LICENSE EXAM TEXAS QUESTIONS
AND ANSWERS (VERIFIED AND
UPDATED)
A funeral prearrangement life insurance agent must be supervised - ANS By a legal reserve
life insurance agent whose company holds a seller's permit.
The maximum initial guaranteed death benefit that a funeral prearrangement life insurance
agent may sell is - ANS $15,000
A funeral prearrangement life insurance agent license expires when the agent - ANS Fails to
submit a biannual renewal application and fee
When an application for an insurance agent license is denied, except for failure to pass the
examination, the applicant may NOT re-apply for at least - ANS 60 months
An agents insurance license could be suspended or revoked if the agent - ANS fails to remit
premiums
______ must be offered at the beginning of a sales presentation for funeral goods and service -
ANS The general price list
The ___ must be given to the consumer to keep - ANS General price list
@2026/2027 ALLRIGHTS RESERVED.
, The general price list (GPL) must include - ANS The funeral providers name and address, the
effective date of the list, and all the exact caption of "General Price List".
The required disclosures for the general price list (GPL) - ANS must use the identical wording
given in the FTC Funeral Rule
As part of a prearranged funeral sale, the seller must disclose - ANS that embalming is
optional when the burial is immediate
The GPL must disclose the - ANS availability of alternative containers for cremation
The GPL - ANS must price each item or service seperately
______ cannot be declined by the purchaser - ANS The basic services of a funeral director
The FTC Funeral Rule prohibits funeral providers from - ANS requiring the purchase of a
casket for direct cremation
A funeral provider must keep a copy of a price list on file for ____ after its last distribution to a
consumer - ANS 1 year
Prepaid funeral benefits contract forms must be approved by - ANS the Texas Department of
Banking
A copy of an insurance-funded prepaid funeral contract must be provided to the purchaser
within ____ from when it was signed - ANS 30 days
Premiums collected from insurance policies funding prepaid funeral benefits must be remitted
to the insurance company within - ANS 30 days
@2026/2027 ALLRIGHTS RESERVED.