Texas Insurance License- QUIZ QUESTIONS
EXAM LATEST (2026) COMPLETE QUESTIONS
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Terms in this set (130)
Unless otherwise stated by the Actual cash value
policy, property covered by the
Building and Personal Property
Coverage Form is valued on what
basis?
Under a Commercial General The insurer may cancel the SERP after the insured
Liability policy, all of the following pays the premium
statements about the supplemental
extended reporting period are
correct, except:
Which of the following statements PIP coverage covers insureds and their guests
is correct regarding PIP coverage in without regard to fault or to coordination of
Texas? benefits
Which of the following statements Direct losses include additional living expenses
regarding types of property loss is
incorrect?
,What is the maximum amount $2,000
supplementary payments coverage
provided by a Business Auto policy
will pay for the cost of bail bonds
related to a covered accident?
Under a Business Auto policy, which Labor must be performed at the place of
of the following statements about disablement to be covered
towing coverage provided under
the policy's physical damage
coverage is correct?
Commercial Crime insurance The mysterious disappearance of property
policies are typically able to cover
losses resulting from all of the
following, except:
An insured with a Personal Auto Provided on an excess basis
policy on their car is using a non-
owned auto to run errands. Under
the insured's policy, liability
coverage for use of the non-owned
auto is:
After unintentionally running a red Be paid in addition to the policy's liability limits
light, L causes an accident with T. T's
sedan is badly damaged, and T's
arm is broken. A few months after
the accident, T brings a suit against
L, asking for damages for medical
costs incurred for the broken arm
and other injuries sustained in the
accident. Under Part A of L's
Personal Auto policy,
supplementary payments in
connection with the insurer's
defense will:
, All of the following are common Statute of limitations
law defenses against negligence,
except:
Under Coverage C - Household Furniture in the dwelling
Personal Property on a Farm
Property policy, coverage is
provided for:
Which of the following must Insurers that are authorized to write Workers'
participate in a Workers' Compensation in the voluntary market
Compensation Assigned Risk Plan?
A company that sells mobile 3 years
equipment has its stock protected
under an Equipment Dealers
Floater. Records of the company's
business, including itemized
inventories and sales records, must
be retained for at least how long
after the policy ends?
Which is true of Coverage C of the Coverage C provides coverage for the personal
Dwelling Policy? property of a guest
After a building loss, the insured on 12 months after the direct physical loss
a Businessowners policy incurs
extra expenses to minimize the
suspension of business. Extra
expense coverage is provided
during the period of restoration
and for up to:
EXAM LATEST (2026) COMPLETE QUESTIONS
With 100% Verified Solutions,
Save
Terms in this set (130)
Unless otherwise stated by the Actual cash value
policy, property covered by the
Building and Personal Property
Coverage Form is valued on what
basis?
Under a Commercial General The insurer may cancel the SERP after the insured
Liability policy, all of the following pays the premium
statements about the supplemental
extended reporting period are
correct, except:
Which of the following statements PIP coverage covers insureds and their guests
is correct regarding PIP coverage in without regard to fault or to coordination of
Texas? benefits
Which of the following statements Direct losses include additional living expenses
regarding types of property loss is
incorrect?
,What is the maximum amount $2,000
supplementary payments coverage
provided by a Business Auto policy
will pay for the cost of bail bonds
related to a covered accident?
Under a Business Auto policy, which Labor must be performed at the place of
of the following statements about disablement to be covered
towing coverage provided under
the policy's physical damage
coverage is correct?
Commercial Crime insurance The mysterious disappearance of property
policies are typically able to cover
losses resulting from all of the
following, except:
An insured with a Personal Auto Provided on an excess basis
policy on their car is using a non-
owned auto to run errands. Under
the insured's policy, liability
coverage for use of the non-owned
auto is:
After unintentionally running a red Be paid in addition to the policy's liability limits
light, L causes an accident with T. T's
sedan is badly damaged, and T's
arm is broken. A few months after
the accident, T brings a suit against
L, asking for damages for medical
costs incurred for the broken arm
and other injuries sustained in the
accident. Under Part A of L's
Personal Auto policy,
supplementary payments in
connection with the insurer's
defense will:
, All of the following are common Statute of limitations
law defenses against negligence,
except:
Under Coverage C - Household Furniture in the dwelling
Personal Property on a Farm
Property policy, coverage is
provided for:
Which of the following must Insurers that are authorized to write Workers'
participate in a Workers' Compensation in the voluntary market
Compensation Assigned Risk Plan?
A company that sells mobile 3 years
equipment has its stock protected
under an Equipment Dealers
Floater. Records of the company's
business, including itemized
inventories and sales records, must
be retained for at least how long
after the policy ends?
Which is true of Coverage C of the Coverage C provides coverage for the personal
Dwelling Policy? property of a guest
After a building loss, the insured on 12 months after the direct physical loss
a Businessowners policy incurs
extra expenses to minimize the
suspension of business. Extra
expense coverage is provided
during the period of restoration
and for up to:
