LTC COMPREHENSIVE EXAM 2026 STUDY
GUIDE QUESTIONS AND ANSWERS TESTED
SOLUTIONS
●● On what basis are benefits payable under a long-term care insurance
policy typically triggered?.
Answer: the inability to perform defined ADLs
●● What is a primary goal of long-term care?.
Answer: to maintain functionality
●● Which of the following most precisely defines the fundamentals of
self-care and the basic tasks of everyday life?.
Answer: activities of daily living
●● Which of the following is not an example of home or community-
based long-term care?.
Answer: CCRCs
●● All of the following are services commonly offered by assisted living
residences EXCEPT:.
Answer: continuous post-operative monitoring
, ●● Which level of care has as its chief characteristic assistance with
ADLs?.
Answer: custodial
●● A long-term care ombudsman represents people in a given
geographical area who live in assisted living residences or skilled
nursing facilities..
Answer: True
●● All of the following are examples of formal caregiving EXCEPT:.
Answer: daily transportation to a senior center provided by a neighbor
●● With regard to Medicare and long-term care, which of the following
statements is true?.
Answer: Medicare covers care in a skilled nursing facility for a limited
time, but only if the care follows an admitted hospital stay and is ordered
by a physician.
●● Which of the following is a correct statement about Medicare Part D
Prescription Drug coverage?.
Answer: Enrollment in Part D is voluntary.
●● Medicare covers the cost of long-term custodial care in the home
when it is delivered by a Medicare-certified agency..
GUIDE QUESTIONS AND ANSWERS TESTED
SOLUTIONS
●● On what basis are benefits payable under a long-term care insurance
policy typically triggered?.
Answer: the inability to perform defined ADLs
●● What is a primary goal of long-term care?.
Answer: to maintain functionality
●● Which of the following most precisely defines the fundamentals of
self-care and the basic tasks of everyday life?.
Answer: activities of daily living
●● Which of the following is not an example of home or community-
based long-term care?.
Answer: CCRCs
●● All of the following are services commonly offered by assisted living
residences EXCEPT:.
Answer: continuous post-operative monitoring
, ●● Which level of care has as its chief characteristic assistance with
ADLs?.
Answer: custodial
●● A long-term care ombudsman represents people in a given
geographical area who live in assisted living residences or skilled
nursing facilities..
Answer: True
●● All of the following are examples of formal caregiving EXCEPT:.
Answer: daily transportation to a senior center provided by a neighbor
●● With regard to Medicare and long-term care, which of the following
statements is true?.
Answer: Medicare covers care in a skilled nursing facility for a limited
time, but only if the care follows an admitted hospital stay and is ordered
by a physician.
●● Which of the following is a correct statement about Medicare Part D
Prescription Drug coverage?.
Answer: Enrollment in Part D is voluntary.
●● Medicare covers the cost of long-term custodial care in the home
when it is delivered by a Medicare-certified agency..
