MHA 710 Exam 2 Study Guide
A prepaid hospital plan created by Baylor Hospital for a group of Dallas public school
teachers in 1929 is considered by many to be the forerunner of:
Blue Cross
A ______ percentage of the French population is obese; they consume ______ fat than
Americans do.
Small;Less
In 2001, life expectancy at birth in the United States was 77.2 years, increasing to 78.7
years in 2018. However, there remains a racial gap between Blacks and Whites. White
life expectancy in 2018 was at 78.6 years, and Black life expectancy at 74.7 years. Causes
of mortality reveals an interesting picture. Among Whites, __________ have a much higher
rate than in Blacks, where __________ are much more prevalent.
Suicides and Chronic respiratory disease; Homicides and Heart disease
Insurance works best in situations where:
There is a low probability of a large loss.
The nature of health care delivery will be different in the future due to:
A rising percentage of elderly in the total population
Eliminating health disparities across various population groups requires that we:
Address the source of disparities in behavioral, socioeconomic, and environmental
, factors
A person with AIDS has a guaranteed right to apply for health insurance and receive
coverage at the same rate as a healthy person. What is the likely result for the insurance
company?
Adverse selection
What is responsible for over one-half of the gap in life expectancy between the U.S. and
Canada?
Obesity
Insurers try to minimize moral hazard by:
Charging deductibles and coinsurance.
In 2018, the overall obesity rate in the United States (as measured by BMI > 30) is over
_____ percent, with rates reaching higher than _____ percent among African American
women.
40; 50
All of the following are the results of moral hazard, except
: Rational Ignorance
All of the statements below are true according to the Organization for Economic
Cooperation and Development, EXCEPT?
There is very little difference in the prevalence of smoking between males and
females worldwide
A prepaid hospital plan created by Baylor Hospital for a group of Dallas public school
teachers in 1929 is considered by many to be the forerunner of:
Blue Cross
A ______ percentage of the French population is obese; they consume ______ fat than
Americans do.
Small;Less
In 2001, life expectancy at birth in the United States was 77.2 years, increasing to 78.7
years in 2018. However, there remains a racial gap between Blacks and Whites. White
life expectancy in 2018 was at 78.6 years, and Black life expectancy at 74.7 years. Causes
of mortality reveals an interesting picture. Among Whites, __________ have a much higher
rate than in Blacks, where __________ are much more prevalent.
Suicides and Chronic respiratory disease; Homicides and Heart disease
Insurance works best in situations where:
There is a low probability of a large loss.
The nature of health care delivery will be different in the future due to:
A rising percentage of elderly in the total population
Eliminating health disparities across various population groups requires that we:
Address the source of disparities in behavioral, socioeconomic, and environmental
, factors
A person with AIDS has a guaranteed right to apply for health insurance and receive
coverage at the same rate as a healthy person. What is the likely result for the insurance
company?
Adverse selection
What is responsible for over one-half of the gap in life expectancy between the U.S. and
Canada?
Obesity
Insurers try to minimize moral hazard by:
Charging deductibles and coinsurance.
In 2018, the overall obesity rate in the United States (as measured by BMI > 30) is over
_____ percent, with rates reaching higher than _____ percent among African American
women.
40; 50
All of the following are the results of moral hazard, except
: Rational Ignorance
All of the statements below are true according to the Organization for Economic
Cooperation and Development, EXCEPT?
There is very little difference in the prevalence of smoking between males and
females worldwide
