NC Bail Bondsman Exam 2026/2027
COMPLETE QUESTIONS WITH CORRECT
DETAILED ANSWERS || GUARANTEED
PASS
1. The requirement for holding non cash collateral is?
a) It must be available for inspection at all times
b) it must be clearly marked and/or labeled
c) it must be maintained in the condition in which it was received
d) all of the above - ANSWER ✅ c) it must be maintained in the condition it was received
2. A collateral trust account is?
a) a bank account for cash collateral received on bail bonds
b) a bank account that can only be accessed by a licensed bondsman
c) an account that is co-administered by a license bondsman and a CPA
d) none of the above - ANSWER ✅ a) bank account for cash collateral received on bail
bonds.
3. Collateral must be returned when?
a) within 24 hours after final termination of liability on the bond
b) within 72 hours after final termination of liability on the bond
c) upon demand
d) as agreed upon in the Affidavit of idemnity - ANSWER ✅ b) within 72 hours after final
termination of liability of the bond
4. Collateral can be kept for unpaid premiums or expenses incurred on a bond:
a) never
b) when the costs exceed $1,500
c) when it is explicitly stated that such will be the case in the Bond agreement
d) none of the above - ANSWER ✅ a) never
5. The amount of the premium listed on the appearance bond is written where?
, a) the box marked "amount of premium to be entered here"
b) the affidavit on the back of the appearance bond
c) the certificate of indebtedness
d) the amount of premium in not listed on the appearance bond - ANSWER ✅ b) the
affidavit on the back of the appearance bond
6. The only two things of value a bondsman can accept for posting a bond?
a) premium and interest
b) premium and collateral
c)collateral and personal property
d) reasonable attorney fees - ANSWER ✅ b) premium and collateral
7. As it refers to bail bonds, what is collateral?
a) something of value to indemnify or protect the bondsman in the event of forfeiture
b) a standardized amount of value as determined by the Siegel and Schuster Handbook of
collateral value
c) a type of damage
d) securities and other instrument of value backed by international treaty - ANSWER ✅ a)
something of value to indemnify or protect the bondsman in the event of forfeiture
8. what is not a type of collateral
a) money or other negotiable instrument
b) real or personal property
c) indentured servitude agreements
d) indemnity agreement - ANSWER ✅ c) indentured servitude agreements
9. how much collateral is a bondsman allowed to take for posting a bond
a) up to 100% of the amount of the bond
b) any amount
c)up to 125% of the amount of the bond
d) as determined by the presiding magistrate - ANSWER ✅ a) up to 100% of the amount of the
bond
10. failure to return collateral that exceeds 1500 is
a) class a misdemeanor
b) class I felony
c) class II felony
d) grand larceny - ANSWER ✅ b) class I felony
,11. the only two things a bondsman can do with collateral are:
a) pay the bond or give it back
b) pay the bond of pay expenses
c) pay the bond or list it on Ebay under a relatives name
d) give it back in person or deposit it in a defendants bank account - ANSWER ✅ a) pay the
bond or give it back
12. if asked for identification what is the legal ID to present as a bondsman?
a) state issued drivers license
b) your DOI issued identification
c) bail bond shield
d) all of the above - ANSWER ✅ b) your DOI issued identification
13. will a bondsman be revoked for receiving a prayer for judgement (PJC) for misdemeanor drug
charge?
a) yes
b) no - ANSWER ✅ a) yes
14. which of the following is not one of the requirements concerning a memorandum of agreement
a) show the amount of premium not paid
b) provide a copy of the agreement to the clerk of court upon request
c) provide a copy of the agreement to the principal upon request dates and amount to be
paid
d) show the method and schedule of payments to include the dates and amounts to be
paid
e) agreement must be signed and dated by the bondsman or runner and the principal at
the time the agreement is made
f) modifications are in writing, signed, dated, kept on file with copy to principal upon
request - ANSWER ✅ b) provide a copy of the agreement to the clerk of court upon
request
15. what is required to be printed on all agreements and contracts with defendants or anyone on
behalf of the defendant
a) form number
b) the license number of the bondsman
c) a description of the charges against the defendant
d) a and b
e) none of the above - ANSWER ✅ d) a and b
, 16. the single largest bond a professional bondsman or his runner can write is:
a) (1/4) of of the professional bondsman's security deposit
b) one million dollars
c) (1/8) of the professional bondsman's security deposit
d) 1/2 of the professional bondsman's security deposit - ANSWER ✅ a) (1/4) of of the
professional bondsman's security deposit
17. if a bond is reduced after it was posted, the bondsman must do what with the collateral
a) reduced the collateral to the same extent that the liability under the bond was reduced
b) execute written amendment to bond affidavit with details of the modification of
collateral
c) furnish the principal and person furnishing collateral or premium a copy of the
amendment and keep copy of amendment on file in office of the bondsman
d) all of the above - ANSWER ✅ d) all of the above
18. bondsmen may share a trust account in what instance
a) with the approval of the commissioner
b) when bail bondsmen are working out of the same business office or location
c) when they use the same surety provider
d) a and b only - ANSWER ✅ d) a and b only
19. a professional bondsman's security deposit limits the amount of bonds written by what two
rules
a. 1/4 rule and 8x rule
b. 1/8 rule and 8x rule
c. 1/4 rule and 4x rule
d. 1/8 rule and 4x rule - ANSWER ✅ a. 1/4 rule and 8x rule
20. the professional bondsman's security deposit is held in:
a. safety deposit box
b. a federally insured bak with assets of over $10,000,000.00
c. a master trust bank
d. fort knox - ANSWER ✅ c. a master trust bank
21. what value will the commissioner allow for stocks of bonds deposited to the professional
bondsman's security deposit
a. 80 percent of the fair market value of bonds
COMPLETE QUESTIONS WITH CORRECT
DETAILED ANSWERS || GUARANTEED
PASS
1. The requirement for holding non cash collateral is?
a) It must be available for inspection at all times
b) it must be clearly marked and/or labeled
c) it must be maintained in the condition in which it was received
d) all of the above - ANSWER ✅ c) it must be maintained in the condition it was received
2. A collateral trust account is?
a) a bank account for cash collateral received on bail bonds
b) a bank account that can only be accessed by a licensed bondsman
c) an account that is co-administered by a license bondsman and a CPA
d) none of the above - ANSWER ✅ a) bank account for cash collateral received on bail
bonds.
