HCD 330 EXAM QUESTIONS AND
ANSWERS ALL CORRECT
As a result of the Medicare and Medicaid programs, which of the following entities is/are
the largest stakeholder(s) in the U.S. healthcare system? - Answer- Federal and state
governments
Complementary and alternative medicine practitioners practice unconventional health
therapies such as yoga, vitamin therapy, and spiritual healing. These services normally
are paid for by insurance companies. - Answer- False
Which of the following statistics are typically used to assess the health of a country? -
Answer- Life expectancy and Infant mortality rates
Compared to other countries that are members of the Organization for Economic
Cooperation and Development (OECD), where does the U.S. rank in terms of per capita
spending on health care? - Answer- Highest spending per capita
How is infant mortality rate determined? - Answer- Number of deaths under one year of
age among live births per 1,000 births each year in a designated area
Compared to other countries that are members of the Organization for Economic
Cooperation and Development (OECD), where does the U.S. infant mortality rate rank?
- Answer- Infant mortality rate not the highest but is above average
In 2015, the average OECD life expectancy at birth was 80.6 years. How did the U.S.
life expectancy rate compare to this OECD average? - Answer- It wasn't the lowest, but
fell below the OECD average
Match the following U.S. Government Agency with the description that best fits its
mission. - Answer- CDC - Mission to save and protect the health of Americans
ACL - Mission to maximize the independence, well-being, and health of older adults,
people with disabilities across the life span
ATSDR - Finding and cleaning most hazardous waste sites in the country.
NIH - primary federal agency for research aimed at preventing and curing disease
worldwide.
IHS - Mission to raise the physical, mental, social, and spiritual health of American
Indians and Alaska Natives.
, CMS - Provides, funding, and oversight to healthcare programs for elderly and poor
individuals.
What is the primary purpose of health insurance? - Answer- It protects the insured
against the financial costs associated with catastrophic health events.
Approximately how many people currently lack health insurance in the U.S.? - Answer-
30 million
What is one basic feature of the U.S. healthcare system that distinguishes it from most
developed countries in the world? - Answer- Absence of a central governing agency.
Which of the following statements represents a major reform that was passed in 2010
as part of the Affordable Care Act? - Answer- Prohibit denial of insurance coverage for
pre-existing conditions
The ACA mandates that employers with 25 or more employees offer health insurance
as an employee benefit. <<< FALSE
(The Employer Mandate only applies to businesses with 50 or more employees.)
<<<TRUE - Answer- False
With its passage at the federal level, the Affordable Care Act's Medicaid Expansion
program has been implemented in all 50 states. <<<FALSE
This statement is false. States have the option to join the Medicaid Expansion program.
While most states have joined and implemented the program, there are still some states
that have not. - Answer- False
The Affordable Care Act allows dependents to remain on their parent's health insurance
plan until what maximum age? - Answer- 26
The Affordable Care Act includes Mental Health and Substance Abuse services in its list
of Essential Health Benefits. - Answer- True
As a result of wage freezes during WW II, group health insurance became an important
component of collective bargaining between unions and employers. - Answer- True
Why couldn't the patient described in "The Woman in the Mirror" article obtain her
prescription medication (Plavix)? - Answer- She didn't have money for the bus
Which of the following best describes Quaternary Prevention? - Answer- Protecting
patients from overmedicalization and/or unnecessary invasing medical intervention.
Which of the following Allied Health Professionals uses ultrasound to photograph
internal structures? - Answer- Diagnostic medical sonographer
ANSWERS ALL CORRECT
As a result of the Medicare and Medicaid programs, which of the following entities is/are
the largest stakeholder(s) in the U.S. healthcare system? - Answer- Federal and state
governments
Complementary and alternative medicine practitioners practice unconventional health
therapies such as yoga, vitamin therapy, and spiritual healing. These services normally
are paid for by insurance companies. - Answer- False
Which of the following statistics are typically used to assess the health of a country? -
Answer- Life expectancy and Infant mortality rates
Compared to other countries that are members of the Organization for Economic
Cooperation and Development (OECD), where does the U.S. rank in terms of per capita
spending on health care? - Answer- Highest spending per capita
How is infant mortality rate determined? - Answer- Number of deaths under one year of
age among live births per 1,000 births each year in a designated area
Compared to other countries that are members of the Organization for Economic
Cooperation and Development (OECD), where does the U.S. infant mortality rate rank?
- Answer- Infant mortality rate not the highest but is above average
In 2015, the average OECD life expectancy at birth was 80.6 years. How did the U.S.
life expectancy rate compare to this OECD average? - Answer- It wasn't the lowest, but
fell below the OECD average
Match the following U.S. Government Agency with the description that best fits its
mission. - Answer- CDC - Mission to save and protect the health of Americans
ACL - Mission to maximize the independence, well-being, and health of older adults,
people with disabilities across the life span
ATSDR - Finding and cleaning most hazardous waste sites in the country.
NIH - primary federal agency for research aimed at preventing and curing disease
worldwide.
IHS - Mission to raise the physical, mental, social, and spiritual health of American
Indians and Alaska Natives.
, CMS - Provides, funding, and oversight to healthcare programs for elderly and poor
individuals.
What is the primary purpose of health insurance? - Answer- It protects the insured
against the financial costs associated with catastrophic health events.
Approximately how many people currently lack health insurance in the U.S.? - Answer-
30 million
What is one basic feature of the U.S. healthcare system that distinguishes it from most
developed countries in the world? - Answer- Absence of a central governing agency.
Which of the following statements represents a major reform that was passed in 2010
as part of the Affordable Care Act? - Answer- Prohibit denial of insurance coverage for
pre-existing conditions
The ACA mandates that employers with 25 or more employees offer health insurance
as an employee benefit. <<< FALSE
(The Employer Mandate only applies to businesses with 50 or more employees.)
<<<TRUE - Answer- False
With its passage at the federal level, the Affordable Care Act's Medicaid Expansion
program has been implemented in all 50 states. <<<FALSE
This statement is false. States have the option to join the Medicaid Expansion program.
While most states have joined and implemented the program, there are still some states
that have not. - Answer- False
The Affordable Care Act allows dependents to remain on their parent's health insurance
plan until what maximum age? - Answer- 26
The Affordable Care Act includes Mental Health and Substance Abuse services in its list
of Essential Health Benefits. - Answer- True
As a result of wage freezes during WW II, group health insurance became an important
component of collective bargaining between unions and employers. - Answer- True
Why couldn't the patient described in "The Woman in the Mirror" article obtain her
prescription medication (Plavix)? - Answer- She didn't have money for the bus
Which of the following best describes Quaternary Prevention? - Answer- Protecting
patients from overmedicalization and/or unnecessary invasing medical intervention.
Which of the following Allied Health Professionals uses ultrasound to photograph
internal structures? - Answer- Diagnostic medical sonographer
