Which of the following is NOT an eligible dependent on an Accident and Health
policy?
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27 year old married child
A common exclusion or limitation on a dental policy is
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Endodontics
Which of these statements about Medicaid is CORRECT?
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Funded by federal, state, and local taxes
A provision that allows a policyowner to withdraw a policy's cash value interest free is
a(n)
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partial surrender
When does a family health policy's coverage for a newborn child begin?
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At the moment of birth
Which of these would NOT be considered a presumptive disability?
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Loss of a leg or arm
Which of the following statements is CORRECT regarding an individual applying for
life or health insurance?
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The applicant's medical history may be analyzed and reported
In what form do disability income policies typically pay benefits?
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Periodic income
Which of the following is considered to be an alternative to a life settlement?
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Accelerated death benefit rider
Tom has a rider on his disability income policy that guarantees the right to increase his
benefits without a medical exam. What kind of rider is this?
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Guaranteed insurability rider
A master contract and certificate of coverage can be found in which type of policy?
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, group
The monthly benefit for an individual disability income policy is usually limited to a
percentage of the insured's income in order to avoid
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over insurance
When replacing a life insurance policy, an agent must provide the applicant with a
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Notice Regarding Replacement
Which type of annuity guarantees a stated number of income payments, whether or
not the annuitant is still alive to receive them?
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Life annuity certain
A type of group that has a constitution and bylaws and has been organized for
purposes other than obtaining insurance is called a(n)
policy?
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27 year old married child
A common exclusion or limitation on a dental policy is
Give this one a try later!
Endodontics
Which of these statements about Medicaid is CORRECT?
,Give this one a try later!
Funded by federal, state, and local taxes
A provision that allows a policyowner to withdraw a policy's cash value interest free is
a(n)
Give this one a try later!
partial surrender
When does a family health policy's coverage for a newborn child begin?
Give this one a try later!
At the moment of birth
Which of these would NOT be considered a presumptive disability?
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Loss of a leg or arm
Which of the following statements is CORRECT regarding an individual applying for
life or health insurance?
,Give this one a try later!
The applicant's medical history may be analyzed and reported
In what form do disability income policies typically pay benefits?
Give this one a try later!
Periodic income
Which of the following is considered to be an alternative to a life settlement?
Give this one a try later!
Accelerated death benefit rider
Tom has a rider on his disability income policy that guarantees the right to increase his
benefits without a medical exam. What kind of rider is this?
Give this one a try later!
Guaranteed insurability rider
A master contract and certificate of coverage can be found in which type of policy?
Give this one a try later!
, group
The monthly benefit for an individual disability income policy is usually limited to a
percentage of the insured's income in order to avoid
Give this one a try later!
over insurance
When replacing a life insurance policy, an agent must provide the applicant with a
Give this one a try later!
Notice Regarding Replacement
Which type of annuity guarantees a stated number of income payments, whether or
not the annuitant is still alive to receive them?
Give this one a try later!
Life annuity certain
A type of group that has a constitution and bylaws and has been organized for
purposes other than obtaining insurance is called a(n)