3. Collateral must be returned when?
a) within 24 hours after final termination of liability on the bond
b) within 72 hours after final termination of liability on the bond
c) upon demand
d) as agreed upon in the Affidavit of idemnity - ANSWER ✅ b) within 72 hours after final
termination of liability of the bond
4. Collateral can be kept for unpaid premiums or expenses incurred on a bond:
a) never
b) when the costs exceed $1,500
c) when it is explicitly stated that such will be the case in the Bond agreement
d) none of the above - ANSWER ✅ a) never
5. The amount of the premium listed on the appearance bond is written where?
, a) the box marked "amount of premium to be entered here"
b) the affidavit on the back of the appearance bond
c) the certificate of indebtedness
d) the amount of premium in not listed on the appearance bond - ANSWER ✅ b) the
affidavit on the back of the appearance bond
6. The only two things of value a bondsman can accept for posting a bond?
a) premium and interest
b) premium and collateral
c)collateral and personal property
d) reasonable attorney fees - ANSWER ✅ b) premium and collateral
7. As it refers to bail bonds, what is collateral?
a) something of value to indemnify or protect the bondsman in the event of forfeiture
b) a standardized amount of value as determined by the Siegel and Schuster Handbook of
collateral value
c) a type of damage
d) securities and other instrument of value backed by international treaty - ANSWER ✅ a)
something of value to indemnify or protect the bondsman in the event of forfeiture
8. what is not a type of collateral
a) money or other negotiable instrument
b) real or personal property
c) indentured servitude agreements
d) indemnity agreement - ANSWER ✅ c) indentured servitude agreements
9. how much collateral is a bondsman allowed to take for posting a bond
a) up to 100% of the amount of the bond
b) any amount
c)up to 125% of the amount of the bond
d) as determined by the presiding magistrate - ANSWER ✅ a) up to 100% of the amount of the
bond
10. failure to return collateral that exceeds 1500 is
a) class a misdemeanor
b) class I felony
c) class II felony
d) grand larceny - ANSWER ✅ b) class I felony
,11. the only two things a bondsman can do with collateral are:
a) pay the bond or give it back
b) pay the bond of pay expenses
c) pay the bond or list it on Ebay under a relatives name
d) give it back in person or deposit it in a defendants bank account - ANSWER ✅ a) pay the
bond or give it back
12. if asked for identification what is the legal ID to present as a bondsman?
a) state issued drivers license
b) your DOI issued identification
c) bail bond shield
d) all of the above - ANSWER ✅ b) your DOI issued identification
13. will a bondsman be revoked for receiving a prayer for judgement (PJC) for misdemeanor drug
charge?
a) yes
b) no - ANSWER ✅ a) yes
14. which of the following is not one of the requirements concerning a memorandum of agreement
a) show the amount of premium not paid
b) provide a copy of the agreement to the clerk of court upon request
c) provide a copy of the agreement to the principal upon request dates and amount to be
paid
d) show the method and schedule of payments to include the dates and amounts to be
paid
e) agreement must be signed and dated by the bondsman or runner and the principal at
the time the agreement is made
f) modifications are in writing, signed, dated, kept on file with copy to principal upon
request - ANSWER ✅ b) provide a copy of the agreement to the clerk of court upon
request
15. what is required to be printed on all agreements and contracts with defendants or anyone on
behalf of the defendant
a) form number
b) the license number of the bondsman
c) a description of the charges against the defendant
d) a and b
e) none of the above - ANSWER ✅ d) a and b
, 16. the single largest bond a professional bondsman or his runner can write is:
a) (1/4) of of the professional bondsman's security deposit
b) one million dollars
c) (1/8) of the professional bondsman's security deposit
d) 1/2 of the professional bondsman's security deposit - ANSWER ✅ a) (1/4) of of the
professional bondsman's security deposit
17. if a bond is reduced after it was posted, the bondsman must do what with the collateral
a) reduced the collateral to the same extent that the liability under the bond was reduced
b) execute written amendment to bond affidavit with details of the modification of
collateral
c) furnish the principal and person furnishing collateral or premium a copy of the
amendment and keep copy of amendment on file in office of the bondsman
d) all of the above - ANSWER ✅ d) all of the above
18. bondsmen may share a trust account in what instance
a) with the approval of the commissioner
b) when bail bondsmen are working out of the same business office or location
c) when they use the same surety provider
d) a and b only - ANSWER ✅ d) a and b only
19. a professional bondsman's security deposit limits the amount of bonds written by what two
rules
a. 1/4 rule and 8x rule
b. 1/8 rule and 8x rule
c. 1/4 rule and 4x rule
d. 1/8 rule and 4x rule - ANSWER ✅ a. 1/4 rule and 8x rule
20. the professional bondsman's security deposit is held in:
a. safety deposit box
b. a federally insured bak with assets of over $10,000,000.00
c. a master trust bank
d. fort knox - ANSWER ✅ c. a master trust bank
21. what value will the commissioner allow for stocks of bonds deposited to the professional
bondsman's security deposit
a. 80 percent of the fair market value of bonds
