FICEP Final Exam Overall Ficep notes | Questions
with 100% Correct Answers | Verified | Latest
Update 2026
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Practice questions for this set
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Counselors use _____________ to create a If a debtor files a _________ on your
feeling of connection with a member property you will will unable to sell
1 2
by matching physical characteristics or dispose of it without
and unconscious movements. arrangements on the debt.
Learned patterns, parents, society,
3 creditors, lenders are examples of 4 Associates wealth with self-worth.
______________ ________________.
Don't know?
,Terms in this set (165)
If a debtor files a _________ on your Lien
property you will will unable to sell
or dispose of it without
arrangements on the debt.
Spending too much, saving too little, Poor financial habits
carrying too much debt, reliance on
othersm and caring to little about
finance.
The view that money us evil or Money avoidance
undeserved
The belief that money is synonymous Money worship
with happiness and success
Associates wealth with self-worth. Money status
Perceived need for secrecy about Money Vigilance
one's financial wellness.
Living paycheck to paycheck. Earn/spend/earn
How do you combat Dividing paycheck into specific spending
earn/spend/earn patterns? categories. "Capturing" money before it can be
spent.
Confuse wants with needs. Relying Earn/spend/borrow/spend
on debt to establish and maintain the
standard of living they feel they
deserve.
, Savings is low priority. Rarely enough Earn/spend/save
money.
How can you combat Identify reasons to save.
Earn/spend/save patterns?
Pay yourself first. Saving money Earn/save/spend
immediately. Budget and spend what
is left.
Learned patterns, parents, society, behavioral influences
creditors, lenders are examples of
______________ ________________.
Financial counselors should seek to Expand
help members ______________ their
perspective to see other possibilities
that could improve their financial
health.
Correlates to the left hemisphere. Conscious mind
Orderly and systematic center for
processing info provided by the
senses. Directed with a focused
activity.
Correlates to the right hemisphere Unconscious mind
and provides autonomic processing,
which controls functions of the body
that continually work in the
background such as breathing.
with 100% Correct Answers | Verified | Latest
Update 2026
Save
Practice questions for this set
Learn 1 /7 Study with Learn
Pacing
Choose an answer
Counselors use _____________ to create a If a debtor files a _________ on your
feeling of connection with a member property you will will unable to sell
1 2
by matching physical characteristics or dispose of it without
and unconscious movements. arrangements on the debt.
Learned patterns, parents, society,
3 creditors, lenders are examples of 4 Associates wealth with self-worth.
______________ ________________.
Don't know?
,Terms in this set (165)
If a debtor files a _________ on your Lien
property you will will unable to sell
or dispose of it without
arrangements on the debt.
Spending too much, saving too little, Poor financial habits
carrying too much debt, reliance on
othersm and caring to little about
finance.
The view that money us evil or Money avoidance
undeserved
The belief that money is synonymous Money worship
with happiness and success
Associates wealth with self-worth. Money status
Perceived need for secrecy about Money Vigilance
one's financial wellness.
Living paycheck to paycheck. Earn/spend/earn
How do you combat Dividing paycheck into specific spending
earn/spend/earn patterns? categories. "Capturing" money before it can be
spent.
Confuse wants with needs. Relying Earn/spend/borrow/spend
on debt to establish and maintain the
standard of living they feel they
deserve.
, Savings is low priority. Rarely enough Earn/spend/save
money.
How can you combat Identify reasons to save.
Earn/spend/save patterns?
Pay yourself first. Saving money Earn/save/spend
immediately. Budget and spend what
is left.
Learned patterns, parents, society, behavioral influences
creditors, lenders are examples of
______________ ________________.
Financial counselors should seek to Expand
help members ______________ their
perspective to see other possibilities
that could improve their financial
health.
Correlates to the left hemisphere. Conscious mind
Orderly and systematic center for
processing info provided by the
senses. Directed with a focused
activity.
Correlates to the right hemisphere Unconscious mind
and provides autonomic processing,
which controls functions of the body
that continually work in the
background such as breathing.
