CCUFC Exam | Questions with 100% Correct
Answers | Verified | Latest Update 2026
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Practice questions for this set
Learn 1 /7 Study with Learn
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1 Earn/Spend/Earn/Spend 2 Hard credit inquiries
3 Open relationship 4 Left Brain Process
Don't know?
Terms in this set (98)
Earn/Spend/Earn/Spend living paycheck to paycheck
,earn/spend/borrow/spend Members having difficulties denying themselves
Confuse wants with needs
Rely on debt to est and maintain the standard of
living
Earn/Spend/Save Believes they can save money but can't
Saving is a low priority
earn/save/spend Prioritizes saving
Earns-saves immediately-budgets or spends what's
left
Left Brain Process Speech
Analysis
Time
Sequence
Left Brain Conscious mind
Uses senses and interprets info to evaluate
situations and make decisions
Left Brain Qualities Verbal Historical
Analytical Active
Symbolic Focused
Temporal Casual
Rational
Logical
Linear
Sequential
Right Brain Process Creativity
Patterns
Spatial awareness
Context
, Right Brain Unconscious mind
Controls functions in the body. Creates fight/flight
reactions
Right Brain Qualities Visual, synthesizing, experimental, spatial, non-
temporal, intuitive, holistic, artistic, diffuse, timeless,
receptive, sensual
Hard approach - left brain Logic, reason, exact, focused, factual, specific,
direct, certain, forceful
Soft approach - right brain Humor, metaphors, quotes, ambiguity, fantasy,
hedges, paradox, qualifiers, imagery
Open relationship Info that is known to counselor and member
Blind relationship Info, a counselor knows, and a member doesn't
know
Hidden relationship Information the member knows, and chooses not
to share
Unknown relationship Information, unknown to counselor and member
Remedial counseling Usually needed in a financial emergency and helps
members cope with debt they can't afford.
Preventative counseling Prepares member for larger purchases
Known as pre-purchasing counseling
Manages challenges due to changes
Answers | Verified | Latest Update 2026
Save
Practice questions for this set
Learn 1 /7 Study with Learn
Any request for new credit does impact the credit score
Choose an answer
1 Earn/Spend/Earn/Spend 2 Hard credit inquiries
3 Open relationship 4 Left Brain Process
Don't know?
Terms in this set (98)
Earn/Spend/Earn/Spend living paycheck to paycheck
,earn/spend/borrow/spend Members having difficulties denying themselves
Confuse wants with needs
Rely on debt to est and maintain the standard of
living
Earn/Spend/Save Believes they can save money but can't
Saving is a low priority
earn/save/spend Prioritizes saving
Earns-saves immediately-budgets or spends what's
left
Left Brain Process Speech
Analysis
Time
Sequence
Left Brain Conscious mind
Uses senses and interprets info to evaluate
situations and make decisions
Left Brain Qualities Verbal Historical
Analytical Active
Symbolic Focused
Temporal Casual
Rational
Logical
Linear
Sequential
Right Brain Process Creativity
Patterns
Spatial awareness
Context
, Right Brain Unconscious mind
Controls functions in the body. Creates fight/flight
reactions
Right Brain Qualities Visual, synthesizing, experimental, spatial, non-
temporal, intuitive, holistic, artistic, diffuse, timeless,
receptive, sensual
Hard approach - left brain Logic, reason, exact, focused, factual, specific,
direct, certain, forceful
Soft approach - right brain Humor, metaphors, quotes, ambiguity, fantasy,
hedges, paradox, qualifiers, imagery
Open relationship Info that is known to counselor and member
Blind relationship Info, a counselor knows, and a member doesn't
know
Hidden relationship Information the member knows, and chooses not
to share
Unknown relationship Information, unknown to counselor and member
Remedial counseling Usually needed in a financial emergency and helps
members cope with debt they can't afford.
Preventative counseling Prepares member for larger purchases
Known as pre-purchasing counseling
Manages challenges due to changes
