M-100 FINAL PAPER 2026 QUESTIONS AND
SOLUTIONS 100% CORRECT
◉Which of the following demonstrates the risk control technique of
exposure avoidance?
A. a community association rule prohibiting the use of alcohol in the
clubhouse
B. conducting weekly fire safety inspections where flammables are
stored
C. contracting for landscape services
D. backing up all computer files and storing the backup files in a
separate place. Answer: A. a community association rule prohibiting
the use of alcohol in the clubhouse
◉True or False. The insurance industry is unregulated at the state
level. Answer: False
◉True or False. The American Agency System is comprised of
employees of a single insurance company who only place the
insurance of that company such as Allstate, Farmers, Nationwide,
and State Farm. Answer: False
SOLUTIONS 100% CORRECT
◉Which of the following demonstrates the risk control technique of
exposure avoidance?
A. a community association rule prohibiting the use of alcohol in the
clubhouse
B. conducting weekly fire safety inspections where flammables are
stored
C. contracting for landscape services
D. backing up all computer files and storing the backup files in a
separate place. Answer: A. a community association rule prohibiting
the use of alcohol in the clubhouse
◉True or False. The insurance industry is unregulated at the state
level. Answer: False
◉True or False. The American Agency System is comprised of
employees of a single insurance company who only place the
insurance of that company such as Allstate, Farmers, Nationwide,
and State Farm. Answer: False
