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African Leadership University ALU 101 Exam ACTUAL
VERIFIED EXAM QUESTIONS AND CORRECT
DETAILED ANSWERS LATEST UPDATE THIS
YEAR.pdf||NEWEST EXAM!!!
5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction - Answer-1. pilot error
6. When underwriting an individual for key person life
insurance, all of the following are considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death -
Answer-4. cost of estate taxes at the proposed insured's
death
7. Features of term life insurance contracts typically
include all of the following EXCEPT:
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1. convertibility
2. defined period of coverage
3. cash value
4. renewability - Answer-3. cash value
8. All of the following statements regarding the instrument
flight rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
2. It indicates mastery of instruments for aircraft
navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours. - Answer-4. It
limits pilots to flying in daylight hours.
9. The estimated glomerular filtration rate (eGFR) is based
on all of the following EXCEPT:
1. serum creatinine
2. serum albumin
3. age
4. gender - Answer-2. serum albumin
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10. Complications of diabetes can include which of the
following: A. Coronary artery disease
B. Retinopathy
C. Hepatitis
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. - Answer-1. A and B only are
correct.
The test that measures thyroid function is:
1. thoracentesis
2. fine needle aspirate (FNA)
3. fluorescein angiography
4. radioactive iodine uptake - Answer-4. radioactive iodine
uptake
2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
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3. carotid intimal-medial thickness
4. level of radioisotope in the heart - Answer-1. pumping
ability of the heart
3. The measure of a test's ability to exclude the possibility
of a particular disease is:
1. sensitivity
2. reliability
3. reasonability
4. specificity - Answer-4. specificity
4. The benefit that allows additional insurance coverage to
be purchased at certain times during the life of the
contract is the:
1. guaranteed insurability option
2. change of plan provision
3. extended maturity option
4. entire contract provision - Answer-1. guaranteed
insurability option
11. The components of pricing life insurance products
include which of the following?
African Leadership University ALU 101 Exam ACTUAL
VERIFIED EXAM QUESTIONS AND CORRECT
DETAILED ANSWERS LATEST UPDATE THIS
YEAR.pdf||NEWEST EXAM!!!
5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction - Answer-1. pilot error
6. When underwriting an individual for key person life
insurance, all of the following are considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death -
Answer-4. cost of estate taxes at the proposed insured's
death
7. Features of term life insurance contracts typically
include all of the following EXCEPT:
,2|Page
1. convertibility
2. defined period of coverage
3. cash value
4. renewability - Answer-3. cash value
8. All of the following statements regarding the instrument
flight rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
2. It indicates mastery of instruments for aircraft
navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours. - Answer-4. It
limits pilots to flying in daylight hours.
9. The estimated glomerular filtration rate (eGFR) is based
on all of the following EXCEPT:
1. serum creatinine
2. serum albumin
3. age
4. gender - Answer-2. serum albumin
,3|Page
10. Complications of diabetes can include which of the
following: A. Coronary artery disease
B. Retinopathy
C. Hepatitis
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. - Answer-1. A and B only are
correct.
The test that measures thyroid function is:
1. thoracentesis
2. fine needle aspirate (FNA)
3. fluorescein angiography
4. radioactive iodine uptake - Answer-4. radioactive iodine
uptake
2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
, 4|Page
3. carotid intimal-medial thickness
4. level of radioisotope in the heart - Answer-1. pumping
ability of the heart
3. The measure of a test's ability to exclude the possibility
of a particular disease is:
1. sensitivity
2. reliability
3. reasonability
4. specificity - Answer-4. specificity
4. The benefit that allows additional insurance coverage to
be purchased at certain times during the life of the
contract is the:
1. guaranteed insurability option
2. change of plan provision
3. extended maturity option
4. entire contract provision - Answer-1. guaranteed
insurability option
11. The components of pricing life insurance products
include which of the following?
