 1-39)
Notice of Loss
Give this one a try later!
immediate report of loss to insurer by the insured or his representative
(agent) in writing (reference pg. 1-24)
,Plaintiff
Give this one a try later!
the party making the complaint (suing someone) (reference pg. 4-4)
Vandalism
Give this one a try later!
the willful or ignorant destruction of property (reference pg. 2-21)
Strict Liability
Give this one a try later!
doctrine in law in which "a person is guilty until proven innocent." (reference
pg. 4-6)
Trespasser
Give this one a try later!
, is one who is on another's premises for his/her own purpose without the
express or implied permission of the occupier. Their presence is of no value
to the occupier and such persons are viewed as having temporarily
appropriated the property for their own use (reference pg. 4-12)
Friendly Fire
Give this one a try later!
a fire that is contained in its proper receptacle (reference pg. 1-17)
Newly Acquired Automobile
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one which replaces an automobile described on the policy or is in addition
to others owned by the insured which are all insured by the same insurer
(reference pg. 6-30)
Pure Risk
Give this one a try later!
the chance of financial loss but no chance of financial gain (reference pg. 1-
5)
