SOUTH CAROLINA INSURANCE EXAM SCRIPT 2026
QUESTIONS AND SOLUTIONS GRADED A+
✔✔Comprehensive preparation - ✔✔Studying all relevant sections to ensure thorough
understanding for the Property & Casualty Combined License Exam.
✔✔Sections in the guide - ✔✔Divided into regulations common to all lines, property
insurance only, and casualty insurance only.
✔✔Insurance licensing exam - ✔✔An examination that assesses knowledge of state-
specific laws, statutes, and regulations for various types of insurance.
✔✔Content outline - ✔✔An official document that outlines the laws and regulations
specific to each state.
✔✔Study guide - ✔✔A resource that aligns with licensing requirements for various types
of insurance.
✔✔Exam preparation tools - ✔✔Resources such as video lessons, study guides, and
practice questions designed to aid in studying for insurance exams.
✔✔Property & Casualty Combined License Exam - ✔✔Study all three sections for
comprehensive preparation.
✔✔Insurance Regulations - All Lines - ✔✔Outlines South Carolina's insurance laws and
regulations that apply to all lines of insurance, including licensing requirements,
continuing education, marketing practices, and consumer protections.
✔✔License Types - ✔✔South Carolina offers Life Insurance, Accident & Health
Insurance, Property Insurance, Casualty Insurance, and Other Specialized Licenses
(e.g., Adjusters, Surplus Lines, Limited Lines).
✔✔Life Insurance Exam Details - ✔✔100 Questions, 2 hours time limit, 70% passing
score, $45 cost.
✔✔Accident & Health Insurance Exam Details - ✔✔100 Questions, 2 hours time limit,
70% passing score, $45 cost.
✔✔Property Insurance Exam Details - ✔✔100 Questions, 2 hours time limit, 70%
passing score, $45 cost.
✔✔Casualty Insurance Exam Details - ✔✔100 Questions, 2 hours time limit, 70%
passing score, $45 cost.
, ✔✔Life & Health Combined Exam Details - ✔✔150 Questions, 3 hours time limit, 70%
passing score, $90 cost.
✔✔Property & Casualty Combined Exam Details - ✔✔150 Questions, 3 hours time limit,
70% passing score, $90 cost.
✔✔Prelicensing Education Requirement - ✔✔Candidates must complete state-
approved prelicensing education before scheduling the exam.
✔✔Prelicensing Hours Required for Life Insurance - ✔✔20 Hours, Classroom or Online.
✔✔Prelicensing Hours Required for Accident & Health Insurance - ✔✔20 Hours,
Classroom or Online.
✔✔Prelicensing Hours Required for Property Insurance - ✔✔20 Hours, Classroom or
Online.
✔✔Prelicensing Hours Required for Casualty Insurance - ✔✔20 Hours, Classroom or
Online.
✔✔Prelicensing Hours Required for Personal Lines - ✔✔20 Hours, Classroom or
Online.
✔✔Prelicensing Hours Required for Long-Term Care/Medicare Supplement - ✔✔8
Hours, Classroom or Online.
✔✔License Application Fees - ✔✔Resident License Fee: $25 per line, Non-Resident
License Fee: $25 per line, Fingerprinting Fee: $50.50, Exam Fee: $45 per exam.
✔✔Fingerprinting Requirement - ✔✔Fingerprinting is required for all applicants and
must be submitted through an approved vendor before a license is issued.
✔✔Company Appointment Requirement - ✔✔Producers must be appointed by an
insurer before selling policies, with an Appointment Fee of $40 per insurer.
✔✔License Renewal Term - ✔✔2 Years.
✔✔License Expiration Date - ✔✔Last day of the licensee's birth month.
✔✔License Renewal Window - ✔✔60 days before expiration.
✔✔Late Renewal Penalty - ✔✔$75 reinstatement fee.
QUESTIONS AND SOLUTIONS GRADED A+
✔✔Comprehensive preparation - ✔✔Studying all relevant sections to ensure thorough
understanding for the Property & Casualty Combined License Exam.
✔✔Sections in the guide - ✔✔Divided into regulations common to all lines, property
insurance only, and casualty insurance only.
✔✔Insurance licensing exam - ✔✔An examination that assesses knowledge of state-
specific laws, statutes, and regulations for various types of insurance.
✔✔Content outline - ✔✔An official document that outlines the laws and regulations
specific to each state.
✔✔Study guide - ✔✔A resource that aligns with licensing requirements for various types
of insurance.
✔✔Exam preparation tools - ✔✔Resources such as video lessons, study guides, and
practice questions designed to aid in studying for insurance exams.
✔✔Property & Casualty Combined License Exam - ✔✔Study all three sections for
comprehensive preparation.
✔✔Insurance Regulations - All Lines - ✔✔Outlines South Carolina's insurance laws and
regulations that apply to all lines of insurance, including licensing requirements,
continuing education, marketing practices, and consumer protections.
✔✔License Types - ✔✔South Carolina offers Life Insurance, Accident & Health
Insurance, Property Insurance, Casualty Insurance, and Other Specialized Licenses
(e.g., Adjusters, Surplus Lines, Limited Lines).
✔✔Life Insurance Exam Details - ✔✔100 Questions, 2 hours time limit, 70% passing
score, $45 cost.
✔✔Accident & Health Insurance Exam Details - ✔✔100 Questions, 2 hours time limit,
70% passing score, $45 cost.
✔✔Property Insurance Exam Details - ✔✔100 Questions, 2 hours time limit, 70%
passing score, $45 cost.
✔✔Casualty Insurance Exam Details - ✔✔100 Questions, 2 hours time limit, 70%
passing score, $45 cost.
, ✔✔Life & Health Combined Exam Details - ✔✔150 Questions, 3 hours time limit, 70%
passing score, $90 cost.
✔✔Property & Casualty Combined Exam Details - ✔✔150 Questions, 3 hours time limit,
70% passing score, $90 cost.
✔✔Prelicensing Education Requirement - ✔✔Candidates must complete state-
approved prelicensing education before scheduling the exam.
✔✔Prelicensing Hours Required for Life Insurance - ✔✔20 Hours, Classroom or Online.
✔✔Prelicensing Hours Required for Accident & Health Insurance - ✔✔20 Hours,
Classroom or Online.
✔✔Prelicensing Hours Required for Property Insurance - ✔✔20 Hours, Classroom or
Online.
✔✔Prelicensing Hours Required for Casualty Insurance - ✔✔20 Hours, Classroom or
Online.
✔✔Prelicensing Hours Required for Personal Lines - ✔✔20 Hours, Classroom or
Online.
✔✔Prelicensing Hours Required for Long-Term Care/Medicare Supplement - ✔✔8
Hours, Classroom or Online.
✔✔License Application Fees - ✔✔Resident License Fee: $25 per line, Non-Resident
License Fee: $25 per line, Fingerprinting Fee: $50.50, Exam Fee: $45 per exam.
✔✔Fingerprinting Requirement - ✔✔Fingerprinting is required for all applicants and
must be submitted through an approved vendor before a license is issued.
✔✔Company Appointment Requirement - ✔✔Producers must be appointed by an
insurer before selling policies, with an Appointment Fee of $40 per insurer.
✔✔License Renewal Term - ✔✔2 Years.
✔✔License Expiration Date - ✔✔Last day of the licensee's birth month.
✔✔License Renewal Window - ✔✔60 days before expiration.
✔✔Late Renewal Penalty - ✔✔$75 reinstatement fee.
